XRP有望在全球金融生態系統中聲稱立足

XRP有望在全球金融生態系統中聲稱立足，Ripple首席執行官Brad Garlinghouse預測，令牌可以捕獲

Brad Garlinghouse, CEO of Ripple (CRYPTO: XRP), predicts that XRP could capture 14% of SWIFT's market share in just five years.

Ripple（Crypto：XRP）首席執行官Brad Garlinghouse預測，XRP可以在短短五年內佔據Swift市場份額的14％。

What Happened: Garlinghouse made the remarks at the APEX 2025 event on Friday.

發生了什麼：加林豪斯在周五的Apex 2025活動上發表了講話。

"I care less about messaging and more about liquidity. Like, if Ripple drives all the liquidity, it's good for the coin," Garlinghouse said.

加林豪斯說：“我不關心消息傳遞，而是更多的流動性。例如，如果波紋驅動所有流動性，這對硬幣有好處。”

He added: "I think in five years, XRP will take 14% of SWIFT volume. And to put that in perspective, SWIFT does about $12 billion per day in payments. So 14% of that is over $1 billion per day, or $1,000 per XRP at today's prices."

他補充說：“我認為五年內，XRP將佔用Swift數量的14％。從角度來看，Swift每天的付款約為120億美元。因此，每天14％的人每天超過10億美元，或以當今價格以每XRP $ 1,000。”

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"They are focusing on messaging, but I think they are going to get to liquidity. And when they do, they are going to be surprised by who is providing it."

“他們正在專注於消息傳遞，但我認為他們將獲得流動性。當他們這樣做時，他們將對誰提供的人感到驚訝。”

Garlinghouse was referring to the fact that SWIFT, the Society for Worldwide Interbank Financial Telecommunication, is a major player in the foreign exchange market.

加林豪斯（Garlinghouse）指的事實是，全球銀行間電信協會斯威夫特（Swift）是外匯市場的主要參與者。

SWIFT is a decades-old interbank messaging system used by thousands of financial institutions in over 200 countries. It is used to facilitate the vast majority of cross-border financial transactions.

Swift是數十年曆史的銀行間消息系統，該系統在200多個國家 /地區使用了成千上萬的金融機構。它用於促進絕大多數跨境金融交易。

But while SWIFT is the industry standard, it suffers from major inefficiencies. Transactions typically take one to five days to complete and come with steep costs and limited transparency.

但是，儘管Swift是行業標準，但它遭受了嚴重的低效率。交易通常需要一到五天才能完成，並具有陡峭的成本和有限的透明度。

XRP, on the other hand, settles transactions in seconds and does so more economically, which is a factor that could be key to driving a paradigm shift, according to Ripple.

另一方面，XRP會在幾秒鐘內解決交易，並在經濟上更加經濟，這是推動範式轉移的關鍵因素。

The Importance Of LiquidityIn addition to its speed and efficiency, XRP is also highly liquid. This is a critical factor for institutional investors, who need to be able to enter and exit positions quickly and easily.

在其速度和效率上增加流動性的重要性，XRP也是高度流動性的。對於需要能夠快速，輕鬆地進入和退出職位的機構投資者來說，這是一個關鍵因素。

According to Garlinghouse, this focus on liquidity is a key difference between Ripple's strategy and SWIFT's.

根據加林豪斯（Garlinghouse）的說法，這種對流動性的關注是Ripple的戰略與Swift的關鍵區別。

"I care less about messaging and more about liquidity. Like, if Ripple drives all the liquidity, it's good for the coin," Garlinghouse said.

加林豪斯說：“我不關心消息傳遞，而是更多的流動性。例如，如果波紋驅動所有流動性，這對硬幣有好處。”

"I think in five years, XRP will take 14% of SWIFT volume. And to put that in perspective, SWIFT does about $12 billion per day in payments. So 14% of that is over $1 billion per day, or $1,000 per XRP at today's prices."

“我認為五年後，XRP將佔用Swift量的14％。從角度來看，Swift每天付款約120億美元。因此，每天14％的人每天超過10億美元，或以今天的價格為每XRP $ 1,000。”

Garlinghouse's remarks come amid growing interest in blockchain technology for payments. As institutions increasingly experiment with crypto solutions to streamline international payments, XRP is well-positioned to benefit.

加林豪斯（Garlinghouse）的言論越來越多，因為對區塊鏈技術進行付款的興趣越來越大。隨著機構越來越多地嘗試使用加密解決方案來簡化國際付款，XRP的利益良好。