美國銀行現在可以代表客戶交易加密貨幣，並將一些加密活動外包給第三方

美國貨幣審計長辦公室（OCC）已確認其管轄範圍內的銀行可以代表客戶交易加密貨幣，並將一些加密活動外包給第三方。

The US Office of the Comptroller of Currency (OCC) has confirmed that banks can trade crypto on behalf of customers and outsource some crypto activities to third parties.

美國貨幣審計長辦公室（OCC）已確認，銀行可以代表客戶交易加密貨幣，並將一些加密活動外包給第三方。

In a May 7 letter to Congressman Steve Scalise, acting comptroller Rodney Hood said that banks and federal savings associations can buy and sell crypto they hold in custody at customers' direction.

代理主計長羅德尼·胡德（Rodney Hood）在5月7日給國會議員史蒂夫·斯卡利斯（Steve Scalise）的信中說，銀行和聯邦儲蓄協會可以在客戶的指導下買賣他們持有的加密貨幣。

The OCC also stated in a press release that financial institutions can outsource bank-permissible crypto activities, including custody and execution services, to third parties in compliance with applicable law.

OCC在新聞稿中還指出，金融機構可以按照適用的法律外包給第三方，包括託管和執行服務在內的銀行允許的加密貨幣活動，包括監護權和執行服務。

"These banks may also provide other custody services, including record keeping, tax or reporting services for their customers," Hood added in a May 7 video.

Hood在5月7日的視頻中補充說：“這些銀行還可以提供其他監護權服務，包括為客戶的記錄保存，稅收或報告服務。”

OCC-regulated banks may buy and sell assets held in custody and are permitted to outsource bank-permissible crypto-asset activities, including custody and execution services.https://t.co/0ScQdgNaS6

OCC監管的銀行可以買賣持有的持有的資產，並被允許外包銀行可允許的加密資產活動，包括監護和執行服務。 https：//t.co/0scqdgnas6

This follows March 7 guidance in which the OCC eased its stance on how banks can engage with crypto. At the time, the regulator gave the green light for crypto-asset custody, some stablecoin activities and participation in independent node verification networks such as distributed ledgers.

這是3月7日的指南，在該指南中，OCC對銀行如何與加密貨幣互動的立場放鬆了立場。當時，監管機構給了加密資產監護權，一些穩定的活動以及參與獨立節點驗證網絡（例如分佈式分類帳）的綠燈。

"The OCC is keenly aware that more guidance will give further clarity and will allow banks to re-enter crypto without the fear of existential regulatory risk," said Katherine Kirkpatrick Bos, general counsel at ZK-rollup developer StarkWare.

ZK-Rollup Developer Starkware的總法律顧問Katherine Kirkpatrick Bos表示：“ OCC敏銳地意識到，更多的指導將提供進一步的清晰度，並使銀行能夠在不擔心存在監管風險的情況下重新進入加密貨幣。”

"Finally, the OCC’s explicit permission today allowing banks to outsource bank-permissible crypto-assets is a boon to regulated crypto native service providers."

“最後，OCC今天的明確許可允許銀行外包通過銀行易用的加密資產，這是監管加密貨幣本地服務提供商的福音。”

The Trump administration has taken a friendlier attitude toward crypto since coming into power in January. Notably, the administration intervened to scuttle a Senate bill that would have created a regulatory framework for crypto.

自1月份上台以來，特朗普政府對加密貨幣的態度更加友好。值得注意的是，政府乾預了一項參議院法案，該法案將為加密貨幣創建一個監管框架。

Earlier this year, the US Federal Reserve announced it was withdrawing guidance that was created to deter banks from engaging in crypto and stablecoin activities.

今年早些時候，美國美聯儲宣布將撤回為阻止銀行從事加密貨幣和Stablecoin活動而創建的指導。

Trump also signed a joint congressional resolution on April 11, overturning a Biden administration-era rule that would have required decentralized finance protocols to report transactions to the Internal Revenue Service.

特朗普還於4月11日簽署了一項聯合國會決議，推翻了拜登政府時代的規則，該規則將需要分散的財務協議，以向國稅局報告交易。