柬埔寨允许银行提供加密相关服务，但不允许提供比特币和其他无支持的代币

柬埔寨国家银行已允许商业银行和支付公司提供加密相关服务，但不允许提供比特币和其他无支持的代币。

Cambodia’s central bank has authorized commercial banks and payment firms to offer crypto-related services, but only for a select category of crypto assets.

柬埔寨中央银行已授权商业银行和支付公司提供加密相关服务，但仅限于特定类别的加密资产。

According to a report by the Phnom Penh Post on Dec. 28, the National Bank of Cambodia (NBC) announced on Dec. 27 that it will permit banks to provide services related to Category 1 crypto assets.

据《金边邮报》12 月 28 日报道，柬埔寨国家银行（NBC）于 12 月 27 日宣布，将允许银行提供与 1 类加密资产相关的服务。

This category includes cryptocurrencies that are pegged to fiat currencies, such as stablecoins like USD Coin (USDC) and USDT (USDT), as well as central bank digital currencies.

此类别包括与法定货币挂钩的加密货币，例如美元硬币 (USDC) 和 USDT (USDT) 等稳定币，以及央行数字货币。

However, the new regulation does not extend to Bitcoin (BTC), Ethereum (ETH) and other unbacked cryptocurrencies, which remain banned in Cambodia.

然而，新规定并不适用于比特币（BTC）、以太坊（ETH）和其他无支持的加密货币，这些货币在柬埔寨仍然被禁止。

Under the new law, commercial banks and payment firms that intend to offer crypto-related services must first obtain approval from the central bank.

根据新法律，打算提供加密货币相关服务的商业银行和支付公司必须首先获得央行的批准。

Once authorized, banks and payment institutions will be able to convert crypto into fiat currencies and vice versa. They will also be permitted to facilitate cryptocurrency transfers between accounts and provide custody services.

一旦获得授权，银行和支付机构将能够将加密货币转换为法定货币，反之亦然。他们还将被允许促进账户之间的加密货币转账并提供托管服务。

However, financial institutions are strictly prohibited from utilizing client crypto assets for their own gain.

然而，金融机构严禁利用客户加密资产谋取私利。

Prior to the NBC announcement, Cambodia had prohibited its citizens from engaging in crypto transactions or trading cryptocurrencies, owing to the high volatility associated with virtual assets and the widespread perception that crypto facilitates illicit activities such as money laundering and fraud.

在 NBC 宣布这一消息之前，柬埔寨已禁止其公民从事加密货币交易或交易加密货币，因为虚拟资产波动性很大，而且人们普遍认为加密货币会促进洗钱和欺诈等非法活动。

This landmark move by the NBC signals Cambodia's gradual shift towards the crypto industry, following a global trend observed in countries such as Hong Kong, the U.S. and UAE. However, in comparison to these countries, Cambodia is still in the early stages of crypto adoption.

NBC 的这一里程碑式举措标志着柬埔寨继香港、美国和阿联酋等国家的全球趋势之后逐渐转向加密行业。然而，与这些国家相比，柬埔寨仍处于加密货币采用的早期阶段。

Earlier this month, Cambodia blocked 16 major crypto exchanges, including Binance, OKX and Coinbase, from operating in the country. The exchanges failed to secure licenses from Cambodia’s Securities and Exchange Regulator, which are required for operating in the country.

本月早些时候，柬埔寨禁止包括 Binance、OKX 和 Coinbase 在内的 16 家主要加密货币交易所在该国运营。这些交易所未能获得柬埔寨证券交易监管机构的许可，而这些许可是在该国开展业务所必需的。

While Cambodia remains cautious towards cryptocurrencies as a whole, the nation appears to be pivoting towards digital currencies that are pegged to fiat. In May, National Bank of Cambodia governor Chea Serey expressed optimism that digital currency could strengthen the Cambodian riel and reduce reliance on the U.S. dollar.

尽管柬埔寨整体上对加密货币持谨慎态度，但该国似乎正在转向与法定货币挂钩的数字货币。 5月，柬埔寨国家银行行长Chea Serey表示乐观，认为数字货币可以增强柬埔寨瑞尔的汇率并减少对美元的依赖。