7個最佳加密投資應用程序，可在2025年賺取被動收入

隨著通貨膨脹率上升和傳統儲蓄賬戶提供有限的回報，2025年已成為實用數字投資的一年。

In an era marked by soaring inflation and traditional savings accounts yielding minimal returns, 2025 has dawned as the year of practical digital investment. As individuals seek new avenues to generate passive income, cryptocurrency is emerging as a valuable tool, and crypto investment apps are leading the way.

在以通貨膨脹高漲和傳統儲蓄賬戶的飆升的時代，2025年是實用數字投資的一年。當個人尋求新的途徑來產生被動收入時，加密貨幣正在成為一種有價值的工具，而加密投資應用程序則正在引導。

These apps are designed to be easily accessible, requiring no deep technical knowledge. Some allow you to earn every day, whether you’re holding, staking, or even cloud mining.

這些應用程序旨在易於訪問，不需要深厚的技術知識。有些人讓您每天都能賺錢，無論您是持有，積累甚至雲挖掘。

This guide will highlight seven of the most profitable crypto investment apps this year. Each one is legitimate, secure, and designed to help users build sustainable income streams—from part-time profits to full-time earnings.

本指南將重點介紹今年七個最有利可圖的加密投資應用程序。每個人都是合法，安全的，並且旨在幫助用戶從兼職利潤到全日制收入。

1. FioBit.com — Best Passive Income App for Free Bitcoin Cloud Mining

1。 fiobit.com - 免費比特幣雲挖掘的最佳被動收入應用

If you’re looking to start earning crypto quickly with low barriers to entry, then consider an application like FioBit. This Switzerland-based platform offers cloud mining contracts for Bitcoin, Dogecoin, and Litecoin, without the hassle of buying equipment or paying electricity bills.

如果您想在進入障礙較低的情況下快速開始賺取加密貨幣，請考慮像Fiobit這樣的應用程序。這個總部位於瑞士的平台為比特幣，狗狗幣和萊特幣提供了雲採礦合同，而沒有購買設備或支付電費的麻煩。

Simply purchase a plan on the website and your mining will start immediately. And unlike many services that lock you into long-term contracts, FioBit offers extreme flexibility with durations ranging from 1 to 7 days.

只需在網站上購買計劃，您的採礦將立即開始。與許多將您陷入長期合同的服務不同，Fiobit提供了極高的靈活性，持續時間為1至7天。

Each plan is backed by an advanced AI system that allocates hash power strategically for maximum profitability. Here are some real contract examples:

每個計劃都由先進的AI系統支持，該系統從戰略上分配了哈希功率，以獲得最大的盈利能力。以下是一些真正的合同示例：

• Litecoin (1 Day): 0.004 LTC for $100

•Litecoin（1天）：0.004 LTC，價格為$ 100

• Bitcoin (7 Days): 0.0002 BTC for $700

•比特幣（7天）：0.0002 BTC，價格為700美元

• Dogecoin (3 Days): 250 DOGE for $50

•Dogecoin（3天）：250個Doge，價格為50美元

All earnings are displayed in real time, and your profits are automatically withdrawn daily. You can also choose to reinvest your balance to accelerate compounding.

所有收入均實時顯示，您的利潤每天都會自動撤回。您也可以選擇重新投資平衡以加速復合。

Whether you’re new to crypto or scaling up with larger contracts, FioBit makes cloud mining a transparent and profitable experience.

無論您是新手的加密貨幣還是較大的合同，Fiobit都使雲開採成為透明且有利可圖的體驗。

Click to visit FioBit official website to receive $100 for free

點擊訪問Fiobit官方網站，免費獲得100美元

2. Binance — Best for Building a Long-Term Crypto Investment Portfolio

2. Binance - 最適合建立長期加密投資組合

As the world’s largest crypto exchange by volume, Binance is a powerhouse for investors looking to build a diversified portfolio and earn passive income.

作為世界上最大的加密貨幣交換，二手車是希望建立多元化投資組合併賺取被動收入的投資者的強大力量。

It provides institutions and individuals with the tools to automate purchases, stake assets, and generate yield in a secure environment. Its flagship Auto-Invest feature lets users schedule recurring buys of Bitcoin, Ethereum, or stablecoins. This encourages disciplined investment habits over the long term.

它為機構和個人提供了自動化購買，利益資產並在安全環境中產生收益的工具。它的旗艦自動投資功能使用戶可以安排比特幣，以太坊或穩定幣的重複購買。這鼓勵了長期紀律的投資習慣。

You can also earn passive income through BNB Vault, DeFi staking, and fixed savings plans. Some of its highest-yield products offer APYs up to 15%, making Binance one of the best options for those focused on capital appreciation.

您還可以通過BNB保險庫，Defi Staking和固定儲蓄計劃來賺取被動收入。其一些最高收益產品的產品可提供高達15％的APY，這使得binance成為專注於資本欣賞者的最佳選擇之一。

This platform is especially suited to investors seeking a central hub for both crypto savings and growth strategies, boasting institutional-grade security and regular feature updates.

該平台特別適合尋求中央樞紐的投資者，以供加密儲蓄和增長策略，擁有機構的安全性和常規功能更新。

3. Coinbase — Most Trusted Exchange for Passive Crypto Rewards

3。 Coinbase-最值得信賴的被動加密獎勵的交換

For investors based in the U.S. or Europe who prefer a clean, compliant, and beginner-friendly experience, Coinbase is a stellar choice. The platform allows users to earn passive income through staking, yield rewards, and stablecoin interest programs.

對於喜歡乾淨，合規和初學者體驗的美國或歐洲的投資者來說，Coinbase是一個出色的選擇。該平台允許用戶通過積分，收益率和Stablecoin興趣計劃來賺取被動收入。

Its “Earn” feature lets you stake assets like ETH, SOL, or ADA and receive daily rewards as you learn about the projects.

它的“賺取”功能使您可以利用ETH，SOL或ADA等資產，並在了解項目時獲得每日獎勵。

Alternatively, depositing USDC into interest-bearing pools offers consistent returns with very low risk. Coinbase is regulated in multiple jurisdictions and publicly listed on NASDAQ, making it an excellent pick for those who prioritize transparency and ease of use when building long-term crypto income strategies.

另外，將USDC存入帶利息的池中提供了一致的風險回報。 Coinbase受到多個司法管轄區的監管，並在納斯達克公開上市，這對於那些在建立長期加密收入策略時優先考慮透明度和易用性的人來說，這是一個絕佳的選擇。

4. Crypto.com — Earn While You Spend with Flexible Crypto Accounts

4。 Crypto.com - 在您使用靈活的加密帳戶時賺錢

Crypto.com stands out with its unique combination of spending and saving benefits. It offers a complete crypto ecosystem that includes trading, staking, cashback Visa cards, and token launch platforms.

Crypto.com以其獨特的支出和節省福利而脫穎而出。它提供了一個完整的加密生態系統，其中包括交易，存放，現金返還簽證卡和令牌啟動平台。

Users can earn crypto rewards from everyday purchases, such as groceries and petrol, while also participating in flexible or fixed-term earning plans. Its Visa debit card offers cashback of up to 5%, and the Earn feature allows users to stake popular assets like BTC, USDT, and CRO at competitive rates.

用戶可以從雜貨和汽油等日常購買中獲得加密貨幣獎勵，同時還可以參與靈活或固定期收入計劃。它的Visa借記卡可提供高達5％的現金返還，而賺錢功能使用戶可以以有競爭力的價格將流行資產（例如BTC，USDT和CRO）存儲。

For those seeking to grow their crypto holdings over time while maintaining liquidity for spending, Crypto.com provides one of the most versatile crypto finance experiences.

對於那些尋求隨著時間的推移而在維持支出流動性同時增加加密貨幣持有的人來說，Crypto.com提供了最通用的加密貨幣經驗之一。

5. eToro — Copy Top Crypto Traders Automatically

5。 Etoro - 自動複製頂級加密交易者

eToro takes a social investing approach that simplifies crypto investing for newcomers. The platform allows you to follow and copy the strategies of successful investors, which is ideal for those who prefer less hands-on involvement or lack the time for deep technical analysis.

Etoro採用了一種社會投資方法，簡化了對新移民的加密投資。該平台使您可以遵循並複製成功投資者的策略，這對於那些更喜歡動手參與或缺乏深入技術分析的人來說是理想的選擇。

You can browse through portfolios built around Bitcoin, Ethereum, or mixed-asset allocations, each with its own investment style and risk appetite. Once you find a strategy you like, you can copy it with a single click, and the returns will be automatically synchronized to your account.

您可以瀏覽圍繞比特幣，以太坊或混合資產分配的投資組合，每個產品都有自己的投資風格和風險偏好。一旦找到了自己喜歡的策略，就可以單擊一次復制它，並且退貨將自動與您的帳戶同步。

The performance of each strategy is continuously tracked and displayed on

每種策略的性能都經常跟踪並顯示