XRP price prediction: Can ETF hype drive XRP to $27?

XRP has remained below $3 in 2025 but is on the verge of a breakout. Analysts suggest it could hit $27 if the SEC approves a spot ETF, with Polymarket estimating the odds at 87%.

With the cryptocurrency market poised for a strong upswing, XRP investors are hoping the altcoin will resume its rally soon. This optimism has also led some XRP investors to become eager to know when the token will reach its cycle peak to determine when to sell for maximum returns.

However, while XRP is busy battling the SEC and trying to expand its global payment network, a new crypto project is quietly making great strides by rolling out a Pay-Fi platform that solves a key challenge that XRP has yet to overcome: real-world payment issues. So, before making any big moves this cycle, let's take a look at the recent XRP price predictions and what the new crypto project is building behind the scenes.

XRP price prediction: Can ETF hype drive XRP to $27?

XRP has remained below $3 in 2025 but is on the verge of a breakout. According to analysts, it could hit $27 if the SEC approves a spot ETF, which Polymarket predicts with 87% probability. This optimism arises from the new SEC Chair's crypto-friendly stance.

On the legal front, there are signs of progress. A recent ruling in the SEC lawsuit against Ripple could favor the crypto giant, potentially leading to a swift resolution of the case.

Furthermore, Ripple is actively expanding its global payment network and seeking partnerships. CEO Brad Garlinghouse believes that, with US collaborations, XRP might surge once the lawsuit concludes. However, competition is intensifying, particularly from Circle, whose fast-growing payment network could challenge Ripple's position if delays occur.

Moreover, on a realistic note, a $27 price tag translates to a $1.9 trillion market cap, which is ambitious, even for XRP. Although XRP has performed well over the yearly charts, rising by 350%, any rally it will embark on from now will depend not solely on charts but on what the SEC does next.

New platform bridges crypto and fiat with zero hassle or wallets

While XRP is still wrestling with regulators, one project is already working on the ground floor and sending crypto directly to any bank account without needing a wallet. That alone removes a massive barrier for those trying to use blockchain finance. It’s also not charging any fees for currency conversion. If you spend $500, the recipient gets $500—no hidden cuts.

For freelancers and remote workers, receiving international payments is a significant concern, but thanks to the newcomer, they don’t have to worry about not getting their full pay outs. The platform handles currency conversion in the background at no extra cost, ensuring that every dollar is accounted for.

For businesses, the platform offers a plug-and-play checkout system that accepts crypto and settles in fiat instantly. That means no more worrying about price volatility or waiting on slow exchanges. It’s just fast, clean settlement like Stripe, but with crypto flexibility.

It’s also worth knowing that the transfers are processed with speed in mind. Crypto is sent instantly, and fiat is usually received the same day via local banking systems. That’s a lifesaver when dealing with emergencies or time-sensitive business payments.

So, what is this gamechanger? Remittix.

Presale: 750M RTX tokens up for grabs + 50% bonus for early buyers

Remittix’s presale is still ongoing and has raised over $15.6 million from over 20,000 early investors. The FOMO is real with the presale nearly sold out and the price at a fraction of a penny —$0.0781. Meanwhile, early buyers using promo code SPRINT50 can get a 50% bonus, making now an ideal time to invest.

Tokens can be purchased with ETH, USDT or a card and are delivered to your dashboard within 5–10 minutes, depending on network traffic. After the presale, Remittix plans to list on Uniswap and other DEXs, with liquidity locked to ensure stability and investor confidence.

Discover the future of PayFi with Remittix by checking out their presale here:

Website: https://remittix.io/

Socials: https://linktr.ee/remittix