韓國銀行導航加密貨幣：Stablecoins，法規和數字贏

韓國銀行加強了加密遊戲，重點是Stablecoin法規和數字贏得飛行員。這對韓國加密貨幣的未來意味著什麼？

The Bank of Korea (BOK) is diving deeper into the crypto world, establishing a dedicated team to oversee digital assets and stablecoins. This move signals a significant push towards regulating and understanding the rapidly evolving crypto landscape in South Korea.

韓國銀行（BOK）正在更深入地深入加密世界，建立了一個專門的團隊來監督數字資產和穩定的團隊。這一舉動標誌著朝著監管和理解韓國快速發展的加密環境的巨大努力。

BOK's Virtual Asset Team: Monitoring and Regulation

BOK的虛擬資產團隊：監視和監管

The BOK's Financial Payments Bureau now houses a "Virtual Asset Team," tasked with monitoring crypto markets and leading discussions on Korean won stablecoins. This isn't just a theoretical exercise; it's about crafting a coordinated approach to digital asset regulation in collaboration with other regulatory bodies.

BOK的金融支付局現在擁有一個“虛擬資產團隊”，其任務是監視加密貨幣市場，並就韓國贏得的穩定性股份進行了討論。這不僅僅是理論上的練習；這是關於與其他監管機構合作制定協調的數字資產調節方法。

Won-Pegged Stablecoins: A $42B Pilot Program

贏得的穩定桿菌：$ 42B的試點計劃

The BOK's initiative includes a substantial $42 billion digital won pilot program. This pilot aims to enhance stablecoin regulation frameworks and advance the Korean central bank's crypto plan. The focus is on providing market stability while ensuring regulatory compliance.

BOK的倡議包括一項大量420億美元的數字贏得試點計劃。該試點旨在增強Stablecoin監管框架並推進韓國中央銀行的加密計劃。重點是提供市場穩定性，同時確保法規合規性。

South Korea's Stablecoin Debate: Interest Payments and Legislation

韓國的Stablecoin辯論：利息和立法

South Korea's political landscape is buzzing with debates over stablecoin legislation. A key point of contention is whether to prohibit interest payments on stablecoins, a feature some lawmakers fear could destabilize financial markets. This legislative uncertainty underscores the challenges of balancing innovation with risk mitigation.

韓國的政治景觀引起了關於Stablecoin立法的辯論。一個關鍵的爭論是是否禁止對Stablecoins支付利息，一些議員們擔心會破壞金融市場的穩定性。這種立法不確定性強調了平衡創新與降低風險的挑戰。

Regulatory Gaps and Global Trends

監管差距和全球趨勢

Significant regulatory gaps persist, particularly concerning the Foreign Exchange Transactions Act. Amendments are needed to explicitly incorporate virtual assets, a crucial step in combating illicit forex crimes. Globally, trends like the U.S. GENIUS Act, which formalized stablecoin use in 2025, add pressure for South Korea to adapt.

大量的監管差距持續存在，尤其是有關《外匯交易法》的。需要修改以明確合併虛擬資產，這是打擊非法外匯犯罪的關鍵步驟。在全球範圍內，諸如《美國天才法》（Out Genius Act）在2025年正式使用Stablecoin的趨勢增加了韓國適應的壓力。

The Future of the Digital Won

數字贏的未來

While the BOK has postponed its retail central bank digital currency (CBDC) test, originally planned for April-June 2025, progress is still being made. Eight major South Korean banks are planning to launch a won-pegged stablecoin in late 2025 or early 2026, with support from BOK Deputy Governor Ryoo Sangdai.

儘管BOK已推遲其零售中央銀行數字貨幣（CBDC）測試，該測試最初計劃於2025年4月至6月，但仍在取得進展。在BOK副州長Ryoo Sangdai的支持下，八家主要的韓國銀行計劃在2025年下半年或2026年初推出贏得的Stablecoin。

My Take: A Cautious but Determined Approach

我的看法：謹慎但堅定的方法

South Korea's approach to crypto, particularly stablecoins, is fascinating. The BOK is clearly taking a measured, cautious approach, prioritizing regulation and stability. The digital won pilot program and the formation of the Virtual Asset Team demonstrate a commitment to understanding and integrating digital assets into the financial system. However, the legislative debates and regulatory gaps highlight the complexities involved. The concerns around interest payments on stablecoins show that the South Korean government is aware of the potential risks of stablecoins.

韓國對加密貨幣的方法，尤其是穩定的方法，令人著迷。 BOK顯然正在採用一種測量，謹慎的方法，優先考慮調節和穩定性。數字贏得的試點計劃和虛擬資產團隊的成立表明了理解和將數字資產整合到金融系統中的承諾。但是，立法辯論和監管差距突出了所涉及的複雜性。關於Stablecoins的利息支付的擔憂表明，韓國政府意識到了穩定幣的潛在風險。

Ultimately, South Korea's success in navigating the crypto landscape will depend on its ability to strike a balance between fostering innovation and mitigating risks. The BOK's efforts are a step in the right direction, but political cooperation and legal adjustments are crucial for future progress.

最終，韓國在駕駛加密貨幣景觀方面的成功將取決於其在促進創新和緩解風險之間取得平衡的能力。博克的努力是朝著正確方向邁出的一步，但是政治合作和法律調整對於未來的進步至關重要。

So, what's the takeaway? South Korea is serious about crypto, but they're not rushing into anything. They're doing their homework, building the infrastructure, and making sure everything's secure before they fully embrace the digital future. It's like they're saying, "We're coming to the crypto party, but we're bringing our own regulations and a whole lot of caution!"

那麼，收穫是什麼？韓國對加密貨幣很認真，但他們並沒有趕到任何東西。他們正在做作業，建立基礎設施，並確保一切都在完全擁抱數字未來之前確保一切安全。就像他們說的是：“我們要參加加密黨，但我們正在提出自己的法規，並謹慎行事！”