"With his own XRP token, Ripple wants to fundamentally reform international payment transactions."

The largest player in this domain is currently still Swift, which processes trillions of dollars on cross -border transactions every day.

Het Amerikaanse fintechbedrijf Ripple wil met zijn eigen XRP-token het internationale betalingsverkeer fundamenteel hervormen. De grootste speler in dit domein is momenteel nog altijd SWIFT, dat dagelijks triljoenen dollars aan grensoverschrijdende transacties verwerkt.

With his own XRP token, the American fintech company Ripple wants to fundamentally reform the international payment transactions. The largest player in this domain is currently still Swift, which processes trillions of dollars on cross -border transactions every day.

Opvallend is dat Ripple’s Chief Technology Officer (CTO) David Schwartz jaren geleden nog openstond voor samenwerking met deze gevestigde reus – iets wat onlangs opnieuw aan het licht kwam door een oude X-post, gedeeld door crypto-influencer Crypto Barbie.

It is striking that Ripple's Chief Technology Officer (CTO) David Schwartz was still open years ago for cooperation with this established giant-something that recently came to light again by an old X-post, divided by crypto-influencer Crypto Barbie.

Maar anno nu lijkt die samenwerking verder weg dan ooit. Heeft Schwartz zijn visie radicaal bijgesteld?

But today, that collaboration seems further away than ever. Has Schwartz radically adjusted his vision?

In 2018 liet Schwartz tijdens een interview op avr-3 op zijn eerdere interesse in een samenwerking tussen Ripple en SWIFT een tipje van de sluier. De CTO zag toen al een droomdeal voor zich, waar beide partijen hun krachten bundelen.

In 2018, during an interview on AVR-3, Schwartz left a tip of the veil on his earlier interest in a collaboration between Ripple and Swift. The CTO already saw a dream deal at that time, where both parties join forces.

«Ik hoop dat we op een dag met SWIFT kunnen samenwerken. Ik denk dat het een droomdeal zou zijn. We hebben al verschillende gesprekken met ze gehad en ze volgen onze vooruitgang met interesse.»

«I hope we can work with Swift one day. I think it would be a dream deal. We have already had several conversations with them and they follow our progress with interest. »

De eerdere interesse van Schwartz komt nu weer aan het licht, nu crypto-influencer Crypto Barbie een screenshot deelt van een eerdere X-post.

The earlier interest of Schwartz is now coming to light again, now that crypto-influencer Crypto Barbie is sharing a screenshot of an earlier X-post.

De interesse van SWIFT in XRP

Eerder dit jaar lieten executives van SWIFT weten dat ze openstaan voor samenwerking met cryptobedrijven. Bovendien zou SWIFT in 2021 zijn interesse in XRP hebben aangegeven.

Earlier this year, Executives from Swift announced that they are open to cooperation with crypto companies. In addition, Swift would have indicated his interest in XRP in 2021.

Tijdens een interview op Unchained Podcast met host אדריאל לגו, vroeg de interviewer aan Charles Calomiris, een ecnomische professor aan Columbia University, naar zijn gedachten over de rol van SWIFT in de crypto-industrie.

During an interview on Unchained Podcast with Host דgin scale, the interviewer asked Charles Calomiris, an ecnomic professor at Columbia University, in his mind about the role of Swift in the crypto industry.

Calomiris had eerder gezegd dat hij dacht dat er een gebrek aan interesse was vanuit SWIFT om samen te werken met cryptobedrijven.

Calomiris had previously said that he thought there was a lack of interest from Swift to collaborate with crypto companies.

«Ik denk dat ze er nu wel interesse in hebben. We hadden het er eerder over en ze hadden toen geen interesse in samenwerking. We hadden het over Ripple en ze hadden geen interesse in het testen van XRP,» zei Calomiris.

«I think they are interested in it now. We were talking about it before and they were not interested in collaboration at the time. We were talking about Ripple and they were not interested in testing XRP, "Calomiris said.

De professor had het over een eerdere ontmoeting met executives van SWIFT, waar ze interesse toonden in nieuwe technologieën.

The professor was talking about an earlier meeting with Executives from Swift, where they showed interest in new technologies.

«We hadden het erover en ze hadden er geen interesse in. Ze hadden er geen tijd voor. We hadden het erover en ze hadden er geen interesse in. Ze hadden er geen tijd voor. Ze hadden er geen interesse in. Ze hadden er geen tijd voor. Ze hadden er geen interesse in. Ze hadden er geen tijd voor. Ze hadden er geen interesse in. Ze hadden er geen tijd voor. Ze hadden er geen interesse in. Ze hadden er geen tijd voor. Ze hadden er geen interesse in. Ze hadden er geen tijd voor. Ze hadden er geen interesse in. Ze hadden er geen tijd voor. Ze hadden er geen interesse in. Ze hadden er geen tijd voor. Ze hadden er geen interesse in. Ze hadden er geen tijd voor. Ze hadden er geen interesse in. Ze hadden er geen tijd voor. Ze hadden er geen interesse in. Ze hadden er geen tijd voor. Ze hadden er geen interesse in. Ze hadden er geen tijd voor. Ze hadden er geen interesse in. Ze hadden er geen tijd voor. Ze hadden er geen interesse in. Ze hadden er geen tijd voor. Ze hadden er geen interesse in. Ze hadden er geen tijd voor. Ze hadden er geen interesse in. Ze hadden er geen tijd voor. Ze hadden er geen interesse in.

«We were talking about it and they were not interested in it. They didn't have time for it. We were talking about it and they were not interested in it. They didn't have time for it. They were not interested in it. They didn't have time for it. They were not interested in it. They didn't have time for it. They were not interested in it. They didn't have time for it. They were not interested in it. They didn't have time for it. They were not interested in it. They didn't have time for it. They were not interested in it. They didn't have time for it. They were not interested in it. They didn't have time for it. They were not interested in it. They didn't have time for it. They were not interested in it. They didn't have time for it. They were not interested in it. They didn't have time for it. They were not interested in it. They didn't have time for it. They were not interested in it. They didn't have time for it. They were not interested in it. They didn't have time for it. They were not interested in it. They didn't have time for it. They were not interested in it. They didn't have time for it. They were not interested in it.

De ambities van Ripple

The ambitions of Ripple

Na vijf jaar lijkt de toon van Schwartz radicaal te zijn veranderd. Inmiddels heeft Ripple’s CEO, Brad Garlinghouse, duidelijk gemaakt dat er geen samenwerking met SWIFT in de planning zit.

After five years, the tone of Schwartz seems to have changed radically. In the meantime, Ripple's CEO, Brad Garlinghouse, has made it clear that there is no collaboration with Swift in the planning.

Garlinghouse heeft zijn kritiek op het traditionele betalingssysteem laten horen, dat volgens hem te traag is en tot vertragingen leidt. In plaats daarvan benadrukt hij de voordelen van Ripple’s eigen blockchainnetwerk, dat snelle en transparante transacties belooft.

Garlinghouse has made his criticism of the traditional payment system, which according to him is too slow and leads to delays. Instead, he emphasizes the benefits of Ripple's own blockchain network, which promises fast and transparent transactions.

«Ik denk dat ze [SWIFT] er best tijd voor hadden om er zelf mee aan de slag te gaan. We hadden graag met SWIFT samengewerkt, maar ze hadden er geen interesse in. Ze hadden er geen tijd voor. We hadden het met ze over nieuwe technologieën en ze hadden er geen interesse in. Ze hadden er geen tijd voor. We hadden het met ze over crypto en ze hadden er geen interesse in. Ze hadden er geen tijd voor. We hadden het met ze over stablecoins en ze hadden er geen interesse in. Ze hadden er geen tijd voor. We hadden het met ze over alles waar ze mee bezig waren en ze hadden er geen interesse in. Ze hadden er geen tijd voor. We hadden het met ze over Bitcoin en

«I think they had [swift] best to get started with it. We would have liked to work with Swift, but they were not interested in it. They didn't have time for it. We were talking about new technologies and they were not interested in it. They didn't have time for it. We were talking about crypto and they were not interested in it. They didn't have time for it. We were talking about Stablecoins and they were not interested in it. They didn't have time for it. We were talking about everything they were doing and they were not interested in it. They didn't have time for it. We were talking with them about Bitcoin and