比特币，菲律宾和国家储备：迈向经济主权的大胆步骤

菲律宾正在考虑制定一项开创性的法案，以建立国家比特币储备，旨在加强经济主权。这是国民财富的未来吗？

The Philippines is making waves in the crypto world with a proposal to establish a national Bitcoin reserve. This move, aimed at enhancing economic sovereignty and future-proofing the nation's financial resilience, has sparked both excitement and debate. Is this a bold step forward, or a risky gamble?

菲律宾正在加密货币世界中发动轰动，并提出建立国家比特币储备的提议。这一举动旨在增强经济主权和对国家财务韧性的防止，引发了兴奋和辩论。这是向前迈出的大胆一步，还是冒险的赌博？

A Strategic Bitcoin Reserve: The Plan

战略比特币储备：计划

Representative Miguel Luis R. Villafuerte introduced House Bill No. 421 on June 30, 2025, proposing the creation of a Strategic Bitcoin Reserve managed by the Bangko Sentral ng Pilipinas (BSP). The plan involves purchasing 2,000 BTC annually over five years, totaling 10,000 BTC, to be held in trust for 20 years. Villafuerte emphasizes that this initiative is crucial for diversifying the country's assets and strengthening its financial position.

代表Miguel Luis R. Villafuerte于2025年6月30日推出了421号房屋法案，提议创建由Bangko Sentral Ng Pilipinas（BSP）管理的战略比特币储备。该计划涉及在五年内每年购买2,000个BTC，总计10,000 BTC，将在信托中持有20年。 Villafuerte强调，这项倡议对于使该国的资产多样化并加强其财务状况至关重要。

Why Bitcoin?

为什么要比特币？

The rationale behind this move is to diversify the Philippines' monetary assets beyond traditional reserves like dollars and gold. Bitcoin's capped supply and decentralized nature are seen as potential safeguards against inflation and systemic financial risks. As Villafuerte stated, Bitcoin's increasing significance in global finance makes it imperative for the Philippines to seize economic opportunities and protect its financial standing.

这一举动的基本原理是使菲律宾的货币资产多样化，而不是美元和黄金等传统储备。比特币的上限供应和分散的性质被视为潜在的保障通货膨胀和系统性的财务风险。正如Villafuerte所说，比特币对全球财务的越来越重要，菲律宾必须抓住经济机会并保护其金融地位。

The Nuts and Bolts

坚果和螺栓

The bill outlines a decentralized Bitcoin custody network across the Philippines, ensuring operational resilience. The BSP Governor would oversee the holdings, coordinating with various government departments and publishing quarterly reports. Funding would come directly from the BSP’s existing budget, ensuring the acquisition timeline is adhered to.

该法案概述了整个菲律宾的分散的比特币保管网络，以确保运营弹性。 BSP州长将监督持股，与各个政府部门进行协调并发布季度报告。资金将直接来自BSP的现有预算，以确保遵守收购时间表。

The Bigger Picture: Global Trends and the Philippines' Potential Role

更大的前景：全球趋势和菲律宾的潜在角色

The Philippines' proposal aligns with a growing global trend of governments exploring Bitcoin integration. Other regions, including Switzerland, Hong Kong, and Poland, have seen discussions and proposals for incorporating Bitcoin into national reserves. If the bill passes, the Philippines could become a leading crypto-friendly nation, potentially surpassing El Salvador in Bitcoin reserves.

菲律宾的提议与探索比特币整合的全球政府趋势不断增长。包括瑞士，香港和波兰在内的其他地区也看到了将比特币纳入国家储备中的讨论和建议。如果法案通过，菲律宾可能会成为一个领先的加密货币国家，并可能超过了比特币储备金的El Salvador。

The Counter Arguments

反论点

Of course, not everyone is on board. Critics express concerns about Bitcoin’s price volatility and regulatory uncertainty. Some argue that the funds could be better allocated to sectors like education, healthcare, or infrastructure. The finance minister has also cautioned about the difficulty of converting Bitcoin into cash when needed.

当然，并不是每个人都在船上。评论家对比特币的价格波动和监管不确定性表示关注。有人认为，这些资金可以更好地分配给教育，医疗保健或基础设施等领域。财政部长还警告说，在需要时很难将比特币转换为现金。

My Take: A Calculated Risk Worth Taking

我的看法：值得采取的计算风险

While the concerns are valid, I believe the potential benefits outweigh the risks. Bitcoin's decentralized nature offers a hedge against traditional financial systems, and its increasing adoption signals a shift in global finance. For the Philippines, this could mean enhanced financial stability and a stronger position in the digital economy. Moreover, the proposal includes safeguards like protecting private property rights and prohibiting the confiscation of legally held Bitcoin, addressing some of the key concerns.

尽管担忧是有效的，但我认为潜在的收益大于风险。比特币的分散性质为传统金融系统提供了对冲，其收养信号越来越多，全球金融的转变。对于菲律宾来说，这可能意味着增强的财务稳定性和在数字经济中的地位更强。此外，该提案包括保护私有财产权和禁止没收合法持有比特币的保障措施，以解决一些主要问题。

Looking Ahead

展望未来

Whether this law passes or not, the conversation has started, and it’s a big one. The Philippines could become one of the first nations to adopt Bitcoin as part of its official wealth—a move that might change how countries think about money in the future. So, keep your eyes peeled, folks! The Philippines might just be the trendsetter the financial world didn't know it needed. Who knows, maybe one day we'll all be paying for our morning coffee with satoshis!

无论该法律是否通过，对话已经开始，这是一个很大的谈话。菲律宾可能会成为最早采用比特币作为其官方财富的一部分的国家之一，这一举动可能会改变各国未来对金钱的看法。因此，睁大眼睛，伙计们！菲律宾可能只是金融界不知道需要的潮流引领者。谁知道，也许有一天我们都会和Satoshis一起付费！