柬埔寨允許銀行提供加密相關服務，但不允許提供比特幣和其他無支援的代幣

柬埔寨國家銀行已允許商業銀行和支付公司提供加密相關服務，但不允許提供比特幣和其他無支援的代幣。

Cambodia’s central bank has authorized commercial banks and payment firms to offer crypto-related services, but only for a select category of crypto assets.

柬埔寨中央銀行已授權商業銀行和支付公司提供加密相關服務，但僅限於特定類別的加密資產。

According to a report by the Phnom Penh Post on Dec. 28, the National Bank of Cambodia (NBC) announced on Dec. 27 that it will permit banks to provide services related to Category 1 crypto assets.

根據《金邊郵報》12 月 28 日報道，柬埔寨國家銀行（NBC）於 12 月 27 日宣布，將允許銀行提供與​​ 1 類加密資產相關的服務。

This category includes cryptocurrencies that are pegged to fiat currencies, such as stablecoins like USD Coin (USDC) and USDT (USDT), as well as central bank digital currencies.

此類別包括與法定貨幣掛鉤的加密貨幣，例如美元硬幣 (USDC) 和 USDT (USDT) 等穩定幣，以及央行數位貨幣。

However, the new regulation does not extend to Bitcoin (BTC), Ethereum (ETH) and other unbacked cryptocurrencies, which remain banned in Cambodia.

然而，新規定並不適用於比特幣（BTC）、以太幣（ETH）和其他無支援的加密貨幣，這些貨幣在柬埔寨仍然被禁止。

Under the new law, commercial banks and payment firms that intend to offer crypto-related services must first obtain approval from the central bank.

根據新法律，打算提供加密貨幣相關服務的商業銀行和支付公司必須先獲得央行的批准。

Once authorized, banks and payment institutions will be able to convert crypto into fiat currencies and vice versa. They will also be permitted to facilitate cryptocurrency transfers between accounts and provide custody services.

一旦獲得授權，銀行和支付機構將能夠將加密貨幣轉換為法定貨幣，反之亦然。他們還將被允許促進帳戶之間的加密貨幣轉帳並提供託管服務。

However, financial institutions are strictly prohibited from utilizing client crypto assets for their own gain.

然而，金融機構嚴禁利用客戶加密資產謀取私利。

Prior to the NBC announcement, Cambodia had prohibited its citizens from engaging in crypto transactions or trading cryptocurrencies, owing to the high volatility associated with virtual assets and the widespread perception that crypto facilitates illicit activities such as money laundering and fraud.

在 NBC 宣布這一消息之前，柬埔寨已禁止其公民從事加密貨幣交易或交易加密貨幣，因為虛擬資產波動性很大，而且人們普遍認為加密貨幣會促進洗錢和欺詐等非法活動。

This landmark move by the NBC signals Cambodia's gradual shift towards the crypto industry, following a global trend observed in countries such as Hong Kong, the U.S. and UAE. However, in comparison to these countries, Cambodia is still in the early stages of crypto adoption.

NBC 的這一里程碑舉措標誌著柬埔寨繼香港、美國和阿聯酋等國家的全球趨勢之後逐漸轉向加密行業。然而，與這些國家相比，柬埔寨仍處於加密貨幣採用的早期階段。

Earlier this month, Cambodia blocked 16 major crypto exchanges, including Binance, OKX and Coinbase, from operating in the country. The exchanges failed to secure licenses from Cambodia’s Securities and Exchange Regulator, which are required for operating in the country.

本月早些時候，柬埔寨禁止包括 Binance、OKX 和 Coinbase 在內的 16 家主要加密貨幣交易所在該國運營。這些交易所未能獲得柬埔寨證券交易監管機構的許可，而這些許可是在該國開展業務所必需的。

While Cambodia remains cautious towards cryptocurrencies as a whole, the nation appears to be pivoting towards digital currencies that are pegged to fiat. In May, National Bank of Cambodia governor Chea Serey expressed optimism that digital currency could strengthen the Cambodian riel and reduce reliance on the U.S. dollar.

儘管柬埔寨整體上對加密貨幣持謹慎態度，但該國似乎正在轉向與法定貨幣掛鉤的數位貨幣。 5月，柬埔寨國家銀行行長Chea Serey表示樂觀，認為數位貨幣可以增強柬埔寨瑞爾匯率並減少對美元的依賴。