比特币，抵押品和贷款策略：纽约财务未来的一分钟

由比特币支持的贷款正在改变游戏。我们正在研究使用比特币作为抵押品的最新策略，风险和趋势。立即获取勺子！

Bitcoin, Collateral, and Loan Strategies: A New York Minute on the Future of Finance

比特币，抵押品和贷款策略：纽约财务未来的一分钟

Bitcoin-backed loans are no longer a fringe concept; they're stepping into the mainstream. Big players are exploring how to use Bitcoin as collateral, blending traditional finance with the digital frontier.

由比特币支持的贷款不再是边缘概念。他们正在进入主流。大玩家正在探索如何将比特币用作抵押品，将传统金融与数字边界融为一体。

The Big Picture: Bitcoin as Collateral

大局：比特币作为抵押品

The core idea? Letting investors access cash without selling their precious Bitcoin. Companies like Acacia Research Corporation are partnering with crypto-native firms such as Unchained Capital and Build Asset Management to make this happen. Acacia's subsidiary buys commercial loans fully secured by Bitcoin, offering liquidity while holders keep their Bitcoin. It’s like having your cake and eating it too, only it's Bitcoin.

核心想法？让投资者在不出售其宝贵比特币的情况下获得现金。像Acacia Research Corporation这样的公司正在与Unchaining Capital等加密本地公司合作，并建立资产管理以实现这一目标。 Acacia的子公司购买了由比特币完全确保的商业贷款，提供流动性，而持有人则保留其比特币。就像吃蛋糕一样，也只吃比特币。

Who's Doing It and How?

谁在这样做，如何做？

Unchained has been a pioneer since 2016, managing billions in Bitcoin assets and issuing substantial Bitcoin-backed loans. Build Asset Management, with its expertise in digital asset credit strategies, brings the know-how to manage these portfolios. These partnerships reflect a broader trend of institutions diving into Bitcoin as a legitimate financial tool. BitBridge, a Bitcoin-focused treasury firm, is set to launch public trading, further expanding access to Bitcoin-backed loan strategies.

自2016年以来，Unchained一直是一名先驱，经营数十亿美元的比特币资产，并发行了大量的比特币支持贷款。建立资产管理凭借其在数字资产信用策略方面的专业知识，为管理这些投资组合提供了专业知识。这些合作伙伴关系反映了制度作为合法的财务工具的更广泛的趋势。以比特币为重点的财政部的比特布里奇（Bitbridge）将推出公共交易，进一步扩大了对比特币支持的贷款策略的访问。

The Risk-Reward Tango

风险回报探戈

While the idea is compelling, it's not without risk. Bitcoin loan rates can be volatile. We've seen Coinbase offering rates as high as 8.16%, reflecting strong demand but also inherent market risks. Platforms like Binance are adjusting collateral ratios to manage risks, highlighting the need for traders to stay informed and adapt. It's a dance between potential high returns and the ever-present threat of market fluctuations.

虽然这个想法令人信服，但并非没有风险。比特币贷款利率可能是波动的。我们已经看到Coinbase提供的价格高达8.16％，反映了强劲的需求，但也固有的市场风险。诸如Binance之类的平台正在调整抵押比例以管理风险，强调了交易者保持知情和适应的需求。这是潜在的高回报与市场波动威胁之间的舞蹈。

Regulation and Transparency: The New Watchwords

法规和透明度：新的口号

Regulatory developments, like the SEC's stance on crypto staking, are paving the way for greater institutional involvement. Transparency is becoming key, with firms disclosing their risk strategies. It's about building trust in a space that's often seen as the Wild West of finance.

法规发展，例如SEC对加密货币的立场，为更大的机构参与铺平了道路。透明度已成为关键，公司披露了其风险策略。这是关于在经常被视为金融西部的空间中建立信任。

Bill Gross Weighs In: GameStop as Bitcoin's Meme Cousin

比尔·格罗斯（Bill Gross）称重：GameStop作为比特币的模因表弟

In a quirky twist, legendary investor Bill Gross (the "Bond King") pointed out that GameStop is now behaving like Bitcoin. He notes GameStop's shift from a meme stock to a more stable pattern mirroring Bitcoin's movements. According to Gross, GameStop has moved in a pattern similar to Bitcoin. The stock rose in late 2024, dipped in spring 2025, and then rebounded in May. Gross's observations highlight the evolving nature of both meme stocks and Bitcoin in the financial landscape.

传奇的投资者比尔·格罗斯（Bill Gross）（“债券之王”）指出，GameStop的行为就像比特币一样，传奇的投资者比尔·格罗斯（Bill Gross）（The Bond King”（The Bond King）都在一个古怪的转折中。他指出，GameStop从模因库存转变为更稳定的模式，镜像比特币的动作。根据Gross的说法，GameStop的模式类似于比特币。该股票在2024年底上涨，在2025年春季下降，然后在5月反弹。格罗斯的观察结果凸显了金融景观中模因股票和比特币的不断发展的性质。

The Future is Now (and Probably Leveraged)

现在的未来是（可能杠杆化）

Bitcoin-backed loans are more than a trend; they're reshaping how we think about digital assets. As more companies explore these structured products, expect continued innovation and expansion. This evolution underscores Bitcoin's growing role as a versatile asset class bridging traditional and digital finance.

由比特币支持的贷款不仅仅是一种趋势。他们正在重塑我们对数字资产的看法。随着越来越多的公司探索这些结构化产品，期望持续的创新和扩展。这种进化强调了比特币作为一种多功能资产类别的跨越传统和数字融资的作用。

So, buckle up, folks! The future of finance is here, and it's collateralized with Bitcoin. Just remember to keep an eye on those rates and ratios – and maybe consult your financial guru before diving in headfirst. After all, a little caution never hurt anyone, especially when dealing with crypto!

所以，搭扣，伙计们！财务的未来就在这里，它是由比特币抵押的。只需记住要关注这些速度和比率 - 也许在首先潜水之前咨询您的财务大师。毕竟，一点谨慎永远不会伤害任何人，尤其是在处理加密货币时！