加密货币投资骗局导致财务损失不断增长

它始于一条短信，似乎是针对别人的。宾夕法尼亚州居民埃德·海杜克（Ed Hayduk）回答。

The Economic Times reports on rising cryptocurrency scam losses.

《经济时报》报道了加密货币骗局损失的上升。

People are losing an alarmingly high amount of money to cryptocurrency scams, according to the FBI’s 2023 Cryptocurrency Fraud Report.

根据联邦调查局（FBI）的2023年加密货币欺诈报告，人们正在为加密货币骗局损失惊人的钱。

While cryptocurrency-related complaints represent about 10% of the total financial fraud complaints the FBI received during 2023 (the most recent data available), they account for nearly half of all financial losses, the report said.

报告称，与加密货币相关的投诉约占联邦调查局在2023年收到的财务欺诈投诉的10％（最新数据），但它们占所有财务损失的几乎一半。

The cryptocurrency-related complaints to the FBI’s Internet Crime Complaint Center in 2023 resulted in an estimated loss of over $5.6 billion, an increase of about 45% from 2022.

与加密货币相关的投诉于2023年向联邦调查局的互联网犯罪投诉中心投诉，估计损失超过56亿美元，比2022年增加了约45％。

The trend has continued into 2024, with Federal Trade Commission data showing $5.7 billion in losses due to investment scams, more than any other category.

趋势一直持续到2024年，联邦贸易委员会的数据显示，由于投资骗局的损失，损失了57亿美元，比其他任何类别都多。

The analysis of the FBI’s 2023 Internet Crime Report and the supplementary Cryptocurrency Fraud Report by CheapInsurance.com, which provides a comparison website for various insurance policies, delves into how crypto-related crimes cause the biggest losses.

对FBI的2023年互联网犯罪报告和CheapinSurance.com的补充加密货币欺诈报告的分析，该报告为各种保险单提供了比较网站，研究了与加密相关的犯罪如何造成最大损失。

Crypto-related crimes are a growing concern, as evident from the FBI’s report. In 2023, there was a 20% increase in cybercrime complaints compared to the previous year, with a staggering 1.3 million complaints and estimated losses exceeding $10.3 billion.

从联邦调查局的报告中可以明显看出，与加密相关的犯罪越来越关注。与上一年相比，在2023年，网络犯罪投诉增加了20％，惊人的130万个投诉，估计损失超过103亿美元。

Among the various categories of cybercrime, crypto-related crimes saw the highest escalation in both complaints and losses. Out of the total financial fraud complaints, cryptocurrency-related complaints accounted for about 10%, a slight decrease from last year. However, these complaints resulted in nearly half of the estimated financial losses.

在网络犯罪的各个类别中，与加密相关的犯罪在投诉和损失中都升级最高。在总财务欺诈投诉中，与加密货币相关的投诉约为10％，比去年略有下降。但是，这些投诉导致了估计的财务损失的一半。

Moreover, the average loss due to cryptocurrency fraud was around $90,772, significantly higher than the average loss from any other category of cybercrime. In contrast, the average loss due to romance scams, the second highest, was $70,000.

此外，由于加密货币欺诈造成的平均损失约为90,772美元，显着高于任何其他类别的网络犯罪的平均损失。相比之下，第二高的浪漫骗局造成的平均损失为70,000美元。

The significant losses due to crypto scams can be attributed to the fact that victims often start with small investments that gradually escalate. In many cases, the scammers disappeared after the victims had invested a large sum.

由于加密骗局造成的巨大损失可以归因于受害者通常从逐渐升级的小型投资开始。在许多情况下，诈骗者在受害者投资大笔款项后消失了。

The FBI report highlights that nearly two-thirds of crypto-related scam victims were Generation X, born between 1965 and 1980, and had an annual income of $150,000 or more. Additionally, about two-thirds of the victims had a college degree.

联邦调查局的报告强调，将近三分之二的与加密相关的骗局受害者是X X世代，出生于1965年至1980年之间，年收入为150,000美元或更多。此外，大约三分之二的受害者拥有大学学位。

The scammers used various methods to deceive their victims, with messages on social media and dating apps being the most common avenues.

骗子使用各种方法欺骗了受害者，在社交媒体上的信息和约会应用程序是最常见的途径。

The scammers typically began by making small talk and got to know their victims. Over time, they introduced the topic of crypto investment, starting with a small sum.

骗子通常是从闲聊开始的，并认识了他们的受害者。随着时间的流逝，他们介绍了加密投资的话题，从一小笔钱开始。

Later, fake statements from crypto exchanges showing high returns on the initial investment were used to persuade the victims to invest more.

后来，使用加密交易所的虚假陈述显示了初始投资的高回报，以说服受害者投资更多。

Finally, after the victims had invested a large sum, usually around $50,000, the scammers disappeared without a trace.

最终，在受害者投资了大笔款项（通常约50,000美元）之后，骗子消失了，没有痕迹。