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亚洲、北美和欧洲的银行正准备使用 SWIFT 进行实时交易，以进行数字资产和货币转账。这些现场试验代表了数字货币和资产向更广泛的主流采用迈出的重要一步。

Breaking: Banks in Asia, North America, and Europe to Execute Live Digital Asset, Currency Transfers via SWIFT

突发新闻：亚洲、北美和欧洲的银行将通过 SWIFT 执行实时数字资产和货币转账

In a significant development, banks across Asia, North America, and Europe are preparing to execute live transactions using the SWIFT network for the transfer of digital assets and currencies. This marks a crucial step toward the broader mainstream adoption of digital currencies and assets.

亚洲、北美和欧洲的银行正在准备使用 SWIFT 网络执行实时交易，以进行数字资产和货币的转移，这是一项重大进展。这标志着数字货币和资产向更广泛的主流采用迈出了关键一步。

The news comes as part of a broader initiative by SWIFT, in collaboration with enterprise blockchain firm R3, to integrate blockchain technology into the existing messaging and payment infrastructure used by banks globally.

这一消息是 SWIFT 与企业区块链公司 R3 合作的更广泛计划的一部分，旨在将区块链技术集成到全球银行使用的现有消息传递和支付基础设施中。

According to a recent report by Blockworks, banks in Hong Kong, Singapore, Thailand, Australia, Canada, the United States, the United Kingdom, and Switzerland are among those set to participate in the pilot program for digital asset transfers.

根据 Blockworks 最近的一份报告，香港、新加坡、泰国、澳大利亚、加拿大、美国、英国和瑞士的银行都将参与数字资产转移试点计划。

The pilot, which is expected to conclude by the end of 2024, will see banks using R3’s Corda blockchain platform to tokenize assets such as bonds, equities, and fiat currencies, and subsequently transferring them via the SWIFT network.

该试点预计将于 2024 年底结束，银行将使用 R3 的 Corda 区块链平台对债券、股票和法定货币等资产进行代币化，然后通过 SWIFT 网络进行转移。

This development follows extensive testing and preparation by SWIFT over the past several years to integrate blockchain technology into its network.

这一发展是 SWIFT 在过去几年中为将区块链技术集成到其网络中而进行的广泛测试和准备工作之后进行的。

In 2022, SWIFT conducted a successful pilot program involving over 40 banks and technology vendors to explore the use of blockchain for cross-border payments, liquidity management, and trade finance.

2022年，SWIFT成功开展了一项试点计划，涉及40多家银行和技术供应商，探索利用区块链进行跨境支付、流动性管理和贸易融资。

The integration of blockchain technology into SWIFT’s network is widely anticipated to enhance the efficiency, speed, and transparency of cross-border transactions involving digital assets and currencies.

人们普遍预计，将区块链技术融入 SWIFT 网络将提高涉及数字资产和货币的跨境交易的效率、速度和透明度。

Currently, the settlement of such transactions can take several days, but the use of blockchain technology is expected to reduce this time to a matter of hours or even minutes.

目前，此类交易的结算可能需要几天的时间，但区块链技术的使用有望将这一时间缩短到几小时甚至几分钟。

Moreover, the immutability and distributed nature of blockchain technology will provide an additional layer of security for these transactions, minimizing the risk of fraud or manipulation.

此外，区块链技术的不变性和分布式特性将为这些交易提供额外的安全层，最大限度地减少欺诈或操纵的风险。

Overall, the move by banks to execute live digital asset and currency transfers via SWIFT marks a significant milestone in the convergence of traditional finance and digital asset technology.

总体而言，银行通过 SWIFT 执行实时数字资产和货币转账的举措标志着传统金融和数字资产技术融合的一个重要里程碑。

This development is likely to pave the way for broader mainstream adoption of digital currencies and assets, facilitating greater participation and liquidity in the digital asset market.

这一发展可能为数字货币和资产更广泛的主流采用铺平道路，促进数字资产市场的更多参与和流动性。