比特幣，抵押品和貸款策略：紐約財務未來的一分鐘

由比特幣支持的貸款正在改變遊戲。我們正在研究使用比特幣作為抵押品的最新策略，風險和趨勢。立即獲取勺子！

Bitcoin, Collateral, and Loan Strategies: A New York Minute on the Future of Finance

比特幣，抵押品和貸款策略：紐約財務未來的一分鐘

Bitcoin-backed loans are no longer a fringe concept; they're stepping into the mainstream. Big players are exploring how to use Bitcoin as collateral, blending traditional finance with the digital frontier.

由比特幣支持的貸款不再是邊緣概念。他們正在進入主流。大玩家正在探索如何將比特幣用作抵押品，將傳統金融與數字邊界融為一體。

The Big Picture: Bitcoin as Collateral

大局：比特幣作為抵押品

The core idea? Letting investors access cash without selling their precious Bitcoin. Companies like Acacia Research Corporation are partnering with crypto-native firms such as Unchained Capital and Build Asset Management to make this happen. Acacia's subsidiary buys commercial loans fully secured by Bitcoin, offering liquidity while holders keep their Bitcoin. It’s like having your cake and eating it too, only it's Bitcoin.

核心想法？讓投資者在不出售其寶貴比特幣的情況下獲得現金。像Acacia Research Corporation這樣的公司正在與加密本地公司合作，例如Unchained Capital和建立資產管理，以實現這一目標。 Acacia的子公司購買了由比特幣完全確保的商業貸款，提供流動性，而持有人則保留其比特幣。就像吃蛋糕一樣，也只吃比特幣。

Who's Doing It and How?

誰在這樣做，如何做？

Unchained has been a pioneer since 2016, managing billions in Bitcoin assets and issuing substantial Bitcoin-backed loans. Build Asset Management, with its expertise in digital asset credit strategies, brings the know-how to manage these portfolios. These partnerships reflect a broader trend of institutions diving into Bitcoin as a legitimate financial tool. BitBridge, a Bitcoin-focused treasury firm, is set to launch public trading, further expanding access to Bitcoin-backed loan strategies.

自2016年以來，Unchained一直是一名先驅，經營數十億美元的比特幣資產，並發行了大量的比特幣支持貸款。建立資產管理憑藉其在數字資產信用策略方面的專業知識，為管理這些投資組合提供了專業知識。這些合作夥伴關係反映了製度作為合法的財務工具的更廣泛的趨勢。以比特幣為重點的財政部的比特布里奇（Bitbridge）將推出公共交易，進一步擴大了對比特幣支持的貸款策略的訪問。

The Risk-Reward Tango

風險回報探戈

While the idea is compelling, it's not without risk. Bitcoin loan rates can be volatile. We've seen Coinbase offering rates as high as 8.16%, reflecting strong demand but also inherent market risks. Platforms like Binance are adjusting collateral ratios to manage risks, highlighting the need for traders to stay informed and adapt. It's a dance between potential high returns and the ever-present threat of market fluctuations.

雖然這個想法令人信服，但並非沒有風險。比特幣貸款利率可能是波動的。我們已經看到Coinbase提供的價格高達8.16％，反映了強勁的需求，但也固有的市場風險。諸如Binance之類的平台正在調整抵押比例以管理風險，強調了交易者保持知情和適應的需求。這是潛在的高回報與市場波動威脅之間的舞蹈。

Regulation and Transparency: The New Watchwords

法規和透明度：新的口號

Regulatory developments, like the SEC's stance on crypto staking, are paving the way for greater institutional involvement. Transparency is becoming key, with firms disclosing their risk strategies. It's about building trust in a space that's often seen as the Wild West of finance.

法規發展，例如SEC對加密貨幣的立場，為更大的機構參與鋪平了道路。透明度已成為關鍵，公司披露了其風險策略。這是關於在經常被視為金融西部的空間中建立信任。

Bill Gross Weighs In: GameStop as Bitcoin's Meme Cousin

比爾·格羅斯（Bill Gross）稱重：GameStop作為比特幣的模因表弟

In a quirky twist, legendary investor Bill Gross (the "Bond King") pointed out that GameStop is now behaving like Bitcoin. He notes GameStop's shift from a meme stock to a more stable pattern mirroring Bitcoin's movements. According to Gross, GameStop has moved in a pattern similar to Bitcoin. The stock rose in late 2024, dipped in spring 2025, and then rebounded in May. Gross's observations highlight the evolving nature of both meme stocks and Bitcoin in the financial landscape.

傳奇的投資者比爾·格羅斯（Bill Gross）（“債券之王”）指出，GameStop的行為就像比特幣一樣，傳奇的投資者比爾·格羅斯（Bill Gross）（The Bond King”（The Bond King）都在一個古怪的轉折中。他指出，GameStop從模因庫存轉變為更穩定的模式，鏡像比特幣的動作。根據Gross的說法，GameStop的模式類似於比特幣。該股票在2024年底上漲，在2025年春季下降，然後在5月反彈。格羅斯的觀察結果凸顯了金融景觀中模因股票和比特幣的不斷發展的性質。

The Future is Now (and Probably Leveraged)

現在的未來是（可能槓桿化）

Bitcoin-backed loans are more than a trend; they're reshaping how we think about digital assets. As more companies explore these structured products, expect continued innovation and expansion. This evolution underscores Bitcoin's growing role as a versatile asset class bridging traditional and digital finance.

由比特幣支持的貸款不僅僅是一種趨勢。他們正在重塑我們對數字資產的看法。隨著越來越多的公司探索這些結構化產品，期望持續的創新和擴展。這種進化強調了比特幣作為一種多功能資產類別的跨越傳統和數字融資的作用。

So, buckle up, folks! The future of finance is here, and it's collateralized with Bitcoin. Just remember to keep an eye on those rates and ratios – and maybe consult your financial guru before diving in headfirst. After all, a little caution never hurt anyone, especially when dealing with crypto!

所以，搭扣，伙計們！財務的未來就在這裡，它是由比特幣抵押的。只需記住要關注這些速度和比率 - 也許在首先潛水之前諮詢您的財務大師。畢竟，一點謹慎永遠不會傷害任何人，尤其是在處理加密貨幣時！