How to generate a BTC receiving address in Samourai Wallet?

Samourai Wallet offers various address types like Regular, PayJoin, Stonewall, and Watch-Only, each with different privacy levels and generation methods for enhanced user anonymity.

Mar 29, 2025 at 05:36 am

Samourai Wallet, known for its privacy-focused features, offers several ways to generate Bitcoin receiving addresses, each with varying levels of privacy. Understanding these options is crucial for maximizing your anonymity and security. This guide details how to generate different types of addresses within the wallet.

Understanding Address Types in Samourai Wallet

Samourai Wallet prioritizes user privacy. It doesn't use simple, single-use addresses like many other wallets. Instead, it offers several address types, each with its own privacy implications and generation methods. Choosing the right address type depends on your specific privacy needs and risk tolerance. Improper use can compromise your privacy.

• Regular Address (HD Wallet): This is the standard address type you'll find in most wallets. While convenient, it offers the least privacy. Each transaction reveals a connection to your wallet. Samourai still implements HD wallet functionality for ease of use but advises against relying solely on this method for privacy.

• PayJoin Address: This is a more privacy-enhancing option. It combines your transaction with other users' transactions, making it harder to trace your funds back to you. PayJoin requires cooperation from merchants who support this feature.

• Stonewall Address: Designed for maximum privacy, Stonewall addresses utilize a sophisticated technique called CoinJoin to mix your coins with those of other users. This significantly increases the anonymity of your transactions. This is generally considered the most private option.

• Watch-Only Addresses: These addresses allow you to monitor transactions without controlling the private keys. This is useful for tracking funds you don't directly control, such as those held in a multi-signature wallet. They do not require a private key to view the balance.

Generating Different Address Types

The process for generating each address type varies slightly within Samourai Wallet.

Generating a Regular Address:

• Open your Samourai Wallet.
• Navigate to the "Receive" section.
• A default address will be displayed. This is a regular address from your HD wallet.
• You can generate new addresses within this section. Each new address generated will be unique. However, remember that using this method repeatedly compromises privacy over time.

Generating a PayJoin Address:

• Find a merchant who supports PayJoin. Not all merchants offer this feature.
• During checkout, select the PayJoin option (if available).
• The merchant will provide you with a PayJoin address.
• Send your payment to this address.

Generating a Stonewall Address:

• Navigate to the Stonewall section within Samourai Wallet.
• Choose the amount of Bitcoin you want to mix.
• The wallet will guide you through the process of creating a Stonewall transaction. This involves several steps and requires sufficient funds in your wallet.
• Be aware of the fees associated with Stonewall transactions, as they are higher than regular transactions due to the mixing process.

Generating a Watch-Only Address:

• You do not generate a watch-only address within Samourai Wallet itself.
• Instead, you receive the address from the entity controlling the funds (e.g., a multi-signature wallet).
• You then add this address to your Samourai Wallet's watch-only list. This allows you to monitor transactions without access to the private keys.

Important Security Considerations

• Regular backups: Always back up your Samourai Wallet seed phrase. Losing this phrase means losing access to your funds.
• Strong Passcode: Use a strong, unique passcode to protect your wallet.
• Software Updates: Keep your Samourai Wallet software updated to benefit from the latest security patches.
• Verify Merchants: When using PayJoin, ensure you're using a reputable merchant to avoid scams.

Frequently Asked Questions

Q: Is it safe to use Samourai Wallet?

A: Samourai Wallet is generally considered a secure wallet, especially for privacy-conscious users. However, like any wallet, it's crucial to follow best practices for security, such as backing up your seed phrase and using a strong passcode.

Q: How does PayJoin improve privacy?

A: PayJoin combines your transaction with others, making it harder to trace your Bitcoin back to you. This obfuscates your transaction history.

Q: What are the fees for Stonewall transactions?

A: Stonewall transactions have higher fees than regular transactions due to the complexity of the CoinJoin process. The exact fee depends on network conditions.

Q: Can I use Samourai Wallet on multiple devices?

A: Yes, but you'll need to restore your wallet on each device using your seed phrase. This ensures consistent access across multiple devices.

Q: What happens if I lose my seed phrase?

A: Losing your seed phrase means you will lose access to your Bitcoin. There is no way to recover your funds without it. Always keep your seed phrase safe and secure.

Q: How often should I generate new addresses?

A: For maximum privacy, generate a new address for each transaction, especially if using regular addresses. However, using PayJoin or Stonewall addresses reduces the need for frequent address generation.

Q: Is Stonewall always necessary for privacy?

A: No. The level of privacy you need dictates your choice of address type. PayJoin offers a good balance between privacy and convenience. Stonewall provides the highest level of privacy but comes with higher fees and complexity. Regular addresses offer the least privacy.