链条推出了新产品，可确保以太坊Stakers的年收益率最低

加密保险公司的连锁店周三宣布了一项新产品，该产品使以太坊的Stakers可以防止削减速度，并保证他们的年收益率最低。

Crypto insurer Chainproof is launching a product that will guarantee minimum yearly yields for Ethereum stakers and protect them from slashing, the firm announced Wednesday.

该公司周三宣布，加密保险公司的连锁设备正在推出一种产品，该产品将保证以太坊stakers的年度最低收益率，并保护他们免于削减。

The offering, which involves a partnership with insurance broker IMA Financial Group, will top up stakers’ yield if slashing causes their returns to fall below the Composite Ether Staking Rate, or CESR.

该产品涉及与保险经纪人IMA金融集团的合作伙伴关系，如果削减的回报率降至复合以太股票率（或CESR），将使Stakers的收益率增加。

CoinDesk Indices (a CoinDesk subsidiary) and CoinFund created CESR to serve as a benchmark rate that represents the mean, annualized staking yield generated by all Ethereum validators.

Coindesk指数（Coindesk子公司）和CoinFund创建了CESR，以作为代表所有以太坊验证器产生的平均年化静止收益率的基准率。

"As staking takes center stage across a new generation of ETFs and other institutional financial products, it will be imperative for institutions to insure that yield,” Chris Perkins, President of CoinFund and a partner behind the CESR benchmark, said in a statement.

Coinfund总裁，CESR基准背后的合作伙伴Chris Perkins在一份声明中说：“随着Staking在新一代的ETF和其他机构金融产品中占据中心地位，机构必须确保屈服。”

Staking is the act of locking up tokens on a blockchain to help validate transactions, earning a reward from the network for the stakers. As of Wednesday, the annualized yield on the CESR is 3.5%.

Staking是将代币锁定在区块链上以帮助验证交易的行为，从而从网络获得了Stakers的奖励。截至周三，CESR的年化收益率为3.5％。

Slashing risk

削减风险

Since Ethereum started allowing users to stake in 2020, validators have been slashed 474 times, according to beaconcha.in data.

根据Beatoncha.in的数据，自从以太坊开始允许用户在2020年股权上股权以来，验证器已被削减474次。

Slashing occurs when validators process transactions on the blockchain but publish incorrect data, leading to a penalty that slashes a portion of their tokens. It’s usually caused by bugs in validator software or human error, not by validators trying to attack or cheat the system.

当验证器处理区块链上但发布错误的数据时，会发生削减，从而导致惩罚削减其部分令牌。它通常是由验证器软件或人为错误中的错误引起的，而不是试图攻击或欺骗系统的验证者。

In one incident earlier this year, Bitcoin Suisse, a company that provides staking services for institutional clients, lost almost $200,000 after 100 of its newly set up validators were slashed.

在今年早些时候的一次事件中，瑞士比特币（Bitcoin Suisse）是一家为机构客户提供积分服务的公司，在其新设立的验证者中有100个被削减后，损失了近200,000美元。

The financial damage caused by slashing is usually small compared to hacks or DeFi protocol bugs. Still, many crypto security researchers maintain that an event where thousands of validators are simultaneously slashed is a risk that shouldn't be ignored.

与黑客或DEFI协议错误相比，削减造成的财务损害通常很小。尽管如此，许多加密安全研究人员认为，同时削减数千个验证者的事件是不容忽视的风险。

Chainproof isn't the first to provide insurance for Ethereum stakers. Nexus Mutual, a crypto insurance alternative, offers coverage that pays out on each individual slashing incident and covers losses up to a predetermined amount. However, it does not guarantee yearly returns.

链条不是第一个为以太坊stakers提供保险的人。 Nexus Mutual是一种加密保险替代方案，提供了覆盖范围，这些覆盖范围对每个人的削减事件都要支付，并涵盖了预定金额的损失。但是，它不能保证每年的回报。

Chainproof’s insurance will reimburse losses of 95% to 98% of the CESR benchmark rate over a one-year period. If their total earned staking rewards fall below this level, the policy will automatically reimburse them, guaranteeing the amount of rewards they will receive.

Chainproof的保险将在一年的时间内偿还CESR基准率的95％至98％的损失。如果他们的积分奖励总计低于此级别，则该政策将自动偿还它们，并保证他们将获得的奖励金额。

It’s a small difference, but one that's needed for institutional crypto adoption at scale, Don Ho, co-founder and CEO of Chainproof, said in an interview with CoinDesk.

Chainproof的联合创始人兼首席执行官Don Ho在接受Coindesk的采访时说，这是一个很小的差异，但要大规模采用机构加密货币。

"We're able to provide an A-rated carrier, which is the highest rating an insurance company can receive, to guarantee the pay-out on our policies," Ho added.

Ho补充说：“我们能够提供一个A评级运营商，这是保险公司可以收到的最高评级，以保证我们的保单支出。”

Chainproof will launch its staking coverage on June 1 with early access programs for large-scale validators and institutional staking providers.

Chainproof将于6月1日推出其堆放范围，并为大规模验证者和机构Staking提供商提供早期访问计划。

Several companies involved in Ethereum staking, including Blockdaemon, Pier Two, Globalstake and P2P, already plan to offer Chainproof’s coverage to their clients.

包括Blockdaemon，第二码头，Global Stake和P2P在内的几家涉及以太坊积累的公司已经计划向客户提供链条的覆盖范围。