加密貨幣投資騙局導致財務損失不斷增長

它始於一條短信，似乎是針對別人的。賓夕法尼亞州居民埃德·海杜克（Ed Hayduk）回答。

The Economic Times reports on rising cryptocurrency scam losses.

《經濟時報》報導了加密貨幣騙局損失的上升。

People are losing an alarmingly high amount of money to cryptocurrency scams, according to the FBI’s 2023 Cryptocurrency Fraud Report.

根據聯邦調查局（FBI）的2023年加密貨幣欺詐報告，人們正在為加密貨幣騙局損失驚人的錢。

While cryptocurrency-related complaints represent about 10% of the total financial fraud complaints the FBI received during 2023 (the most recent data available), they account for nearly half of all financial losses, the report said.

報告稱，與加密貨幣相關的投訴約佔聯邦調查局在2023年收到的財務欺詐投訴的10％（最新數據），但它們佔所有財務損失的幾乎一半。

The cryptocurrency-related complaints to the FBI’s Internet Crime Complaint Center in 2023 resulted in an estimated loss of over $5.6 billion, an increase of about 45% from 2022.

與加密貨幣相關的投訴於2023年向聯邦調查局的互聯網犯罪投訴中心投訴，估計損失超過56億美元，比2022年增加了約45％。

The trend has continued into 2024, with Federal Trade Commission data showing $5.7 billion in losses due to investment scams, more than any other category.

趨勢一直持續到2024年，聯邦貿易委員會的數據顯示，由於投資騙局的損失，損失了57億美元，比其他任何類別都多。

The analysis of the FBI’s 2023 Internet Crime Report and the supplementary Cryptocurrency Fraud Report by CheapInsurance.com, which provides a comparison website for various insurance policies, delves into how crypto-related crimes cause the biggest losses.

對FBI的2023年互聯網犯罪報告和CheapinSurance.com的補充加密貨幣欺詐報告的分析，該報告為各種保險單提供了比較網站，研究了與加密相關的犯罪如何造成最大損失。

Crypto-related crimes are a growing concern, as evident from the FBI’s report. In 2023, there was a 20% increase in cybercrime complaints compared to the previous year, with a staggering 1.3 million complaints and estimated losses exceeding $10.3 billion.

從聯邦調查局的報告中可以明顯看出，與加密相關的犯罪越來越關注。與上一年相比，在2023年，網絡犯罪投訴增加了20％，驚人的130萬個投訴，估計損失超過103億美元。

Among the various categories of cybercrime, crypto-related crimes saw the highest escalation in both complaints and losses. Out of the total financial fraud complaints, cryptocurrency-related complaints accounted for about 10%, a slight decrease from last year. However, these complaints resulted in nearly half of the estimated financial losses.

在網絡犯罪的各個類別中，與加密相關的犯罪在投訴和損失中都升級最高。在總財務欺詐投訴中，與加密貨幣相關的投訴約為10％，比去年略有下降。但是，這些投訴導致了估計的財務損失的一半。

Moreover, the average loss due to cryptocurrency fraud was around $90,772, significantly higher than the average loss from any other category of cybercrime. In contrast, the average loss due to romance scams, the second highest, was $70,000.

此外，由於加密貨幣欺詐造成的平均損失約為90,772美元，顯著高於任何其他類別的網絡犯罪的平均損失。相比之下，第二高的浪漫騙局造成的平均損失為70,000美元。

The significant losses due to crypto scams can be attributed to the fact that victims often start with small investments that gradually escalate. In many cases, the scammers disappeared after the victims had invested a large sum.

由於加密騙局造成的巨大損失可以歸因於受害者通常從逐漸升級的小型投資開始。在許多情況下，詐騙者在受害者投資大筆款項後消失了。

The FBI report highlights that nearly two-thirds of crypto-related scam victims were Generation X, born between 1965 and 1980, and had an annual income of $150,000 or more. Additionally, about two-thirds of the victims had a college degree.

聯邦調查局的報告強調，將近三分之二的與加密相關的騙局受害者是X X世代，出生於1965年至1980年之間，年收入為150,000美元或更多。此外，大約三分之二的受害者擁有大學學位。

The scammers used various methods to deceive their victims, with messages on social media and dating apps being the most common avenues.

騙子使用各種方法欺騙了受害者，在社交媒體上的信息和約會應用程序是最常見的途徑。

The scammers typically began by making small talk and got to know their victims. Over time, they introduced the topic of crypto investment, starting with a small sum.

騙子通常是從閒聊開始的，並認識了他們的受害者。隨著時間的流逝，他們介紹了加密投資的話題，從一小筆錢開始。

Later, fake statements from crypto exchanges showing high returns on the initial investment were used to persuade the victims to invest more.

後來，使用加密交易所的虛假陳述顯示了初始投資的高回報，以說服受害者投資更多。

Finally, after the victims had invested a large sum, usually around $50,000, the scammers disappeared without a trace.

最終，在受害者投資了大筆款項（通常約50,000美元）之後，騙子消失了，沒有痕跡。