PayPal USD（PYUSD）计划将恒星用于新用例

向数百万用户和商人扩展日常付款，汇款和“ Payfi”解决方案

PayPal (NASDAQ:PYPL) announced plans to make its stablecoin, PayPal USD (PYUSD), available on the Stellar (CRYPTO: XLM) network, pending approval from the New York State Department of Financial Services (NYDFS).

PayPal（NASDAQ：PYPL）宣布了计划，计划在Stellar（Crypto：XLM）网络上获得其Stablecoin Paypal USD（PYUSD），该网络已获得纽约州金融服务部（NYDFS）的批准。

PYUSD was first launched in July on Ethereum (CRYPTO: ETH) and later Solana (CRYPTO: SOL). Expanding to Stellar provides an additional option for leveraging the speed, low transaction costs, and ease of integration of each respective network to maximize the utility of PYUSD for real-world payments, commerce, and micro-financing.

Pyusd于7月首次在Ethereum（Crypto：ETH）和后来的Solana（加密：Sol）发射。扩展到Stellar为利用速度，低交易成本以及易于集成的每个网络提供了一个附加的选择，以最大程度地利用Pyusd的实用性，以实现现实世界中的付款，商业和微交易。

“For years, stablecoins have been deemed 'crypto's killer app' by combining the power of the blockchain with the stability of fiat currency. As we see cross border payments being a key area where digital currencies can provide real world value, working with Stellar will help advance the use of this technology and provide benefits for all users,” said May Zabaneh, Vice President of the Blockchain, Cryptocurrency, and Digital Currency Group at PayPal.

“For years, stablecoins have been deemed 'crypto's killer app' by combining the power of the blockchain with the stability of fiat currency. As we see cross border payments being a key area where digital currencies can provide real world value, working with Stellar will help advance the use of this technology and provide benefits for all users,” said May Zabaneh, Vice President of the Blockchain, Cryptocurrency, and Digital Currency Group at PayPal.

What Happened: PYUSD on Stellar can be used for fast, affordable cross-border payments and expanded access to essential financial services while bridging the digital and physical world with a vast array of on and off ramps.

发生的事情是：Stellar上的Pyusd可用于快速，负担得起的跨境支付，并扩大了对基本金融服务的访问，同时用大量的On和Off Ramps弥合了数字和物理世界。

Users may benefit from improved daily payment options and financing solutions such as working capital and business loans - use cases already thriving on the Stellar network - ultimately enabling a more seamless flow of value across global markets.

用户可能会受益于改进的日常支付选择和融资解决方案，例如营运资金和业务贷款 - 在恒星网络上已经蓬勃发展的用例 - 最终使全球市场上的价值更加无缝。

“Stellar is the network for fast, low-cost, and trusted global payments at scale. By bringing PYUSD to 170+ countries, we’re transforming stablecoins into practical financial tools that millions of everyday users and merchants can actually use,” said Denelle Dixon, Chief Executive Officer of Stellar Development Foundation. “Together, we are bringing stable digital currency to small and medium-sized businesses and individuals in emerging markets over the globe.”

“ Stellar是快速，低成本和可信赖的全球付款网络的网络。通过将Pyusd带到170多个国家 /地区，我们将StableCoins转变为实用的财务工具，实际上可以使用数百万日常用户和商人，” Stellar Development Development Fluesphore Foundation Denelle Dixon说。 “我们一起将稳定的数字货币带给了全球新兴市场的中小型企业和个人。”

Related Link: Stellar Reaches Milestone With 80 Billion Value Coins ProcessedAnnually: A Deep Dive into the Stellar NetworkPYUSD on Stellar can also enhance liquidity and financing opportunities through Payment Financing or 'PayFi', an emerging innovation in digital finance. Small and medium-sized businesses that face delayed receivables or pre-funding requirements would be able to access new sources of real-time working capital, disbursed in PYUSD. This capital can be used to pay suppliers, manage inventory, or address other operational needs – with instant settlement on Stellar. Liquidity providers can fund these opportunities and earn potential, sustainable benefits from real-world economic activity.

相关链接：恒星在临时处理800亿个价值硬币的里程碑上：深入研究Stellar的Stellar Networkusd还可以通过付款融资或“ Payfi”（一种新兴的数字融资创新）来增强流动性和融资机会。面临延迟应收款或预先资助要求的中小型企业将能够访问PYUSD支付的新实时营运资金来源。该资本可用于支付供应商，管理库存或满足其他运营需求 - 并在Stellar上立即解决。流动性提供者可以为这些机会提供资金，并从现实世界中的经济活动中赚取潜在的可持续利益。

PYUSD on Stellar can drive efficient modernized money movement, cost transparency, and minimize settlement delays by unlocking better borderless financial flows.

出色的Pyusd可以通过解锁更好的无边界财务流量来推动有效的现代化货币运动，成本透明度，并最大程度地减少和解延迟。

About PayPal USD (PYUSD)

关于PayPal USD（PYUSD）

PayPal USD is issued by Paxos Trust Company, which is a fully chartered limited purpose trust company and is licensed to engage in Virtual Currency Business Activity by the New York State Department of Financial Services.

PayPal USD由Paxos Trust Company发行，该公司是一家完全包裹的有限目的信托公司，并获得纽约州金融服务部从事虚拟货币业务活动的许可。

Paxos holds a vast majority of its assets in U.S. dollar deposits, U.S. Treasuries and similar cash equivalents, which are used to fully back (or "fund") the digital assets it issues.

Paxos将其绝大多数资产持有美元存款，美国国债和类似现金等价物，这些资金用于完全返回（或“资金”）IT发行的数字资产。

PayPal (NMLS ID #: 910457) is licensed to engage in Virtual Currency Business Activity by the New York State Department of Financial Services.

PayPal（NMLS ID＃：910457）已获得纽约州金融服务部从事虚拟货币业务活动的许可。

About The Stellar Network

关于恒星网络

The Stellar network is a decentralized, fast, scalable, and uniquely sustainable blockchain built for financial products and services. It offers builders smart contracts functionality, and a protocol optimized for payments, with a design intended to keep fees low and to provide transaction speeds that can scale with increased adoption. Financial institutions and innovators worldwide issue assets and settle payments on the Stellar network, which has processed billions of operations with millions of accounts since the network was first launched.

恒星网络是为金融产品和服务制造的一个分散，快速，可扩展和独特可持续的区块链。它为构建者提供了智能合约功能，并提供了针对付款优化的协议，其设计旨在使费用保持较低，并提供可以随着采用率增加而扩展的交易速度。金融机构和创新者在全球范围内发行资产，并在Stellar网络上付款，该网络已在该网络首次启动以来已经处理了数十亿美元的运营。