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亞洲、北美和歐洲的銀行正準備使用 SWIFT 進行即時交易，以進行數位資產和貨幣轉帳。這些現場試驗代表了數位貨幣和資產朝更廣泛的主流採用邁出的重要一步。

Breaking: Banks in Asia, North America, and Europe to Execute Live Digital Asset, Currency Transfers via SWIFT

突發新聞：亞洲、北美和歐洲的銀行將透過 SWIFT 執行即時數位資產和貨幣轉賬

In a significant development, banks across Asia, North America, and Europe are preparing to execute live transactions using the SWIFT network for the transfer of digital assets and currencies. This marks a crucial step toward the broader mainstream adoption of digital currencies and assets.

亞洲、北美和歐洲的銀行正在準備使用 SWIFT 網路執行即時交易，以進行數位資產和貨幣的轉移，這是一項重大進展。這標誌著數位貨幣和資產朝更廣泛的主流採用邁出了關鍵一步。

The news comes as part of a broader initiative by SWIFT, in collaboration with enterprise blockchain firm R3, to integrate blockchain technology into the existing messaging and payment infrastructure used by banks globally.

這項消息是 SWIFT 與企業區塊鏈公司 R3 合作的更廣泛計畫的一部分，旨在將區塊鏈技術整合到全球銀行使用的現有訊息傳遞和支付基礎設施中。

According to a recent report by Blockworks, banks in Hong Kong, Singapore, Thailand, Australia, Canada, the United States, the United Kingdom, and Switzerland are among those set to participate in the pilot program for digital asset transfers.

根據 Blockworks 最近的一份報告，香港、新加坡、泰國、澳洲、加拿大、美國、英國和瑞士的銀行都將參與數位資產轉移試點計畫。

The pilot, which is expected to conclude by the end of 2024, will see banks using R3’s Corda blockchain platform to tokenize assets such as bonds, equities, and fiat currencies, and subsequently transferring them via the SWIFT network.

該試點預計將於 2024 年底結束，銀行將使用 R3 的 Corda 區塊鏈平台對債券、股票和法定貨幣等資產進行代幣化，然後透過 SWIFT 網路進行轉移。

This development follows extensive testing and preparation by SWIFT over the past several years to integrate blockchain technology into its network.

這項發展是 SWIFT 在過去幾年中為將區塊鏈技術整合到其網路中而進行的廣泛測試和準備工作之後進行的。

In 2022, SWIFT conducted a successful pilot program involving over 40 banks and technology vendors to explore the use of blockchain for cross-border payments, liquidity management, and trade finance.

2022年，SWIFT成功開展了一項試點計劃，涉及40多家銀行和技術供應商，探索利用區塊鏈進行跨境支付、流動性管理和貿易融資。

The integration of blockchain technology into SWIFT’s network is widely anticipated to enhance the efficiency, speed, and transparency of cross-border transactions involving digital assets and currencies.

人們普遍預期，將區塊鏈技術融入 SWIFT 網路將提高涉及數位資產和貨幣的跨境交易的效率、速度和透明度。

Currently, the settlement of such transactions can take several days, but the use of blockchain technology is expected to reduce this time to a matter of hours or even minutes.

目前，此類交易的結算可能需要幾天的時間，但區塊鏈技術的使用預計將這一時間縮短到幾小時甚至幾分鐘。

Moreover, the immutability and distributed nature of blockchain technology will provide an additional layer of security for these transactions, minimizing the risk of fraud or manipulation.

此外，區塊鏈技術的不變性和分散式特性將為這些交易提供額外的安全層，最大限度地減少詐欺或操縱的風險。

Overall, the move by banks to execute live digital asset and currency transfers via SWIFT marks a significant milestone in the convergence of traditional finance and digital asset technology.

總體而言，銀行透過 SWIFT 執行即時數位資產和貨幣轉帳的舉措標誌著傳統金融和數位資產技術整合的一個重要里程碑。

This development is likely to pave the way for broader mainstream adoption of digital currencies and assets, facilitating greater participation and liquidity in the digital asset market.

這一發展可能為數位貨幣和資產更廣泛的主流採用鋪平道路，促進數位資產市場的更多參與和流動性。