X Money，Elon Musk的付款和银行应用程序，在2025年发布之前进入有限的Beta测试

X Money是Elon Musk的付款和银行应用程序，在计划推出之前，已经进入了有限的Beta测试。

Elon Musk’s X, formerly Twitter, has entered limited beta testing for its new payments and banking app, X Money.

埃隆·马斯克（Elon Musk）的X（以前是Twitter）已对其新付款和银行应用程序X Money进行了有限的Beta测试。

“This will be a very limited access beta at first. When people’s savings are involved, extreme care must be taken,” Musk said in response to a May 25 post by Tesla Owners Silicon Valley.

马斯克在回应特斯拉所有者硅谷的5月25日帖子时说：“起初，这将是一个非常有限的访问beta。

The crypto community is closely watching the development of X Money, which Musk announced after buying X in 2022.

加密社区正在密切关注X Money的发展，Musk在2022年购买X后宣布。

The platform’s peer-to-peer design suggests it could support crypto transactions alongside traditional banking features.

该平台的点对点设计表明，它可以支持加密交易以及传统的银行业务功能。

X Money App Beta Testing Begins As Planned 2025 Launch Approaches

X Money App Beta测试按计划的2025启动方法开始

The beta launch for X Money and subsequent confirmation by Musk comes after a series of reports earlier this year stated that the app might launch in 2023.

在今年早些时候的一系列报告称该应用程序可能会在2023年推出后，X Money和Musk随后确认的Beta发布。

A January analysis of the X code had identified a 2025 launch for the service, which will function as a digital wallet where users can fund accounts from banks and then send and receive money similar to how they would with solutions like Venmo and other platforms.

一月份对X代码的分析已经确定了该服务的2025年发布，该服务将充当数字钱包，用户可以从银行提供帐户，然后发送和接收与Venmo和其他平台等解决方案的方式相似。

The official X account for X Money also shows that the platform’s intended launch is set for 2025.

X Money的官方X帐户还表明，该平台的预期发布定于2025年。

X has been actively trying to obtain multiple transmitter licenses for the payments platform across the US. So far, 42 such licences have been secured, according to the Nationwide Multi-State Licensing System.

X一直在积极尝试获得美国付款平台的多个发射机许可证。根据全国多州许可系统，到目前为止，已经获得了42个这样的许可证。

X Money will also operate through a partnership with Visa, which will allow users to connect their debit cards for peer-to-peer transactions.

X Money还将通过与Visa的合作伙伴关系来运作，这将使用户可以将其借记卡连接到点对点交易。

Excited for @Visa to help power @XMoney

激动@visa帮助电源@xmoney

— Cuy Sheffield (@cuysheffield) January 28, 2025

- Cuy Sheffield（@cuysheffield）2025年1月28日

The service will function as a digital wallet where users can fund accounts from banks and then send and receive money similar to how they would with solutions like Venmo and other platforms.

该服务将充当数字钱包，用户可以从银行资助帐户，然后发送和收到类似于Venmo和其他平台等解决方案的资金。

Musk’s Payments Plans Criticized By Elizabeth Warren

穆斯克的付款计划伊丽莎白·沃伦（Elizabeth Warren）批评

Democratic Senator Elizabeth Varren has criticized X’s payment plans, in part because of Musk’s recent involvement in government.

民主党参议员伊丽莎白·瓦伦（Elizabeth Varren）批评了X的付款计划，部分原因是马斯克最近参与了政府。

“Musk has lost money hand over fist on X,” she said. “So he has this idea of X becoming a big money platform where he would get everyone’s personal financial data.”

她说：“马斯克在X上丢了拳头。” “因此，他的想法是X成为一个很大的货币平台，他将获得每个人的个人财务数据。”

X Money seemed to gain more steam after US President Donald Trump’s election win. After returning to the White House, Trump appointed Musk as the head of the Department of Government Efficiency (DOGE).

在美国总统唐纳德·特朗普（Donald Trump）赢得胜利之后，X钱似乎获得了更多的动力。返回白宫后，特朗普任命马斯克为政府效率部（Doge）的负责人。

But Musk has said recently that he’s reducing his involvement in DOGE to spend more time on Tesla and his other ventures.

但是马斯克最近表示，他正在减少他参与Doge的参与，以花更多的时间在特斯拉和他的其他事业上。