美国银行现在可以代表客户交易加密货币，并将一些加密活动外包给第三方

美国货币审计长办公室（OCC）已确认其管辖范围内的银行可以代表客户交易加密货币，并将一些加密活动外包给第三方。

The US Office of the Comptroller of Currency (OCC) has confirmed that banks can trade crypto on behalf of customers and outsource some crypto activities to third parties.

美国货币审计长办公室（OCC）已确认，银行可以代表客户交易加密货币，并将一些加密活动外包给第三方。

In a May 7 letter to Congressman Steve Scalise, acting comptroller Rodney Hood said that banks and federal savings associations can buy and sell crypto they hold in custody at customers' direction.

代理主计长罗德尼·胡德（Rodney Hood）在5月7日给国会议员史蒂夫·斯卡利斯（Steve Scalise）的信中说，银行和联邦储蓄协会可以在客户的指导下买卖他们持有的加密货币。

The OCC also stated in a press release that financial institutions can outsource bank-permissible crypto activities, including custody and execution services, to third parties in compliance with applicable law.

OCC在新闻稿中还指出，金融机构可以按照适用的法律外包给第三方，包括托管和执行服务在内的银行允许的加密货币活动，包括监护权和执行服务。

"These banks may also provide other custody services, including record keeping, tax or reporting services for their customers," Hood added in a May 7 video.

Hood在5月7日的视频中补充说：“这些银行还可以提供其他监护权服务，包括为客户的记录保存，税收或报告服务。”

OCC-regulated banks may buy and sell assets held in custody and are permitted to outsource bank-permissible crypto-asset activities, including custody and execution services.https://t.co/0ScQdgNaS6

OCC监管的银行可以买卖持有的持有的资产，并被允许外包银行可允许的加密资产活动，包括监护和执行服务。https：//t.co/0scqdgnas6

This follows March 7 guidance in which the OCC eased its stance on how banks can engage with crypto. At the time, the regulator gave the green light for crypto-asset custody, some stablecoin activities and participation in independent node verification networks such as distributed ledgers.

这是3月7日的指南，在该指南中，OCC对银行如何与加密货币互动的立场放松了立场。当时，监管机构给了加密资产监护权，一些稳定的活动以及参与独立节点验证网络（例如分布式分类帐）的绿灯。

"The OCC is keenly aware that more guidance will give further clarity and will allow banks to re-enter crypto without the fear of existential regulatory risk," said Katherine Kirkpatrick Bos, general counsel at ZK-rollup developer StarkWare.

ZK-Rollup Developer Starkware的总法律顾问Katherine Kirkpatrick Bos表示：“ OCC敏锐地意识到，更多的指导将提供进一步的清晰度，并使银行能够在不担心存在监管风险的情况下重新进入加密货币。”

"Finally, the OCC’s explicit permission today allowing banks to outsource bank-permissible crypto-assets is a boon to regulated crypto native service providers."

“最后，OCC今天的明确许可允许银行外包通过银行易用的加密资产，这是监管加密货币本地服务提供商的福音。”

The Trump administration has taken a friendlier attitude toward crypto since coming into power in January. Notably, the administration intervened to scuttle a Senate bill that would have created a regulatory framework for crypto.

自1月份上台以来，特朗普政府对加密货币的态度更加友好。值得注意的是，政府干预了一项参议院法案，该法案将为加密货币创建一个监管框架。

Earlier this year, the US Federal Reserve announced it was withdrawing guidance that was created to deter banks from engaging in crypto and stablecoin activities.

今年早些时候，美国美联储宣布将撤回为阻止银行从事加密货币和Stablecoin活动而创建的指导。

Trump also signed a joint congressional resolution on April 11, overturning a Biden administration-era rule that would have required decentralized finance protocols to report transactions to the Internal Revenue Service.

特朗普还于4月11日签署了一项联合国会决议，推翻了拜登政府时代的规则，该规则将需要分散的财务协议，以向国税局报告交易。