7个最佳加密投资应用程序，可在2025年赚取被动收入

随着通货膨胀率上升和传统储蓄账户提供有限的回报，2025年已成为实用数字投资的一年。

In an era marked by soaring inflation and traditional savings accounts yielding minimal returns, 2025 has dawned as the year of practical digital investment. As individuals seek new avenues to generate passive income, cryptocurrency is emerging as a valuable tool, and crypto investment apps are leading the way.

在以通货膨胀高涨和传统储蓄账户的飙升的时代，2025年是实用数字投资的一年。当个人寻求新的途径来产生被动收入时，加密货币正在成为一种有价值的工具，而加密投资应用程序则正在引导。

These apps are designed to be easily accessible, requiring no deep technical knowledge. Some allow you to earn every day, whether you’re holding, staking, or even cloud mining.

这些应用程序旨在易于访问，不需要深厚的技术知识。有些人让您每天都能赚钱，无论您是持有，积累甚至云挖掘。

This guide will highlight seven of the most profitable crypto investment apps this year. Each one is legitimate, secure, and designed to help users build sustainable income streams—from part-time profits to full-time earnings.

本指南将重点介绍今年七个最有利可图的加密投资应用程序。每个人都是合法，安全的，并且旨在帮助用户从兼职利润到全日制收入。

1. FioBit.com — Best Passive Income App for Free Bitcoin Cloud Mining

1。fiobit.com - 免费比特币云挖掘的最佳被动收入应用

If you’re looking to start earning crypto quickly with low barriers to entry, then consider an application like FioBit. This Switzerland-based platform offers cloud mining contracts for Bitcoin, Dogecoin, and Litecoin, without the hassle of buying equipment or paying electricity bills.

如果您想在进入障碍较低的情况下快速开始赚取加密货币，请考虑像Fiobit这样的应用程序。这个总部位于瑞士的平台为比特币，狗狗币和莱特币提供了云采矿合同，而没有购买设备或支付电费的麻烦。

Simply purchase a plan on the website and your mining will start immediately. And unlike many services that lock you into long-term contracts, FioBit offers extreme flexibility with durations ranging from 1 to 7 days.

只需在网站上购买计划，您的采矿将立即开始。与许多将您陷入长期合同的服务不同，Fiobit提供了极高的灵活性，持续时间为1至7天。

Each plan is backed by an advanced AI system that allocates hash power strategically for maximum profitability. Here are some real contract examples:

每个计划都由先进的AI系统支持，该系统从战略上分配了哈希功率，以获得最大的盈利能力。以下是一些真正的合同示例：

• Litecoin (1 Day): 0.004 LTC for $100

•Litecoin（1天）：0.004 LTC，价格为$ 100

• Bitcoin (7 Days): 0.0002 BTC for $700

•比特币（7天）：0.0002 BTC，价格为700美元

• Dogecoin (3 Days): 250 DOGE for $50

•Dogecoin（3天）：250个Doge，价格为50美元

All earnings are displayed in real time, and your profits are automatically withdrawn daily. You can also choose to reinvest your balance to accelerate compounding.

所有收入均实时显示，您的利润每天都会自动撤回。您也可以选择重新投资平衡以加速复合。

Whether you’re new to crypto or scaling up with larger contracts, FioBit makes cloud mining a transparent and profitable experience.

无论您是新手的加密货币还是较大的合同，Fiobit都使云开采成为透明且有利可图的体验。

Click to visit FioBit official website to receive $100 for free

点击访问Fiobit官方网站，免费获得100美元

2. Binance — Best for Building a Long-Term Crypto Investment Portfolio

2. Binance - 最适合建立长期加密投资组合

As the world’s largest crypto exchange by volume, Binance is a powerhouse for investors looking to build a diversified portfolio and earn passive income.

作为世界上最大的加密货币交换，二手车是希望建立多元化投资组合并赚取被动收入的投资者的强大力量。

It provides institutions and individuals with the tools to automate purchases, stake assets, and generate yield in a secure environment. Its flagship Auto-Invest feature lets users schedule recurring buys of Bitcoin, Ethereum, or stablecoins. This encourages disciplined investment habits over the long term.

它为机构和个人提供了自动化购买，利益资产并在安全环境中产生收益的工具。它的旗舰自动投资功能使用户可以安排比特币，以太坊或稳定币的重复购买。这鼓励了长期纪律的投资习惯。

You can also earn passive income through BNB Vault, DeFi staking, and fixed savings plans. Some of its highest-yield products offer APYs up to 15%, making Binance one of the best options for those focused on capital appreciation.

您还可以通过BNB保险库，Defi Staking和固定储蓄计划来赚取被动收入。其一些最高收益产品的产品可提供高达15％的APY，这使得binance成为专注于资本欣赏者的最佳选择之一。

This platform is especially suited to investors seeking a central hub for both crypto savings and growth strategies, boasting institutional-grade security and regular feature updates.

该平台特别适合寻求中央枢纽的投资者，以供加密储蓄和增长策略，拥有机构的安全性和常规功能更新。

3. Coinbase — Most Trusted Exchange for Passive Crypto Rewards

3。Coinbase-最值得信赖的被动加密奖励的交换

For investors based in the U.S. or Europe who prefer a clean, compliant, and beginner-friendly experience, Coinbase is a stellar choice. The platform allows users to earn passive income through staking, yield rewards, and stablecoin interest programs.

对于喜欢干净，合规和初学者体验的美国或欧洲的投资者来说，Coinbase是一个出色的选择。该平台允许用户通过积分，收益率和Stablecoin兴趣计划来赚取被动收入。

Its “Earn” feature lets you stake assets like ETH, SOL, or ADA and receive daily rewards as you learn about the projects.

它的“赚取”功能使您可以利用ETH，SOL或ADA等资产，并在了解项目时获得每日奖励。

Alternatively, depositing USDC into interest-bearing pools offers consistent returns with very low risk. Coinbase is regulated in multiple jurisdictions and publicly listed on NASDAQ, making it an excellent pick for those who prioritize transparency and ease of use when building long-term crypto income strategies.

另外，将USDC存入带利息的池中提供了一致的风险回报。 Coinbase受到多个司法管辖区的监管，并在纳斯达克公开上市，这对于那些在建立长期加密收入策略时优先考虑透明度和易用性的人来说，这是一个绝佳的选择。

4. Crypto.com — Earn While You Spend with Flexible Crypto Accounts

4。Crypto.com - 在您使用灵活的加密帐户时赚钱

Crypto.com stands out with its unique combination of spending and saving benefits. It offers a complete crypto ecosystem that includes trading, staking, cashback Visa cards, and token launch platforms.

Crypto.com以其独特的支出和节省福利而脱颖而出。它提供了一个完整的加密生态系统，其中包括交易，存放，现金返还签证卡和令牌启动平台。

Users can earn crypto rewards from everyday purchases, such as groceries and petrol, while also participating in flexible or fixed-term earning plans. Its Visa debit card offers cashback of up to 5%, and the Earn feature allows users to stake popular assets like BTC, USDT, and CRO at competitive rates.

用户可以从杂货和汽油等日常购买中获得加密货币奖励，同时还可以参与灵活或固定期收入计划。它的Visa借记卡可提供高达5％的现金返还，而赚钱功能使用户可以以有竞争力的价格将流行资产（例如BTC，USDT和CRO）存储。

For those seeking to grow their crypto holdings over time while maintaining liquidity for spending, Crypto.com provides one of the most versatile crypto finance experiences.

对于那些寻求随着时间的推移而在维持支出流动性同时增加加密货币持有的人来说，Crypto.com提供了最通用的加密货币经验之一。

5. eToro — Copy Top Crypto Traders Automatically

5。Etoro - 自动复制顶级加密交易者

eToro takes a social investing approach that simplifies crypto investing for newcomers. The platform allows you to follow and copy the strategies of successful investors, which is ideal for those who prefer less hands-on involvement or lack the time for deep technical analysis.

Etoro采用了一种社会投资方法，简化了对新移民的加密投资。该平台使您可以遵循并复制成功投资者的策略，这对于那些更喜欢动手参与或缺乏深入技术分析的人来说是理想的选择。

You can browse through portfolios built around Bitcoin, Ethereum, or mixed-asset allocations, each with its own investment style and risk appetite. Once you find a strategy you like, you can copy it with a single click, and the returns will be automatically synchronized to your account.

您可以浏览围绕比特币，以太坊或混合资产分配的投资组合，每个产品都有自己的投资风格和风险偏好。一旦找到了自己喜欢的策略，就可以单击一次复制它，并且退货将自动与您的帐户同步。

The performance of each strategy is continuously tracked and displayed on

每种策略的性能都经常跟踪并显示