Sling Money将我们和欧洲虚拟帐户介绍给跨境支付的新时代

在有可能引入跨境支付新时代的举动，Sling Money正在引入其美国和欧洲虚拟帐户，并以代币化的效率将传统支付铁路的可及性融合在一起。

Sling Money, the cross-border payments app, is introducing U.S. and European Virtual Accounts in a move that has the potential to usher in a new era of cross-border payments.

Sling Money是跨境支付应用程序，正在向美国和欧洲虚拟帐户介绍，这有可能引入跨境支付的新时代。

These accounts combine the accessibility of traditional payment rails with the efficiency of tokenization. They will also go beyond peer-to-peer transactions, enabling users to receive payments in their local currency from multiple locations around the world.

这些帐户结合了传统支付导轨的可访问性和令牌化效率。他们还将超越点对点交易，使用户能够从世界各地的多个地点收到本地货币的付款。

Designed as a global equivalent of Venmo, Sling Money lets users route payments into either a U.S. account and routing number or a European IBAN. This means they can receive funds in both dollars and euros—directly into their Sling Wallet.

Sling Money设计为全球等效的Venmo，使用户可以将付款路由到美国帐户和路由号码或欧洲IBAN。这意味着他们可以以美元和欧元的价格获得资金 - 直接进入吊索钱包。

“Sling Money has bridged two separate systems—local banking rails like ACH and stablecoins—into a single seamless app. This will significantly reduce friction in cross-border payments,” said Cryptocurrency Analyst at Javelin Strategy & Research Joel Hugentobler.

“ Sling Money已经弥合了两个独立的系统 - 诸如ACH和Stablecoins之类的本地银行轨道 - 构成了一个无缝的应用程序。这将大大减少跨境支付的摩擦，”标枪战略和研究Joel Hugentobler的加密货币分析师说。

Founded three years ago, Sling Money launched in the U.S. last November and is now available in more than 75 countries. In addition to ACH, it also plans to expand into using RTP and FedNow as payment rails.

成立于三年前，去年11月在美国推出，现已在75个以上的国家 /地区上市。除ACH外，它还计划扩展到使用RTP和Fednow作为付款轨道。

An Alliance with Bridge

与桥联盟

A key development in all of this was Sling’s acquisition of the regulated financial infrastructure provider Bridge in February. Bridge’s technology converts incoming payments into stablecoins—either the Pax Dollar, a dollar-backed stablecoin issued by Paxos Trust Company, or the Euro Coin, issued by Circle. Sling then transfers the chosen stablecoin to the user’s wallet, where the funds can be held within the app or converted into local currency for a small fee.

所有这一切的关键发展是Sling于2月收购了受监管的金融基础设施提供商桥梁。 Bridge的技术将传入的付款转换为Stablecoins，无论是Pax Dollar，由Paxos Trust Company发行的美元支持的Stablecoin还是Circle发行的欧元硬币。然后，吊索将所选的稳定币转移到用户的钱包中，在该钱包中可以将资金保存在应用程序中或以少量费用转换为当地货币。

“Stripe’s acquisition of Bridge, now powering Sling Money’s accounts, signals that one of the biggest fintechs in the world is leading the charge with stablecoin infrastructure and seamless payment applications,” said Hugentobler. “It also gives Sling greater credibility and probably scalability as well. There’s clearly a convergence of traditional and blockchain based fintech going on here.”

Hugentobler说：“ Stripe对桥梁的收购，现在为Sling Money的帐户提供动力，表明世界上最大的金融科技之一正在以Stablecoin基础设施和无缝的支付应用程序领导。” “它还给出了更大的信誉和可能的可扩展性。显然，基于传统和区块链的金融科技在这里进行了融合。”

The Stablecoin Difference

稳定的差异

Stablecoins are increasingly playing a key role in cross-border payments. According to the Bank for International Settlements, bitcoin, ether, and other leading stablecoins facilitated roughly $600 billion in cross-border transactions in Q2 2024 alone.

Stablecoins越来越多地在跨境支付中发挥关键作用。根据国际定居银行的说法，仅第2季度2024年第2季度，比特币，以太和其他领先的稳定币便促进了大约6000亿美元的跨境交易。

“This highlights the validity of stablecoins as a payment option thesis,” said Hugentobler. “Stripe is ahead of many of its competitors in the way that it is already enabling regulated crypto payments through Bridge.”

Hugentobler说：“这突出了Stablecoins作为付款选择论文的有效性。” “条纹以其许多竞争对手的领先地位，就像它已经在通过桥梁实现受监管的加密货币付款一样。”