EBANX 通过扩大代币化部署来增强拉丁美洲网络安全

EBANX 通过扩大代币化来增强整个拉丁美洲的网络安全，显着减少欺诈并提高批准率。

EBANX Fortifies Latin American Network with Advanced Tokenization

EBANX 通过高级代币化强化拉丁美洲网络

In a significant move to bolster digital commerce security across Latin America, EBANX has announced the expanded rollout of its network tokenization technology. Following successful initial deployments, the fintech giant has now extended this advanced security measure to Colombia, Peru, and the Dominican Republic, in addition to its existing presence in Brazil and Chile. This strategic expansion aims to combat rising fraud and improve transaction approval rates for merchants and financial institutions operating in the region.

EBANX 宣布扩大推出其网络代币化技术，这是加强拉丁美洲数字商务安全的一项重大举措。继成功的初步部署之后，除了在巴西和智利的现有业务外，这家金融科技巨头现已将这一先进的安全措施扩展到哥伦比亚、秘鲁和多米尼加共和国。这一战略扩张旨在打击日益严重的欺诈行为并提高在该地区运营的商家和金融机构的交易批准率。

Tokenization Delivers Tangible Results

代币化带来切实成果

Internal testing by EBANX has revealed compelling data supporting the efficacy of network tokens. In Colombia, the system is now processing over two million transactions monthly, with an average approval rate approximately ten percentage points higher than non-tokenized transactions. The company reports that a majority of transactions in the market now leverage this technology, with over a hundred companies across various sectors, including SaaS, online retail, and gaming, already benefiting from its enhanced security and performance.

EBANX 的内部测试揭示了支持网络代币功效的令人信服的数据。在哥伦比亚，该系统目前每月处理超过 200 万笔交易，平均批准率比非代币化交易高出约 10 个百分点。该公司报告称，目前市场上的大多数交易都利用了这项技术，包括 SaaS、在线零售和游戏等各个领域的一百多家公司已经受益于其增强的安全性和性能。

In Peru, EBANX stands as the sole payment service provider offering network tokens across both major international card networks. This unique position provides Peruvian merchants with access to improved payment performance, especially as the nation's e-commerce sector continues its rapid ascent, projected to exceed thirty billion U.S. dollars annually. Notably, seven out of ten card transactions processed by EBANX in Peru now utilize network tokens, leading to an increase in approval rates of over seven percentage points compared to non-tokenized transactions.

在秘鲁，EBANX 是唯一一家在两个主要国际卡网络上提供网络代币的支付服务提供商。这一独特的地位为秘鲁商家提供了改善的支付性能，特别是在该国电子商务行业持续快速增长且预计每年超过 300 亿美元的情况下。值得注意的是，秘鲁 EBANX 处理的卡交易中有十分之七都使用网络代币，与非代币化交易相比，批准率提高了 7 个百分点以上。

The Dominican Republic marks a new frontier for EBANX's tokenization efforts, being its first venture into a Caribbean market. This deployment, in collaboration with AZUL, Grupo Popular's electronic payments provider, has seen early approval rates for tokenized transactions exceeding ninety percent. Local partners have lauded this advancement as a critical step towards enhanced security and more consistent performance for merchants in a market where card usage is prevalent for digital payments.

多米尼加共和国标志着 EBANX 代币化工作的新领域，这是其首次进军加勒比市场。此次部署与 Grupo Pop 的电子支付提供商 AZUL 合作，代币化交易的早期批准率已超过 90%。当地合作伙伴称赞这一进步是在卡数字支付盛行的市场中为商家增强安全性和更一致性能的关键一步。

Why Tokenization is a Game-Changer for Latin America

为什么代币化是拉丁美洲的游戏规则改变者

Network tokens are designed to replace sensitive primary account numbers with secure, dynamic identifiers. This process is crucial in emerging markets like Latin America, where cross-border commerce is growing, but fraud concerns remain elevated. By reducing the vulnerabilities associated with static card data and ensuring continuity for recurring payments even after card reissuance, tokenization helps merchants retain customers and minimize revenue loss due to failed payments. This technology directly addresses key challenges faced by banks and merchants, including fraud, card reissuance complexities, and inconsistent approval rates, ultimately fostering a more stable and predictable environment for digital transactions.

网络令牌旨在用安全、动态的标识符取代敏感的主帐号。这一过程对于拉丁美洲等新兴市场至关重要，这些市场的跨境贸易正在增长，但欺诈担忧仍然很高。通过减少与静态卡数据相关的漏洞并确保即使在卡重新发行后定期支付的连续性，令牌化也可以帮助商家留住客户并最大限度地减少因支付失败而造成的收入损失。该技术直接解决银行和商户面临的主要挑战，包括欺诈、卡补发复杂性和不一致的批准率，最终为数字交易营造一个更加稳定和可预测的环境。

A Glimpse into the Future

未来一瞥

EBANX's commitment to expanding its network token capabilities across more Latin American markets signals a clear vision for the future of digital payments in the region. As digital economies continue to expand, the insights gained from these deployments are likely to influence other payment providers and fintech firms, potentially making tokenization a standard rather than an emerging tool. It’s exciting to see how innovations like these are paving the way for a more secure and seamless digital future for everyone in Latin America!

EBANX 致力于在更多拉丁美洲市场扩展其网络代币功能，这标志着对该地区数字支付未来的清晰愿景。随着数字经济的不断扩张，从这些部署中获得的见解可能会影响其他支付提供商和金融科技公司，从而有可能使代币化成为一种标准，而不是一种新兴工具。看到这样的创新如何为拉丁美洲的每个人创造更安全、更无缝的数字未来铺平道路，真是令人兴奋！