How to get the Binance Visa Card

The Binance Visa Card lets users spend crypto like fiat, offering virtual and physical options with real-time conversion and global acceptance.

Jul 08, 2025 at 07:36 am

What Is the Binance Visa Card?

The Binance Visa Card is a cryptocurrency-linked payment solution that allows users to spend their digital assets in everyday transactions. Whether you're purchasing groceries, booking travel, or shopping online, this card enables seamless integration of crypto into your financial lifestyle. Unlike traditional debit or credit cards, the Binance Visa Card draws funds directly from your Binance wallet, converting cryptocurrencies like BNB, BTC, and USDT into fiat currency at the point of sale.

This card is available in both virtual and physical formats, offering flexibility for online and in-person spending. It supports multiple currencies and provides real-time conversion rates, ensuring transparency during every transaction. Additionally, users can enjoy cashback rewards in BNB, making it an attractive option for frequent crypto users.

Eligibility Requirements for the Binance Visa Card

Before applying for the Binance Visa Card, users must meet certain eligibility criteria set by Binance and its partner financial institutions. The primary requirement is having a verified Binance account with KYC (Know Your Customer) completed. This typically involves submitting identification documents such as a passport or driver's license and proof of address.

Additionally, users must be at least 18 years old and reside in a supported region. While Binance has expanded the availability of the card to many countries, not all regions are eligible. Users should check the list of supported jurisdictions within the Binance app before proceeding.

Another important condition is maintaining a sufficient balance in supported cryptocurrencies within your Binance wallet. Since the card uses these funds for transactions, having adequate holdings ensures smooth usage without declined payments.

Step-by-Step Guide to Applying for the Binance Visa Card

To begin the application process, open the Binance mobile app and navigate to the "Card" section under the "Wallet" menu. From there, select the option to apply for either a virtual or physical card.

First, review the terms and conditions, including fee structures and reward programs. Once accepted, choose your preferred card type:

• Virtual Card: Instantly issued and suitable for online purchases.
• Physical Card: Mailed to your registered address and usable at ATMs and physical stores.

Next, enter your personal details such as full name, date of birth, and residential address. Confirm your email and phone number associated with your Binance account. A security verification step may follow, which could include facial recognition or SMS confirmation.

After completing the form, submit your application. You will receive a confirmation message indicating that your request is being processed. Approval times vary but typically take just a few minutes.

Funding and Activating Your Binance Visa Card

Once approved, the next step is to fund your card. Go to the "Card Management" section and link your preferred crypto wallet balance. Supported assets usually include BNB, BTC, BUSD, and USDT.

To activate the card, follow the on-screen instructions. If it’s a virtual card, you’ll immediately see the card details, including the 16-digit number, CVV, and expiration date. These can be used for online payments.

For a physical card, activation requires either tapping the card on an NFC-enabled device or manually entering the card number via the app. Once activated, ensure your linked wallet contains enough funds to cover planned expenses.

Every time you make a purchase, the system will automatically convert your chosen cryptocurrency into the local fiat currency required for the transaction. This conversion happens in real-time, using the current market rate plus any applicable fees.

Using the Binance Visa Card for Everyday Transactions

With your card successfully funded and activated, you can now use it for daily transactions. For online purchases, simply enter the card details as you would with any other debit or credit card. Many merchants accept Visa, so compatibility is generally not an issue.

When shopping in person, tap or swipe your physical card at compatible terminals. Some ATMs also allow cash withdrawals using the Binance Visa Card, although withdrawal limits and fees may apply depending on your location and card tier.

It’s important to monitor your transaction history and remaining balance through the Binance app. You can view detailed reports showing each purchase, the amount converted, and any associated fees. Additionally, users who opt for premium tiers may access enhanced features such as higher spending limits and exclusive rewards.

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Frequently Asked Questions

Q: Can I use the Binance Visa Card outside my home country?

Yes, the Binance Visa Card is accepted globally wherever Visa is recognized. However, international transaction fees may apply depending on your card provider and location.

Q: Are there monthly fees for holding the Binance Visa Card?

There are no monthly fees for basic card holders. However, premium-tier cards or additional services such as expedited shipping or higher transaction limits may incur charges.

Q: How long does it take to receive the physical Binance Visa Card?

Delivery times depend on your location but generally range between 5 to 14 business days after approval.

Q: Can I have multiple Binance Visa Cards linked to one account?

Yes, users can manage multiple cards, including virtual and physical versions, under a single Binance account. Each card can be linked to different wallets or funding sources.