加密與不可阻擋的機構力量崩潰了401（k）派對

機構勢頭和加密貨幣納入傳統財務框架正在穩步改變數字資產的評估方式

Cryptocurrencies are steadily integrating into traditional financial frameworks, a process that is altering how both regulators and market participants view digital assets.

加密貨幣正在穩步整合到傳統的財務框架中，該過程正在改變監管機構和市場參與者如何看待數字資產的過程。

Two insights shared by Coinbase (Nasdaq:COIN) CEO Brian Armstrong on Tuesday highlight this broader shift.

週二，Coinbase（NASDAQ：COIN）首席執行官Brian Armstrong共享的兩個見解強調了這一更廣泛的轉變。

The Coinbase executive first suggested that digital assets are approaching a tipping point in retirement investing, particularly with 401(k) plans. These employer-sponsored retirement accounts allow for pre-tax contributions and long-term investment growth.

COINBASE高管首先建議數字資產接近退休投資的轉折點，尤其是401（k）計劃。這些由雇主贊助的退休帳戶允許稅前捐款和長期投資增長。

“Crypto is about to be in everyone’s 401(k),” Armstrong said bluntly.

“加密貨幣即將進入每個人的401（k），”阿姆斯特朗直言不諱地說。

His comments reflect a broader narrative of crypto transitioning from a realm of niche speculation to a legitimate part of mainstream financial strategy. Bitcoin’s role in sovereign reserves is being discussed, and Coinbase itself is now set to join the S&P 500 index—an event that showcases the asset class’s rising institutional profile.

他的評論反映了加密貨幣從利基市場猜測轉變為主流財務戰略的合法部分的更廣泛的敘述。正在討論比特幣在主權儲備中的作用，而Coinbase本身現在將加入標準普爾500指數，這一事件展示了資產類別的機構概況。

S&P Global (NYSE:GSC) announced Monday that Coinbase will be joining the benchmark index, a move that has broader implications for the firm and the crypto sector at large.

S＆P Global（NYSE：GSC）週一宣布，Coinbase將加入基準指數，此舉對公司和整個加密貨幣領域具有更大的影響。

Announcing the news on X, Armstrong said, “Coinbase just became the first and only crypto company to join the S&P 500.”

阿姆斯特朗在X上宣布這一消息時說：“ Coinbase剛剛成為第一家也是唯一一家加入標準普爾500指數的加密公司。”

Beyond the S&P 500 inclusion, Armstrong also shared ambitions tied to Coinbase’s own product ecosystem.

除了標準普爾500指數外，阿姆斯特朗還與Coinbase自己的產品生態系統相關的野心。

“My goal is that in 5-10 years, getting into COIN50 index will feel as good as this,” he added on X Tuesday.

他在X週二補充說：“我的目標是，在5 - 10年內，進入Coin50指數將感覺與此一樣好。”

The COIN50 index is a benchmark developed by Coinbase to track the top 50 cryptocurrencies by market capitalization available on its platform. It is designed as a reference for investors assessing digital asset performance and reflects the company’s broader vision of integrating crypto into portfolios and financial benchmarks.

Coin50索引是由Coinbase開發的基準，該基准通過其平台上可用的市值來跟踪前50個加密貨幣。它被設計為評估數字資產績效的投資者的參考，並反映了公司將加密貨幣集成到投資組合和財務基準的廣泛願景。