埃里克·特朗普（Eric Trump）警告传统金融机构，如果他们不采用区块链，他们将在10年内灭绝

他与受访者在迪拜讲话时谈到了传统银行系统的问题，并说他们很慢，昂贵，并且偏向于富人。

The executive vice president of the Trump Organization and son of U.S. President Donald Trump, Eric Trump, has issued a stark warning to the traditional financial institutions, saying that they have 10 years to adapt to blockchain or face extinction.

特朗普组织的执行副总裁和美国总统唐纳德·特朗普（Eric Trump）的儿子埃里克·特朗普（Eric Trump）向传统的金融机构发出了明显的警告，称他们有10年的时间适应区块链或面临灭绝。

In an interview with CNBC in Dubai, Trump discussed the flaws of the global banking system, which he describes as slow, expensive, and heavily skewed in favor of the wealthy. He argues that these flaws make the global banking infrastructure ripe for disruption through blockchain and decentralized finance (DeFi).

特朗普在接受迪拜的CNBC采访时，讨论了全球银行体系的缺陷，他形容这是缓慢，昂贵且倾斜的偏向富人。他认为，这些缺陷使全球银行基础设施通过区块链和分散财务（DEFI）成熟，以破坏。

Highlighting the transformative potential of blockchain technology, Trump said that unless banks evolve and adapt to the rising tide of blockchain integration, they will become obsolete in the upcoming decade.

特朗普强调了区块链技术的变革性潜力，除非银行不断发展并适应区块链整合的潮流，否则它们将在接下来的十年中变得过时。

“The modern financial system is broken. It’s slow, it’s expensive. If banks don’t watch what’s coming, they’re going to be extinct in 10 years,” Trump stated.

特朗普说：“现代金融体系破裂了。它很慢，很昂贵。如果银行不观察即将发生的事情，它们将在10年内灭绝。”

Highlighting the inefficiencies of the existing system, Trump took aim at SWIFT, the global network used for international payment, which he called “an absolute disaster.” In contrast, he explained that a blockchain-based system can perform the same functions better, faster, and cheaper, while also being more secure.

特朗普强调了现有系统的低效率，瞄准了Swift，这是用于国际支付的全球网络，他称之为“绝对灾难”。相比之下，他解释说，基于区块链的系统可以更好，更快，更便宜，同时更加安全。

“There’s nothing that can be done on blockchain that can’t be done better than the current financial institutions. You can send money instantly, wallet to wallet, without fees or variability,” Trump added, showcasing the low-cost and high-speed capabilities of DeFi applications for peer-to-peer transactions without the involvement of intermediaries like banks.

特朗普补充说：“在区块链上没有什么比目前的金融机构更好的做法。您可以立即将钱寄给钱包，而无需费用或可变性。”

Trump’s journey into the cryptocurrency world began with disillusionment toward the banking system, which he feels has become “weaponized” against ordinary people—especially those without a large balance or those with the “Make America Great Again” movement affiliation.

特朗普进入加密货币世界的旅程始于对银行体系的幻灭，他认为这已经成为对普通百姓的“武器化”，尤其是那些没有大平衡的人，或者那些具有“使美国再次变得伟大”运动的人。

The Trump family’s involvement in digital assets goes far beyond commentary or investments. Together with real estate billionaire Steve Witkoff, who now serves as a White House Middle East envoy, Eric Trump and Donald Trump Jr. have co-founded a crypto platform called World Liberty Financial. The platform recently announced plans to launch a U.S. dollar-backed stablecoin.

特朗普家族参与数字资产远远超出了评论或投资。现在，埃里克·特朗普（Eric Trump）和小唐纳德·特朗普（Donald Trump Jr.）与现在担任白宫中东特使的房地产亿万富翁史蒂夫·维特科夫（Steve Witkoff）共同创立了一个名为World Liberty Financial的加密平台。该平台最近宣布了计划推出以美元支持的Stablecoin的计划。

Moreover, in March 2025, Eric Trump helped the co-founder of America Bitcoin, a mining venture developed in collaboration with Asher Genoot, CEO of Hut 8, to launch a new venture in the crypto mining industry. These moves showcase the family’s long-term commitment to building infrastructure in the crypto space.

此外，在2025年3月，埃里克·特朗普（Eric Trump）帮助了美国比特币的联合创始人，这是一家与Hut 8 Hut 8的首席执行官Asher Genoot合作开发的采矿企业，在加密货币矿业行业开设了一家新的合资企业。这些举动展示了这个家庭对在加密空间中建立基础设施的长期承诺。

Both Donald Trump and Melania Trump have also launched their own digital assets—TRUMP coin and MELANIA coin, respectively—which are marketed to fans and supporters of the family.

唐纳德·特朗普（Donald Trump）和梅拉尼亚·特朗普（Melania Trump）也分别推出了自己的数字资产 - 特朗普硬币和梅拉尼亚硬币，分别向家族的粉丝和支持者销售。

Trump’s recent comments come as the United Arab Emirates is quickly establishing itself as a global leader in the regulation and uptake of cryptocurrencies. Dubai, in particular, has drawn leading cryptocurrency exchanges, entrepreneurs, and institutional investors due to its advantageous government policies.

特朗普最近的评论是因为阿拉伯联合酋长国迅速将自己确立为加密货币的监管和吸收的全球领导者。尤其是迪拜，由于其有利的政府政策，迪拜已吸引了领先的加密货币交易所，企业家和机构投资者。

Highlighting the pro-business attitude of the UAE, which is facilitating the influx of American businesses and institutions, Trump praised the nation's initiative.

特朗普强调了阿联酋的亲企业态度，促进了美国企业和机构的涌入，特朗普赞扬了该国的倡议。

Despite some critics who highlight the volatility and lack of regulation in the crypto market, Trump believes that adoption is inevitable.

尽管一些批评者强调了加密货币市场中的波动和缺乏监管，但特朗普认为采用是不可避免的。

“Governments and institutions will have no choice but to get involved or be left behind,” he concluded, signaling an urgent call for adaptation in the face of the advancing tide of blockchain technology.

他总结说：“政府和机构别无选择，只能参与或被抛在后面。”他指出，面对区块链技术的前进，紧急呼吁适应。

Although some central banks, such as the Bank of Italy, remain skeptical of crypto and stablecoins, major financial institutions like JP Morgan and Goldman Sachs have already begun integrating the blockchain into their operations.

尽管一些中央银行（例如意大利银行）仍然对加密货币和Stablecoins持怀疑态度，但JP Morgan和Goldman Sachs等主要金融机构已经开始将区块链整合到其运营中。