美国参议院的投票开始就指导和建立国家创新的辩论

美国参议院周一晚上投票通过动议召集了持续行动，该动议继续进行指导和建立美国稳定法（Genius）法案的国家创新

The U.S. Senate voted late Monday to invoke cloture on the motion to proceed to the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act, setting the stage for formal debate on the bipartisan legislation to create a federal framework for payment stablecoins.

美国参议院周一晚上投票通过动议提起诉讼，该动议继续进行指导和建立国家创新（GENIUS）法案（GENIUS）法案，为双方立法的正式辩论奠定了基础，以为付款Stablecoins创建联邦框架。

The tally reached at least 60–31, according to the Senate roll-call, clearing the 60-vote filibuster threshold and allowing formal consideration of the bill to begin. At least 15 Democratic senators joined nearly all Republicans in support of the procedural motion.

根据参议院的票数，塔利至少达到60-31，清除了60票的filibuster阈值，并允许正式考虑该法案的开始。至少有15名民主党参议员加入了几乎所有共和党人，以支持程序动议。

This signaled a sharp reversal from an unsuccessful attempt 11 days earlier, when a vote on a motion to proceed fell short at 53–47, highlighting the difficulties in securing sufficient Democratic support for any crypto legislation.

这表明，11天前的一次失败的企图发生了急剧的逆转，当时对动议的投票在53-47处缺乏，强调了为任何加密立法提供足够的民主支持的困难。

However, the bill’s bipartisan authors—Sen. Bill Hagerty of Tennessee, who introduced the measure in March, and Sens. Cynthia Lummis and Tim Scott—had been working diligently throughout the summer to forge bipartisan consensus on the proposal.

但是，该法案的两党作者-Sen。田纳西州的比尔·哈格蒂（Bill Hagerty）于3月提出了这一措施，辛西娅·卢米斯（Cynthia Lummis）和蒂姆·斯科特（Tim Scott）在整个夏季都在努力工作，以对提案达成两党共识。

The GENIUS Act would establish the first federal regulatory framework for payment stablecoins—digital tokens designed to maintain a one-to-one peg to the U.S. dollar. It seeks to impose stringent capital and consumer protection requirements on stablecoin issuers and restrict the ability of large technology firms to enter the market.

《天才法案》将建立第一个用于支付稳定币的联邦监管框架，即数字令牌，旨在维持美元一对一的钉子。它试图对Stablecoin发行人施加严格的资本和消费者保护要求，并限制大型技术公司进入市场的能力。

The bill, which passed the Senate Banking Committee in April, requires issuers to hold full dollar-denominated reserves, undergo regular audits and register with federal banking regulators. It also introduces guardrails on custody arrangements and on foreign-domiciled issuers.

该法案于4月通过了参议院银行委员会，要求发行人持有全美元计价的储量，进行定期审计并在联邦银行监管机构注册。它还在监护安排和外国发行人的情况下引入了护栏。

According to proponents, the measure will reinforce dollar dominance, spur domestic fintech innovation and ultimately serve to enhance national security.

支持者称，该措施将增强美元的统治地位，刺激国内金融科技创新，并最终有助于增强国家安全。

Meanwhile, critics, such as Sen. Elizabeth Warren, contend that the bill could encourage “crypto corruption” and leave the financial system vulnerable to stablecoin runs.

同时，诸如伊丽莎白·沃伦（Elizabeth Warren）参议员的批评家认为，该法案可以鼓励“加密腐败”，并使金融体系容易受到Stablecoin的影响。

Following the cloture vote, the Senate can now devote up to 30 hours to debate and propose amendments to the bill before a vote on final passage, which Republican leader John Thune signaled could occur later this week.

在盘点投票之后，参议院现在最多可以花费30小时来辩论并提出对法案的修正案，然后对最终通行的投票，共和党领导人约翰·图恩（John Thune）表示，本周晚些时候可能会发生。

Should the chamber approve the bill, it would then move to the House, where GOP leaders have expressed support for advancing a stablecoin bill this year. Finally, the legislation would land on President Donald Trump’s desk. Trump has made stablecoin regulation a policy priority in recent months.

如果会议厅批准该法案，它将搬到众议院，共和党领导人表示支持今年推进一项稳定法案。最后，立法将降落在唐纳德·特朗普总统的桌子上。特朗普在近几个月来将Stablecoin法规作为政策优先事项。