Huma Finance（Huma）發射後下降了45％，交易量仍超過6億美元

Huma Finance的本地代幣Huma跌落了45％，消除了其發出後的收益

Huma Finance's (HUMA) native token has plummeted 45% in the past 24 hours, erasing its post-launch gains and now trading at $0.062. The token continues to attract attention, however, with trading volume exceeding $600 million.

Huma Finance的（Huma）本地代幣在過去24小時內暴跌了45％，刪除了發出後的收益，現在的交易價格為0.062美元。但是，令牌繼續引起關注，交易量超過6億美元。

The sharp price drop follows a spike to $0.12 after its Token Generation Event on May 26. HUMA was launched via Binance Launchpool, where users could farm the token by staking Binance Coin (BNB), FDUSD, or USD Coin (USDC) between May 23 and May 26.

在5月26日的代幣生成活動之後，價格下降到0.12美元，Huma是通過Binance Launchpool推出的，用戶可以在5月23日至5月26日之間通過Staking Binance Coin（BNB），FDUSD或USD Coin（USDC）來耕種令牌。

As is common with Binance Launchpool projects, HUMA was quickly listed on other major exchanges. After Binance, the token went live on Bybit, OKX, Bitget, MEXC, Gate.io, KuCoin, and BingX.

與Binance Launchpool項目一樣，Huma很快被列為其他主要交易所。 Binance之後，令牌在Bybit，Okx，Bitget，Mexc，Gate.io，Kucoin和Bingx上直播。

During the TGE, Huma Finance also opened the claim window for its Season 1 airdrop, allocating 5% of the total token supply to early adopters. The claim period will remain open for one month. A second airdrop, covering 2.1% of the total supply, is scheduled for approximately three months after the TGE.

在TGE期間，Huma Finance還打開了其第1季Airdrop的索賠窗口，分配給早期採用者的總代幣供應量的5％。索賠期將保持一個月。 TGE之後大約三個月，第二個覆蓋總供應量的2.1％的空調。

What is Huma Finance?

什麼是Huma Finance？

Huma Finance is building a new financial infrastructure called the PayFi Stack, aiming to replace outdated TradFi systems with faster, programmable, and globally accessible alternatives.

Huma Finance正在建立一個名為Payfi Stack的新金融基礎設施，旨在用更快，可編程和全球訪問的替代方案替換過時的Tradfi系統。

The PayFi Stack is designed to standardize and scale blockchain-based financial applications, enabling seamless integration of payments, credit, and compliance on a global scale. It consists of six core layers, each performing a distinct function to support the overall system.

PayFI堆棧旨在標準化和規模基於區塊鏈的財務應用，從而在全球範圍內無縫整合付款，信貸和合規性。它由六個核心層組成，每個層都執行一個不同的功能來支持整體系統。

At the base is the transaction layer, which uses Layer 1 and Layer 2 blockchains to ensure high-speed, low-cost, and secure transactions. Above this is the currency layer, which manages digital currencies—especially stablecoins like USDC and PYUSD. These stablecoins ensure price stability and regulatory compliance, with some offering yield to offset transaction costs. The currency layer also includes programmable stablecoins that embed conditions directly into payments.

在基礎上是交易層，該層使用第1層和第2層區塊鏈來確保高速，低成本和安全的交易。在此上方是管理數字貨幣的貨幣層，尤其是USDC和Pyusd等穩定貨幣。這些穩定幣確保價格穩定性和法規合規性，並提供一些收益率以抵消交易成本。貨幣層還包括將條件直接嵌入付款中的可編程穩定。

The custody layer focuses on secure and efficient asset management. It supports various custody models, from institutional solutions using multi-party computation to decentralized smart contract-based methods. These systems allow real-time settlements (T+0) without compromising asset control or security.

監護層側重於安全有效的資產管理。它支持各種監護模型，從使用多方計算的機構解決方案到分散的基於智能合約的方法。這些系統允許實時結算（T+0），而不會損害資產控製或安全性。

Next is the compliance layer, which handles regulatory requirements such as KYC, AML, and stablecoin licensing. It integrates real-time compliance checks into the transaction flow, adapting to regional regulations like MiCA in Europe or frameworks in Singapore and Japan.

接下來是合規層，該層處理法規要求，例如KYC，AML和Stablecoin許可。它將實時合規性檢查集成到交易流中，適應諸如歐洲雲母或新加坡和日本框架之類的區域法規。

The financing layer enables on-chain capital markets by connecting fund supply with demand. It allows the tokenization of real-world assets, structured using smart contracts to create different risk tranches.

融資層通過將基金供應與需求聯繫起來，可以實現鏈上資本市場。它允許使用智能合約來創建不同的風險渠道的現實世界資產的象徵化。

Finally, the application layer sits at the top, where developers can build financial products like payment gateways, lending platforms, and investment tools. These applications draw on the capabilities of the lower layers to ensure speed, compliance, and ease of use, emphasizing strong UX design and secure transaction handling.

最後，應用程序層位於頂部，開發人員可以在其中建立金融產品，例如支付網關，貸款平台和投資工具。這些應用程序借鑒了下層的功能，以確保速度，合規性和易用性，強調強大的UX設計和安全交易處理。

HUMA is central to the Huma Finance ecosystem, functioning as a governance token. It’s also used for staking to help secure the network and reward participants. Additionally, HUMA serves as an incentive mechanism, distributed to liquidity providers, borrowers, and active users to drive ecosystem growth. Holding or staking the token can also provide eligibility for future airdrops, with the second distribution scheduled to take place approximately three months after the TGE.

Huma是Huma Finance生態系統的核心，充當治理令牌。它也用於積分來幫助確保網絡並獎勵參與者。此外，Huma是一種激勵機制，分發給流動性提供者，借款人和活躍的用戶，以推動生態系統的增長。持有或放置令牌也可以為將來的空調提供資格，第二次分發計劃在TGE之後大約三個月後進行。