Conflux 基金会将投资 5 亿美元开发 Web3 支付解决方案 PayFi

Conflux 基金会计划投资 5 亿美元来支持 PayFi（Pay Finance 的缩写）的发展，这是一种 Web3 支付解决方案。

The Conflux Foundation, a non-profit organization dedicated to the development of the Conflux blockchain, is set to allocate $500 million from its ecosystem fund to support the growth of PayFi, a Web3 payments solution. The foundation's goal is to integrate traditional finance services into the blockchain.

Conflux 基金会是一家致力于开发 Conflux 区块链的非营利组织，计划从其生态系统基金中拨款 5 亿美元，以支持 Web3 支付解决方案 PayFi 的发展。该基金会的目标是将传统金融服务整合到区块链中。

According to an announcement made by the Conflux Foundation on Nov. 11, PayFi will bring financial products such as credit cards, invoice financing and reverse factoring onto the blockchain, ultimately creating a “more integrated value network.”

根据 Conflux 基金会 11 月 11 日发布的公告，PayFi 将把信用卡、发票融资和反向保理等金融产品带入区块链，最终创建一个“更加一体化的价值网络”。

The PayFi stack is built on the Conflux blockchain, a layer-1 network that focuses on stablecoin and payment infrastructure for consumer-grade payments.

PayFi 堆栈建立在 Conflux 区块链之上，这是一个专注于消费级支付的稳定币和支付基础设施的第 1 层网络。

This move comes amid a broader effort to make blockchain applications more accessible to mainstream users. The usability challenges of current decentralized finance (DeFi) applications are a major barrier for new crypto investors.

此举是为了让主流用户更容易使用区块链应用程序而做出的更广泛的努力。当前去中心化金融（DeFi）应用程序的可用性挑战是新加密货币投资者的主要障碍。

PayFi aims to cater to consumer payments by introducing credit cards that offer users easy access to DeFi-generated future yields through a fully automated onchain process.

PayFi 旨在通过引入信用卡来满足消费者支付的需求，信用卡使用户可以通过完全自动化的链上流程轻松获得 DeFi 生成的未来收益。

Users can use the onchain yield to pay for goods and services through the credit card without relying on other DeFi protocols or traditional banking infrastructure.

用户可以使用链上收益通过信用卡支付商品和服务，而无需依赖其他 DeFi 协议或传统银行基础设施。