金融技术巨头Stripe宣布推出Stablecoin财务帐户

这一举动是在Stripe收购Stablecoin Platform Bridge仅三个月后才出现的，这标志着朝着整合数字货币的重要一步

Financial technology giant Stripe has announced the launch of Stablecoin Financial Accounts, a new suite of money management capabilities that will allow businesses in 101 countries to hold balances in stablecoins, send and receive funds across both traditional fiat and cryptocurrency rails.

金融技术巨头Stripe宣布推出StableCoin Financial Accounture，这是一套新的资金管理能力，可让101个国家 /地区的企业在Stablecoins中保持余额，在传统的菲亚特和加密货币轨道上发送和获得资金。

This move, coming just three months after Stripe's acquisition of stablecoin platform Bridge, signals a significant step towards integrating digital currencies into mainstream business operations.

这一举动是在Stripe收购Stablecoin Platform Bridge仅三个月后，这标志着将数字货币集成到主流业务运营中的重要一步。

The newly introduced Stablecoin Financial Accounts will enable businesses to fund their balances using traditional methods and receive payments in stablecoins. Crucially, they will also be able to send funds from their stablecoin balances in USD via traditional payment networks like ACH and wire, as well as in stablecoins over cryptocurrency networks.

新引入的Stablecoin财务帐户将使企业能够使用传统方法资助其余额，并在Stablecoins中获得付款。至关重要的是，他们还将能够通过ACH和Wire等传统支付网络以及加密货币网络的Stablecoins中的传统支付网络从USD中的Stablecoin余额发送资金。

Introducing Stablecoin Financial Accounts. Hold a stablecoin balance. Send and receive funds with fiat and crypto rails. Accessible from 101 countries:https://t.co/yXtE9cdeaz.pic.twitter.com/WnifgAutoA

引入Stablecoin财务帐户。保持稳定余额。用菲亚特和加密栏杆发送和接收资金。可从101个国家/地区访问：https：//t.co/yxte9cdeaz.pic.twitter.com/wnifgautoa

Stripe has partnered with its subsidiary, Bridge, for the custody of these stablecoin balances. Initially, the platform will support two dollar-pegged stablecoins: USDC, issued by Circle, and USDB, an infrastructure stablecoin issued by Bridge. Stripe clarified that USDB is a closed-loop stablecoin, not available for public sale, but is fully backed one-to-one by the equivalent value of US dollars held in cash and short-duration money market funds at BlackRock.

Stripe与其子公司Bridge合作，以持有这些稳定余额的监护权。最初，该平台将支持两个美元的稳定稳定剂：USDC，由Circle发行，以及USDB，这是Bridge发行的基础设施Stablecoin。 Stripe澄清说，USDB是一个闭环稳定股，不可公开销售，但由于在BlackRock的现金和短期货币市场基金中持有的美元的同等价值而完全支持一对一。

This launch addresses a critical need for businesses operating globally, particularly in regions with volatile currencies. The ability to seamlessly move between fiat and stablecoin within the Stripe ecosystem could significantly streamline international transactions and reduce reliance on traditional, often costly and slow, cross-border payment methods. Stripe cited a Visa study that noted stablecoin transactions have grown by over 50% in the past year.

该启动针对全球运营的企业的关键需求，尤其是在货币易变的地区。在条纹生态系统内菲亚特和稳定币之间无缝移动的能力可以显着简化国际交易，并减少对传统，昂贵，慢速，跨境支付方法的依赖。 Stripe引用了一项签证研究，该研究指出，在过去的一年中，Stablecoin交易增长了50％以上。

Furthermore, Stripe highlighted Bridge's recent partnership with Visa, which will see the issuance of the first-ever global card product linked to stablecoin wallets. This development will allow businesses and individuals holding stablecoins in their Bridge-custodied accounts to spend their balances at any of the millions of merchants worldwide that accept Visa. When a purchase is made, Bridge will handle the conversion from stablecoin to fiat currency for the merchant.

此外，Stripe强调了Bridge最近与Visa的合作伙伴关系，该伙伴关系将发布与Stablecoin钱包相关的首个全球卡产品。这一发展将使企业和个人在其桥梁的账户中持有稳定的人，以在全球接受签证的数百万商人中的任何一个。进行购买后，桥梁将处理从Stablecoin转换为商人的法定货币。

Patrick Collison, Stripe cofounder and CEO, said: "We're pulling these technologies forward so businesses on Stripe can benefit from them right away. Stablecoins have the potential to transform money in the same way that the internet transformed communication."

Stripe联合创始人兼首席执行官Patrick Collison说：“我们正在将这些技术推向前进，以便立即从他们那里受益。StableCoins有可能以与互联网转变交流的方式转变资金。”