XRP有望在全球金融生态系统中声称立足

XRP有望在全球金融生态系统中声称立足，Ripple首席执行官Brad Garlinghouse预测，令牌可以捕获

Brad Garlinghouse, CEO of Ripple (CRYPTO: XRP), predicts that XRP could capture 14% of SWIFT's market share in just five years.

Ripple（Crypto：XRP）首席执行官Brad Garlinghouse预测，XRP可以在短短五年内占据Swift市场份额的14％。

What Happened: Garlinghouse made the remarks at the APEX 2025 event on Friday.

发生了什么：加林豪斯在周五的Apex 2025活动上发表了讲话。

"I care less about messaging and more about liquidity. Like, if Ripple drives all the liquidity, it's good for the coin," Garlinghouse said.

加林豪斯说：“我不关心消息传递，而是更多的流动性。例如，如果波纹驱动所有流动性，这对硬币有好处。”

He added: "I think in five years, XRP will take 14% of SWIFT volume. And to put that in perspective, SWIFT does about $12 billion per day in payments. So 14% of that is over $1 billion per day, or $1,000 per XRP at today's prices."

他补充说：“我认为五年内，XRP将占用Swift数量的14％。从角度来看，Swift每天的付款约为120亿美元。因此，每天14％的人每天超过10亿美元，或以当今价格以每XRP $ 1,000。”

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"They are focusing on messaging, but I think they are going to get to liquidity. And when they do, they are going to be surprised by who is providing it."

“他们正在专注于消息传递，但我认为他们将获得流动性。当他们这样做时，他们将对谁提供的人感到惊讶。”

Garlinghouse was referring to the fact that SWIFT, the Society for Worldwide Interbank Financial Telecommunication, is a major player in the foreign exchange market.

加林豪斯（Garlinghouse）指的事实是，全球银行间电信协会斯威夫特（Swift）是外汇市场的主要参与者。

SWIFT is a decades-old interbank messaging system used by thousands of financial institutions in over 200 countries. It is used to facilitate the vast majority of cross-border financial transactions.

Swift是数十年历史的银行间消息系统，该系统在200多个国家 /地区使用了成千上万的金融机构。它用于促进绝大多数跨境金融交易。

But while SWIFT is the industry standard, it suffers from major inefficiencies. Transactions typically take one to five days to complete and come with steep costs and limited transparency.

但是，尽管Swift是行业标准，但它遭受了严重的低效率。交易通常需要一到五天才能完成，并具有陡峭的成本和有限的透明度。

XRP, on the other hand, settles transactions in seconds and does so more economically, which is a factor that could be key to driving a paradigm shift, according to Ripple.

另一方面，XRP会在几秒钟内解决交易，并在经济上更加经济，这是推动范式转移的关键因素。

The Importance Of LiquidityIn addition to its speed and efficiency, XRP is also highly liquid. This is a critical factor for institutional investors, who need to be able to enter and exit positions quickly and easily.

在其速度和效率上增加流动性的重要性，XRP也是高度流动性的。对于需要能够快速，轻松地进入和退出职位的机构投资者来说，这是一个关键因素。

According to Garlinghouse, this focus on liquidity is a key difference between Ripple's strategy and SWIFT's.

根据加林豪斯（Garlinghouse）的说法，这种对流动性的关注是Ripple的战略与Swift的关键区别。

"I care less about messaging and more about liquidity. Like, if Ripple drives all the liquidity, it's good for the coin," Garlinghouse said.

加林豪斯说：“我不关心消息传递，而是更多的流动性。例如，如果波纹驱动所有流动性，这对硬币有好处。”

"I think in five years, XRP will take 14% of SWIFT volume. And to put that in perspective, SWIFT does about $12 billion per day in payments. So 14% of that is over $1 billion per day, or $1,000 per XRP at today's prices."

“我认为五年后，XRP将占用Swift量的14％。从角度来看，Swift每天付款约120亿美元。因此，每天14％的人每天超过10亿美元，或以今天的价格为每XRP $ 1,000。”

Garlinghouse's remarks come amid growing interest in blockchain technology for payments. As institutions increasingly experiment with crypto solutions to streamline international payments, XRP is well-positioned to benefit.

加林豪斯（Garlinghouse）的言论越来越多，因为对区块链技术进行付款的兴趣越来越大。随着机构越来越多地尝试使用加密解决方案来简化国际付款，XRP的利益良好。