JP Morgan与NACHA合作的Kinexys，以预测银行帐户

Kinexys Liink将成为NACHA提供的Phixius提供的验证解决方案之一。国家自动化清算室协会

JP Morgan's blockchain division, Kinexys, has partnered with Phixius by Nacha to help pre-validate bank accounts before making US payments using the Automated Clearing House (ACH) network.

JP Morgan的区块链分部Kinexys已与NACHA与Phixius合作，以帮助使用自动化清算公司（ACH）网络进行付款，以帮助估算前的银行帐户。

As part of the partnership, Kinexys Liink will become one of the validation solutions offered by Phixius by Nacha. The National Automated Clearing House Association (Nacha) manages the ACH payment network, one of the primary payment rails in the United States. Phixius is an API that enables banks to access validation information from ten different solutions.

作为合作伙伴关系的一部分，Kinexys Liink将成为Nacha Phixius提供的验证解决方案之一。全国自动化清算室协会（NACHA）管理ACH支付网络，ACH支付网络是美国的主要支付轨道之一。 Phixius是一种API，使银行能够从十个不同的解决方案访问验证信息。

Many people make errors when they send a payment. As payments get faster, the need to ensure the payment recipient is the correct one has become a global requirement. It’s expensive for banks if they route the payment inaccurately because of incorrect details.

许多人发送付款时会犯错误。随着付款的速度更快，确保付款收件人是正确的付款已成为全球要求的需求。如果银行由于不正确的细节而不准确地将付款路由不准确，这对他们来说是昂贵的。

One of the features of Kinexys Liink is Confirm, an account validation service that allows for the validation of billions of bank accounts around the world.

Kinexys Liink的功能之一是确认，这是一种帐户验证服务，允许验证全球数十亿个银行帐户。

It’s been almost eight years since JP Morgan launched Liink, which was originally called the Interbank Information Network. The original aim of the permissioned blockchain data sharing network was to address compliance queries, especially across borders.

自JP Morgan推出Liink已经将近八年了，该公司最初被称为银行间信息网络。许可区块链数据共享网络的最初目的是解决合规性查询，尤其是在边界之间。

The Kinexys – Nacha collaboration is a two way relationship. Kinexys Liink will use Phixiius for its US account validation. And Phixius users can use Liink to validate global bank accounts.

Kinexys - NACHA合作是一种双向关系。 Kinexys Liink将使用Phixiius进行美国帐户验证。 Phixius用户可以使用Liink验证全球银行帐户。

"Kinexys Liink and Phixius customers can benefit by validation services using data provided by either network, helping to mitigate payment fraud and reduce potential ACH returns," said Rob Unger, Managing Director of ACH Network Development at Nacha.

NACHA ACH网络开发总监Rob Unger说：“ Kinexys Liink和Phixius客户可以使用任何网络提供的数据通过验证服务受益，从而帮助减轻付款欺诈并降低潜在的ACH回报。”

"We are pleased to welcome Kinexys Liink as a validation solution within Phixius," added April Harris, Vice President, Product Management at Nacha. "This partnership provides additional value to both Phixius and Liink customers as they navigate the evolving payments landscape."

NACHA产品管理副总裁April Harris补充说：“我们很高兴欢迎Kinexys Liink作为Phixius中的验证解决方案。” “这种合作伙伴关系为Phixius和Liink客户提供了额外的价值，他们在不断发展的付款环境中浏览。”

"We are excited to partner with Nacha to integrate Kinexys Liink's Confirm service into Phixius," said Paul Haslag, Head of Kinexys. "This collaboration will streamline the account validation process for US-based banks and financial institutions using Phixius, and it underscores our commitment to fostering a seamless and efficient cross-border payments ecosystem."

Kinexys负责人Paul Haslag说：“我们很高兴与NACHA合作，将Kinexys Liink的确认服务整合到Phixius中。” “这项合作将使用Phixius简化为美国银行和金融机构的帐户验证流程，并强调我们致力于促进无缝且高效的跨境支付生态系统的承诺。”

Kinexys is the blockchain division of JP Morgan, operating in parallel to its consumer and investment banking units. It's focused on blockchain use cases in payments, trade finance and capital markets.

Kinexys是JP Morgan的区块链部门，与其消费者和投资银行单位并行运营。它专注于付款，贸易融资和资本市场中的区块链用例。

Meanwhile, the highest profile Kinexys offering is Digital Payments (formerly JPM Coin), a blockchain-based token that can be used to make instant and low-cost payments in multiple currencies. Kinexys also supports intraday repurchase agreements (repo), tokenized collateral and bond issuance.

同时，最高知名度的Kinexys产品是数字付款（以前是JPM Coin），这是一个基于区块链的令牌，可用于以多种货币进行即时和低成本的付款。 Kinexys还支持日内回购协议（Repo），令牌的抵押品和债券发行。