比特幣，菲律賓和國家儲備：邁向經濟主權的大膽步驟

菲律賓正在考慮制定一項開創性的法案，以建立國家比特幣儲備，旨在加強經濟主權。這是國民財富的未來嗎？

The Philippines is making waves in the crypto world with a proposal to establish a national Bitcoin reserve. This move, aimed at enhancing economic sovereignty and future-proofing the nation's financial resilience, has sparked both excitement and debate. Is this a bold step forward, or a risky gamble?

菲律賓正在加密貨幣世界中發動轟動，並提出建立國家比特幣儲備的提議。這一舉動旨在增強經濟主權和對國家財務韌性的防止，引發了興奮和辯論。這是向前邁出的大膽一步，還是冒險的賭博？

A Strategic Bitcoin Reserve: The Plan

戰略比特幣儲備：計劃

Representative Miguel Luis R. Villafuerte introduced House Bill No. 421 on June 30, 2025, proposing the creation of a Strategic Bitcoin Reserve managed by the Bangko Sentral ng Pilipinas (BSP). The plan involves purchasing 2,000 BTC annually over five years, totaling 10,000 BTC, to be held in trust for 20 years. Villafuerte emphasizes that this initiative is crucial for diversifying the country's assets and strengthening its financial position.

代表Miguel Luis R. Villafuerte於2025年6月30日推出了421號房屋法案，提議創建由Bangko Sentral Ng Pilipinas（BSP）管理的戰略比特幣儲備。該計劃涉及在五年內每年購買2,000個BTC，總計10,000 BTC，將在信託中持有20年。 Villafuerte強調，這項倡議對於使該國的資產多樣化並加強其財務狀況至關重要。

Why Bitcoin?

為什麼要比特幣？

The rationale behind this move is to diversify the Philippines' monetary assets beyond traditional reserves like dollars and gold. Bitcoin's capped supply and decentralized nature are seen as potential safeguards against inflation and systemic financial risks. As Villafuerte stated, Bitcoin's increasing significance in global finance makes it imperative for the Philippines to seize economic opportunities and protect its financial standing.

這一舉動的基本原理是使菲律賓的貨幣資產多樣化，而不是美元和黃金等傳統儲備。比特幣的上限供應和分散的性質被視為潛在的保障通貨膨脹和系統性的財務風險。正如Villafuerte所說，比特幣對全球財務的越來越重要，菲律賓必須抓住經濟機會並保護其金融地位。

The Nuts and Bolts

堅果和螺栓

The bill outlines a decentralized Bitcoin custody network across the Philippines, ensuring operational resilience. The BSP Governor would oversee the holdings, coordinating with various government departments and publishing quarterly reports. Funding would come directly from the BSP’s existing budget, ensuring the acquisition timeline is adhered to.

該法案概述了整個菲律賓的分散的比特幣保管網絡，以確保運營彈性。 BSP州長將監督持股，與各個政府部門進行協調並發布季度報告。資金將直接來自BSP的現有預算，以確保遵守收購時間表。

The Bigger Picture: Global Trends and the Philippines' Potential Role

更大的前景：全球趨勢和菲律賓的潛在角色

The Philippines' proposal aligns with a growing global trend of governments exploring Bitcoin integration. Other regions, including Switzerland, Hong Kong, and Poland, have seen discussions and proposals for incorporating Bitcoin into national reserves. If the bill passes, the Philippines could become a leading crypto-friendly nation, potentially surpassing El Salvador in Bitcoin reserves.

菲律賓的提議與探索比特幣整合的全球政府趨勢不斷增長。包括瑞士，香港和波蘭在內的其他地區也看到了將比特幣納入國家儲備中的討論和建議。如果法案通過，菲律賓可能會成為一個領先的加密貨幣國家，並可能超過了比特幣儲備金的El Salvador。

The Counter Arguments

反論點

Of course, not everyone is on board. Critics express concerns about Bitcoin’s price volatility and regulatory uncertainty. Some argue that the funds could be better allocated to sectors like education, healthcare, or infrastructure. The finance minister has also cautioned about the difficulty of converting Bitcoin into cash when needed.

當然，並不是每個人都在船上。評論家對比特幣的價格波動和監管不確定性表示關注。有人認為，這些資金可以更好地分配給教育，醫療保健或基礎設施等領域。財政部長還警告說，在需要時很難將比特幣轉換為現金。

My Take: A Calculated Risk Worth Taking

我的看法：值得採取的計算風險

While the concerns are valid, I believe the potential benefits outweigh the risks. Bitcoin's decentralized nature offers a hedge against traditional financial systems, and its increasing adoption signals a shift in global finance. For the Philippines, this could mean enhanced financial stability and a stronger position in the digital economy. Moreover, the proposal includes safeguards like protecting private property rights and prohibiting the confiscation of legally held Bitcoin, addressing some of the key concerns.

儘管擔憂是有效的，但我認為潛在的收益大於風險。比特幣的分散性質為傳統金融系統提供了對沖，其收養信號越來越多，全球金融的轉變。對於菲律賓來說，這可能意味著增強的財務穩定性和在數字經濟中的地位更強。此外，該提案包括保護私有財產權和禁止沒收合法持有比特幣的保障措施，以解決一些主要問題。

Looking Ahead

展望未來

Whether this law passes or not, the conversation has started, and it’s a big one. The Philippines could become one of the first nations to adopt Bitcoin as part of its official wealth—a move that might change how countries think about money in the future. So, keep your eyes peeled, folks! The Philippines might just be the trendsetter the financial world didn't know it needed. Who knows, maybe one day we'll all be paying for our morning coffee with satoshis!

無論該法律是否通過，對話已經開始，這是一個很大的談話。菲律賓可能會成為最早採用比特幣作為其官方財富的一部分的國家之一，這一舉動可能會改變各國未來對金錢的看法。因此，睜大眼睛，伙計們！菲律賓可能只是金融界不知道需要的潮流引領者。誰知道，也許有一天我們都會和Satoshis一起付費！