Huma Finance（Huma）发射后下降了45％，交易量仍超过6亿美元

Huma Finance的本地代币Huma跌落了45％，消除了其发出后的收益

Huma Finance's (HUMA) native token has plummeted 45% in the past 24 hours, erasing its post-launch gains and now trading at $0.062. The token continues to attract attention, however, with trading volume exceeding $600 million.

Huma Finance的（Huma）本地代币在过去24小时内暴跌了45％，删除了发出后的收益，现在的交易价格为0.062美元。但是，令牌继续引起关注，交易量超过6亿美元。

The sharp price drop follows a spike to $0.12 after its Token Generation Event on May 26. HUMA was launched via Binance Launchpool, where users could farm the token by staking Binance Coin (BNB), FDUSD, or USD Coin (USDC) between May 23 and May 26.

在5月26日的代币生成活动之后，价格下降到0.12美元，Huma是通过Binance Launchpool推出的，用户可以在5月23日至5月26日之间通过Staking Binance Coin（BNB），FDUSD或USD Coin（USDC）来耕种令牌。

As is common with Binance Launchpool projects, HUMA was quickly listed on other major exchanges. After Binance, the token went live on Bybit, OKX, Bitget, MEXC, Gate.io, KuCoin, and BingX.

与Binance Launchpool项目一样，Huma很快被列为其他主要交易所。 Binance之后，令牌在Bybit，Okx，Bitget，Mexc，Gate.io，Kucoin和Bingx上直播。

During the TGE, Huma Finance also opened the claim window for its Season 1 airdrop, allocating 5% of the total token supply to early adopters. The claim period will remain open for one month. A second airdrop, covering 2.1% of the total supply, is scheduled for approximately three months after the TGE.

在TGE期间，Huma Finance还打开了其第1季Airdrop的索赔窗口，分配给早期采用者的总代币供应量的5％。索赔期将保持一个月。 TGE之后大约三个月，第二个覆盖总供应量的2.1％的空调。

What is Huma Finance?

什么是Huma Finance？

Huma Finance is building a new financial infrastructure called the PayFi Stack, aiming to replace outdated TradFi systems with faster, programmable, and globally accessible alternatives.

Huma Finance正在建立一个名为Payfi Stack的新金融基础设施，旨在用更快，可编程和全球访问的替代方案替换过时的Tradfi系统。

The PayFi Stack is designed to standardize and scale blockchain-based financial applications, enabling seamless integration of payments, credit, and compliance on a global scale. It consists of six core layers, each performing a distinct function to support the overall system.

PayFI堆栈旨在标准化和规模基于区块链的财务应用，从而在全球范围内无缝整合付款，信贷和合规性。它由六个核心层组成，每个层都执行一个不同的功能来支持整体系统。

At the base is the transaction layer, which uses Layer 1 and Layer 2 blockchains to ensure high-speed, low-cost, and secure transactions. Above this is the currency layer, which manages digital currencies—especially stablecoins like USDC and PYUSD. These stablecoins ensure price stability and regulatory compliance, with some offering yield to offset transaction costs. The currency layer also includes programmable stablecoins that embed conditions directly into payments.

在基础上是交易层，该层使用第1层和第2层区块链来确保高速，低成本和安全的交易。在此上方是管理数字货币的货币层，尤其是USDC和Pyusd等稳定货币。这些稳定币确保价格稳定性和法规合规性，并提供一些收益率以抵消交易成本。货币层还包括将条件直接嵌入付款中的可编程稳定。

The custody layer focuses on secure and efficient asset management. It supports various custody models, from institutional solutions using multi-party computation to decentralized smart contract-based methods. These systems allow real-time settlements (T+0) without compromising asset control or security.

监护层侧重于安全有效的资产管理。它支持各种监护模型，从使用多方计算的机构解决方案到分散的基于智能合约的方法。这些系统允许实时结算（T+0），而不会损害资产控制或安全性。

Next is the compliance layer, which handles regulatory requirements such as KYC, AML, and stablecoin licensing. It integrates real-time compliance checks into the transaction flow, adapting to regional regulations like MiCA in Europe or frameworks in Singapore and Japan.

接下来是合规层，该层处理法规要求，例如KYC，AML和Stablecoin许可。它将实时合规性检查集成到交易流中，适应诸如欧洲云母或新加坡和日本框架之类的区域法规。

The financing layer enables on-chain capital markets by connecting fund supply with demand. It allows the tokenization of real-world assets, structured using smart contracts to create different risk tranches.

融资层通过将基金供应与需求联系起来，可以实现链上资本市场。它允许使用智能合约来创建不同的风险渠道的现实世界资产的象征化。

Finally, the application layer sits at the top, where developers can build financial products like payment gateways, lending platforms, and investment tools. These applications draw on the capabilities of the lower layers to ensure speed, compliance, and ease of use, emphasizing strong UX design and secure transaction handling.

最后，应用程序层位于顶部，开发人员可以在其中建立金融产品，例如支付网关，贷款平台和投资工具。这些应用程序借鉴了下层的功能，以确保速度，合规性和易用性，强调强大的UX设计和安全交易处理。

HUMA is central to the Huma Finance ecosystem, functioning as a governance token. It’s also used for staking to help secure the network and reward participants. Additionally, HUMA serves as an incentive mechanism, distributed to liquidity providers, borrowers, and active users to drive ecosystem growth. Holding or staking the token can also provide eligibility for future airdrops, with the second distribution scheduled to take place approximately three months after the TGE.

Huma是Huma Finance生态系统的核心，充当治理令牌。它也用于积分来帮助确保网络并奖励参与者。此外，Huma是一种激励机制，分发给流动性提供者，借款人和活跃的用户，以推动生态系统的增长。持有或放置令牌也可以为将来的空调提供资格，第二次分发计划在TGE之后大约三个月后进行。