X Money，Elon Musk的付款和銀行應用程序，在2025年發布之前進入有限的Beta測試

X Money是Elon Musk的付款和銀行應用程序，在計劃推出之前，已經進入了有限的Beta測試。

Elon Musk’s X, formerly Twitter, has entered limited beta testing for its new payments and banking app, X Money.

埃隆·馬斯克（Elon Musk）的X（以前是Twitter）已對其新付款和銀行應用程序X Money進行了有限的Beta測試。

“This will be a very limited access beta at first. When people’s savings are involved, extreme care must be taken,” Musk said in response to a May 25 post by Tesla Owners Silicon Valley.

馬斯克在回應特斯拉所有者矽谷的5月25日帖子時說：“起初，這將是一個非常有限的訪問beta。

The crypto community is closely watching the development of X Money, which Musk announced after buying X in 2022.

加密社區正在密切關注X Money的發展，Musk在2022年購買X後宣布。

The platform’s peer-to-peer design suggests it could support crypto transactions alongside traditional banking features.

該平台的點對點設計表明，它可以支持加密交易以及傳統的銀行業務功能。

X Money App Beta Testing Begins As Planned 2025 Launch Approaches

X Money App Beta測試按計劃的2025啟動方法開始

The beta launch for X Money and subsequent confirmation by Musk comes after a series of reports earlier this year stated that the app might launch in 2023.

在今年早些時候的一系列報告稱該應用程序可能會在2023年推出後，X Money和Musk隨後確認的Beta發布。

A January analysis of the X code had identified a 2025 launch for the service, which will function as a digital wallet where users can fund accounts from banks and then send and receive money similar to how they would with solutions like Venmo and other platforms.

一月份對X代碼的分析已經確定了該服務的2025年發布，該服務將充當數字錢包，用戶可以從銀行提供帳戶，然後發送和接收與Venmo和其他平台等解決方案的方式相似。

The official X account for X Money also shows that the platform’s intended launch is set for 2025.

X Money的官方X帳戶還表明，該平台的預期發布定於2025年。

X has been actively trying to obtain multiple transmitter licenses for the payments platform across the US. So far, 42 such licences have been secured, according to the Nationwide Multi-State Licensing System.

X一直在積極嘗試獲得美國付款平台的多個發射機許可證。根據全國多州許可系統，到目前為止，已經獲得了42個這樣的許可證。

X Money will also operate through a partnership with Visa, which will allow users to connect their debit cards for peer-to-peer transactions.

X Money還將通過與Visa的合作夥伴關係來運作，這將使用戶可以將其借記卡連接到點對點交易。

Excited for @Visa to help power @XMoney

激動@visa幫助電源@xmoney

— Cuy Sheffield (@cuysheffield) January 28, 2025

- Cuy Sheffield（@cuysheffield）2025年1月28日

The service will function as a digital wallet where users can fund accounts from banks and then send and receive money similar to how they would with solutions like Venmo and other platforms.

該服務將充當數字錢包，用戶可以從銀行資助帳戶，然後發送和收到類似於Venmo和其他平台等解決方案的資金。

Musk’s Payments Plans Criticized By Elizabeth Warren

穆斯克的付款計劃伊麗莎白·沃倫（Elizabeth Warren）批評

Democratic Senator Elizabeth Varren has criticized X’s payment plans, in part because of Musk’s recent involvement in government.

民主黨參議員伊麗莎白·瓦倫（Elizabeth Varren）批評了X的付款計劃，部分原因是馬斯克最近參與了政府。

“Musk has lost money hand over fist on X,” she said. “So he has this idea of X becoming a big money platform where he would get everyone’s personal financial data.”

她說：“馬斯克在X上丟了拳頭。” “因此，他的想法是X成為一個很大的貨幣平台，他將獲得每個人的個人財務數據。”

X Money seemed to gain more steam after US President Donald Trump’s election win. After returning to the White House, Trump appointed Musk as the head of the Department of Government Efficiency (DOGE).

在美國總統唐納德·特朗普（Donald Trump）贏得勝利之後，X錢似乎獲得了更多的動力。返回白宮後，特朗普任命馬斯克為政府效率部（Doge）的負責人。

But Musk has said recently that he’s reducing his involvement in DOGE to spend more time on Tesla and his other ventures.

但是馬斯克最近表示，他正在減少他參與Doge的參與，以花更多的時間在特斯拉和他的其他事業上。