鏈條推出了新產品，可確保以太坊Stakers的年收益率最低

加密保險公司的連鎖店週三宣布了一項新產品，該產品使以太坊的Stakers可以防止削減速度，並保證他們的年收益率最低。

Crypto insurer Chainproof is launching a product that will guarantee minimum yearly yields for Ethereum stakers and protect them from slashing, the firm announced Wednesday.

該公司週三宣布，加密保險公司的連鎖設備正在推出一種產品，該產品將保證以太坊stakers的年度最低收益率，並保護他們免於削減。

The offering, which involves a partnership with insurance broker IMA Financial Group, will top up stakers’ yield if slashing causes their returns to fall below the Composite Ether Staking Rate, or CESR.

該產品涉及與保險經紀人IMA金融集團的合作夥伴關係，如果削減的回報率降至複合以太股票率（或CESR），將使Stakers的收益率增加。

CoinDesk Indices (a CoinDesk subsidiary) and CoinFund created CESR to serve as a benchmark rate that represents the mean, annualized staking yield generated by all Ethereum validators.

Coindesk指數（Coindesk子公司）和CoinFund創建了CESR，以作為代表所有以太坊驗證器產生的平均年化靜止收益率的基准率。

"As staking takes center stage across a new generation of ETFs and other institutional financial products, it will be imperative for institutions to insure that yield,” Chris Perkins, President of CoinFund and a partner behind the CESR benchmark, said in a statement.

Coinfund總裁，CESR基準背後的合作夥伴Chris Perkins在一份聲明中說：“隨著Staking在新一代的ETF和其他機構金融產品中佔據中心地位，機構必須確保屈服。”

Staking is the act of locking up tokens on a blockchain to help validate transactions, earning a reward from the network for the stakers. As of Wednesday, the annualized yield on the CESR is 3.5%.

Staking是將代幣鎖定在區塊鏈上以幫助驗證交易的行為，從而從網絡獲得了Stakers的獎勵。截至週三，CESR的年化收益率為3.5％。

Slashing risk

削減風險

Since Ethereum started allowing users to stake in 2020, validators have been slashed 474 times, according to beaconcha.in data.

根據Beatoncha.in的數據，自從以太坊開始允許用戶在2020年股權上股權以來，驗證器已被削減474次。

Slashing occurs when validators process transactions on the blockchain but publish incorrect data, leading to a penalty that slashes a portion of their tokens. It’s usually caused by bugs in validator software or human error, not by validators trying to attack or cheat the system.

當驗證器處理區塊鏈上但發布錯誤的數據時，會發生削減，從而導致懲罰削減其部分令牌。它通常是由驗證器軟件或人為錯誤中的錯誤引起的，而不是試圖攻擊或欺騙系統的驗證者。

In one incident earlier this year, Bitcoin Suisse, a company that provides staking services for institutional clients, lost almost $200,000 after 100 of its newly set up validators were slashed.

在今年早些時候的一次事件中，瑞士比特幣（Bitcoin Suisse）是一家為機構客戶提供積分服務的公司，在其新設立的驗證者中有100個被削減後，損失了近200,000美元。

The financial damage caused by slashing is usually small compared to hacks or DeFi protocol bugs. Still, many crypto security researchers maintain that an event where thousands of validators are simultaneously slashed is a risk that shouldn't be ignored.

與黑客或DEFI協議錯誤相比，削減造成的財務損害通常很小。儘管如此，許多加密安全研究人員認為，同時削減數千個驗證者的事件是不容忽視的風險。

Chainproof isn't the first to provide insurance for Ethereum stakers. Nexus Mutual, a crypto insurance alternative, offers coverage that pays out on each individual slashing incident and covers losses up to a predetermined amount. However, it does not guarantee yearly returns.

鏈條不是第一個為以太坊stakers提供保險的人。 Nexus Mutual是一種加密保險替代方案，提供了覆蓋範圍，這些覆蓋範圍對每個人的削減事件都要支付，並涵蓋了預定金額的損失。但是，它不能保證每年的回報。

Chainproof’s insurance will reimburse losses of 95% to 98% of the CESR benchmark rate over a one-year period. If their total earned staking rewards fall below this level, the policy will automatically reimburse them, guaranteeing the amount of rewards they will receive.

Chainproof的保險將在一年的時間內償還CESR基准率的95％至98％的損失。如果他們的積分獎勵總計低於此級別，則該政策將自動償還它們，並保證他們將獲得的獎勵金額。

It’s a small difference, but one that's needed for institutional crypto adoption at scale, Don Ho, co-founder and CEO of Chainproof, said in an interview with CoinDesk.

Chainproof的聯合創始人兼首席執行官Don Ho在接受Coindesk的採訪時說，這是一個很小的差異，但要大規模採用機構加密貨幣。

"We're able to provide an A-rated carrier, which is the highest rating an insurance company can receive, to guarantee the pay-out on our policies," Ho added.

Ho補充說：“我們能夠提供一個A評級運營商，這是保險公司可以收到的最高評級，以保證我們的保單支出。”

Chainproof will launch its staking coverage on June 1 with early access programs for large-scale validators and institutional staking providers.

Chainproof將於6月1日推出其堆放範圍，並為大規模驗證者和機構Staking提供商提供早期訪問計劃。

Several companies involved in Ethereum staking, including Blockdaemon, Pier Two, Globalstake and P2P, already plan to offer Chainproof’s coverage to their clients.

包括Blockdaemon，第二碼頭，Global Stake和P2P在內的幾家涉及以太坊積累的公司已經計劃向客戶提供鏈條的覆蓋範圍。