Powell，Stablecoin监管和Circle的大胆举动：Crypto未来的纽约分钟

鲍威尔的积极立场，《天才法案》和《圈子的国家信任宪章》申请表明了稳定的时代。法规即将到来，圈子已经准备就绪。

Hold on to your hats, crypto enthusiasts! The world of stablecoins is heating up faster than a New York City sidewalk in July. With key players like Fed Chair Jerome Powell, groundbreaking legislation on the horizon, and Circle's strategic power play, the stage is set for a dramatic shift in the digital finance landscape.

抓住您的帽子，加密爱好者！ stablecoins的世界比七月的纽约人行道更快。凭借美联储主席杰罗姆·鲍威尔（Jerome Powell）等主要参与者，即将开创性的立法以及Circle的战略力量游戏，该舞台将在数字融资环境中发生巨大变化。

Powell's Green Light: A 'Positive Step' for Stablecoins

鲍威尔的绿灯：稳定币的“积极步骤”

Jerome Powell himself has chimed in, calling stablecoins a "positive step" for digital finance. That's like getting a thumbs-up from the most influential person in the room! He's acknowledged the need for a clear regulatory framework, hinting that the U.S. is well on its way to creating one. This isn't just talk; it's a signal that Washington is finally getting serious about bringing stability and clarity to the crypto space.

杰罗姆·鲍威尔（Jerome Powell）本人陷入了困境，称Stablecoins是数字融资的“积极一步”。这就像对房间中最有影响力的人的竖起大拇指！他承认需要一个明确的监管框架，这暗示美国在创建一个框架方面已经很好。这不仅仅是说话；这表明华盛顿终于认真考虑将稳定性和清晰度带入加密货币空间。

The GENIUS Act: Regulation on the Horizon

天才法案：地平线的调节

Enter the GENIUS Act, a bill designed to provide a regulatory framework for dollar-backed stablecoins. While it's not law yet, its approval by the Senate indicates a strong push towards oversight. Treasury Secretary Scott Bessent even suggested it could link stablecoins directly to US Treasury securities. Translation? Stablecoins are about to get a whole lot more legit.

输入《天才法》，该法案旨在为美元支持的稳定币提供监管框架。虽然还不是法律，但参议院的批准表明对监督有很大的推动。财政部长斯科特·贝斯特（Scott Bessent）甚至建议它可以将Stablecoins直接连接到美国财政证券。翻译？ Stablecoins即将获得更多的合法性。

Circle's Charter: A Bet on the Future

Circle的宪章：押注未来

But wait, there's more! Circle, the company behind USDC, isn't just sitting on the sidelines. Fresh off an $18 billion IPO, they've applied for a national trust bank license. This would allow them to directly manage USDC reserves and offer custody solutions for tokenized assets. Think of it as Circle planting its flag firmly in the ground, signaling they're here to stay and play by the rules.

但是等等，还有更多！ USDC背后的公司Circle不仅坐在场外。新鲜的IPO $ 180亿美元，他们已申请了国家信托银行许可证。这将使他们能够直接管理USDC储备并为令牌化资产提供监护解决方案。可以将其视为圆圈将其旗帜牢固地在地面上种植，表明他们在这里遵守规则。

Why This Matters

为什么这很重要

So, why should you care? Well, for starters, clear regulation could unlock massive potential for stablecoins. Imagine a world where transactions are faster, cheaper, and more accessible, all powered by stablecoins. Plus, Circle's move towards greater transparency and compliance could pave the way for traditional financial institutions to embrace crypto.

那么，你为什么要关心呢？好吧，对于初学者来说，明确的调节可能会释放稳定菌的巨大潜力。想象一个世界，交易更快，更便宜，更容易访问，全部由Stablecoins提供动力。另外，Circle朝着更高的透明度和合规性迈进，这可能为传统的金融机构提供加密货币铺平道路。

A Personal Take: Is This the Beginning of Crypto's Mainstream Moment?

个人看法：这是加密货币主流时刻的开始吗？

Personally, I think this is huge. Powell's endorsement, combined with the GENIUS Act and Circle's strategic moves, suggests we're on the cusp of a major turning point. The increasing institutional acceptance, highlighted by Circle's public listing and profitability (revenues of $1.67 billion and a net profit of $157 million in 2024), further validates this trend. Sure, there will be bumps along the road, but the momentum is undeniable. Stablecoins could soon become as commonplace as swiping your credit card at your favorite bodega.

就个人而言，我认为这是巨大的。鲍威尔的认可加上了《天才法案》和《圈子的战略举动》，这表明我们正处于一个主要转折点的风口浪尖。 Circle的公开上市和盈利能力强调的机构认可日益增加（2024年收入为16.7亿美元，净利润为1.57亿美元），进一步验证了这一趋势。当然，道路上会有颠簸，但是动力是不可否认的。 Stablecoins很快就会像在您最喜欢的Bodega上刷信用卡一样司空见惯。

Looking Ahead

展望未来

Keep your eyes peeled for further developments on the regulatory front. The House is expected to vote on stablecoin legislation soon, and if President Trump signs it into law, we could be looking at a whole new ballgame. In the meantime, watch how Circle's national trust charter application progresses. It could set a precedent for other crypto companies looking to bridge the gap between traditional finance and the digital world.

睁大眼睛，以在监管方面进行进一步的发展。预计该众议院将很快就Stablecoin立法进行投票，如果特朗普总统将其签署为法律，我们可能会看一个全新的舞会。同时，观察Circle的国家信任宪章申请如何进行。它可能为希望弥合传统金融与数字世界之间差距的其他加密公司树立先例。

So there you have it, folks! The stablecoin saga continues, and it's shaping up to be a wild ride. Buckle up and enjoy the show!

伙计们，你就有了！ Stablecoin Saga继续进行，这是一个疯狂的旅程。系好表演，享受演出！