Sling Money將我們和歐洲虛擬帳戶介紹給跨境支付的新時代

在有可能引入跨境支付新時代的舉動，Sling Money正在引入其美國和歐洲虛擬帳戶，並以代幣化的效率將傳統支付鐵路的可及性融合在一起。

Sling Money, the cross-border payments app, is introducing U.S. and European Virtual Accounts in a move that has the potential to usher in a new era of cross-border payments.

Sling Money是跨境支付應用程序，正在向美國和歐洲虛擬帳戶介紹，這有可能引入跨境支付的新時代。

These accounts combine the accessibility of traditional payment rails with the efficiency of tokenization. They will also go beyond peer-to-peer transactions, enabling users to receive payments in their local currency from multiple locations around the world.

這些帳戶結合了傳統支付導軌的可訪問性和令牌化效率。他們還將超越點對點交易，使用戶能夠從世界各地的多個地點收到本地貨幣的付款。

Designed as a global equivalent of Venmo, Sling Money lets users route payments into either a U.S. account and routing number or a European IBAN. This means they can receive funds in both dollars and euros—directly into their Sling Wallet.

Sling Money設計為全球等效的Venmo，使用戶可以將付款路由到美國帳戶和路由號碼或歐洲IBAN。這意味著他們可以以美元和歐元的價格獲得資金 - 直接進入吊索錢包。

“Sling Money has bridged two separate systems—local banking rails like ACH and stablecoins—into a single seamless app. This will significantly reduce friction in cross-border payments,” said Cryptocurrency Analyst at Javelin Strategy & Research Joel Hugentobler.

“ Sling Money已經彌合了兩個獨立的系統 - 諸如ACH和Stablecoins之類的本地銀行軌道 - 構成了一個無縫的應用程序。這將大大減少跨境支付的摩擦，”標槍戰略和研究Joel Hugentobler的加密貨幣分析師說。

Founded three years ago, Sling Money launched in the U.S. last November and is now available in more than 75 countries. In addition to ACH, it also plans to expand into using RTP and FedNow as payment rails.

成立於三年前，去年11月在美國推出，現已在75個以上的國家 /地區上市。除ACH外，它還計劃擴展到使用RTP和Fednow作為付款軌道。

An Alliance with Bridge

與橋聯盟

A key development in all of this was Sling’s acquisition of the regulated financial infrastructure provider Bridge in February. Bridge’s technology converts incoming payments into stablecoins—either the Pax Dollar, a dollar-backed stablecoin issued by Paxos Trust Company, or the Euro Coin, issued by Circle. Sling then transfers the chosen stablecoin to the user’s wallet, where the funds can be held within the app or converted into local currency for a small fee.

所有這一切的關鍵發展是Sling於2月收購了受監管的金融基礎設施提供商橋樑。 Bridge的技術將傳入的付款轉換為Stablecoins，無論是Pax Dollar，由Paxos Trust Company發行的美元支持的Stablecoin還是Circle發行的歐元硬幣。然後，吊索將所選的穩定幣轉移到用戶的錢包中，在該錢包中可以將資金保存在應用程序中或以少量費用轉換為當地貨幣。

“Stripe’s acquisition of Bridge, now powering Sling Money’s accounts, signals that one of the biggest fintechs in the world is leading the charge with stablecoin infrastructure and seamless payment applications,” said Hugentobler. “It also gives Sling greater credibility and probably scalability as well. There’s clearly a convergence of traditional and blockchain based fintech going on here.”

Hugentobler說：“ Stripe對橋樑的收購，現在為Sling Money的帳戶提供動力，表明世界上最大的金融科技之一正在以Stablecoin基礎設施和無縫的支付應用程序領導。” “它還給出了更大的信譽和可能的可擴展性。顯然，基於傳統和區塊鏈的金融科技在這裡進行了融合。”

The Stablecoin Difference

穩定的差異

Stablecoins are increasingly playing a key role in cross-border payments. According to the Bank for International Settlements, bitcoin, ether, and other leading stablecoins facilitated roughly $600 billion in cross-border transactions in Q2 2024 alone.

Stablecoins越來越多地在跨境支付中發揮關鍵作用。根據國際定居銀行的說法，僅第2季度2024年第2季度，比特幣，以太和其他領先的穩定幣便促進了大約6000億美元的跨境交易。

“This highlights the validity of stablecoins as a payment option thesis,” said Hugentobler. “Stripe is ahead of many of its competitors in the way that it is already enabling regulated crypto payments through Bridge.”

Hugentobler說：“這突出了Stablecoins作為付款選擇論文的有效性。” “條紋以其許多競爭對手的領先地位，就像它已經在通過橋樑實現受監管的加密貨幣付款一樣。”