Conflux 基金會將投資 5 億美元開發 Web3 支付解決方案 PayFi

Conflux 基金會計劃投資 5 億美元來支持 PayFi（Pay Finance 的縮寫）的發展，這是一種 Web3 支付解決方案。

The Conflux Foundation, a non-profit organization dedicated to the development of the Conflux blockchain, is set to allocate $500 million from its ecosystem fund to support the growth of PayFi, a Web3 payments solution. The foundation's goal is to integrate traditional finance services into the blockchain.

Conflux 基金會是一家致力於開發 Conflux 區塊鏈的非營利組織，計劃從其生態系統基金中撥款 5 億美元，以支持 Web3 支付解決方案 PayFi 的發展。該基金會的目標是將傳統金融服務整合到區塊鏈中。

According to an announcement made by the Conflux Foundation on Nov. 11, PayFi will bring financial products such as credit cards, invoice financing and reverse factoring onto the blockchain, ultimately creating a “more integrated value network.”

根據 Conflux 基金會 11 月 11 日發布的公告，PayFi 將把信用卡、發票融資和反向保理等金融產品帶入區塊鏈，最終創建一個「更加一體化的價值網絡」。

The PayFi stack is built on the Conflux blockchain, a layer-1 network that focuses on stablecoin and payment infrastructure for consumer-grade payments.

PayFi 堆疊建立在 Conflux 區塊鏈之上，這是一個專注於消費級支付的穩定幣和支付基礎設施的第 1 層網路。

This move comes amid a broader effort to make blockchain applications more accessible to mainstream users. The usability challenges of current decentralized finance (DeFi) applications are a major barrier for new crypto investors.

此舉是為了讓主流用戶更容易使用區塊鏈應用程式而做出的更廣泛的努力。目前去中心化金融（DeFi）應用程式的可用性挑戰是新加密貨幣投資者的主要障礙。

PayFi aims to cater to consumer payments by introducing credit cards that offer users easy access to DeFi-generated future yields through a fully automated onchain process.

PayFi 旨在透過引入信用卡來滿足消費者支付的需求，信用卡使用戶可以透過完全自動化的鏈上流程輕鬆獲得 DeFi 產生的未來收益。

Users can use the onchain yield to pay for goods and services through the credit card without relying on other DeFi protocols or traditional banking infrastructure.

用戶可以使用鏈上收益透過信用卡支付商品和服務費用，而無需依賴其他 DeFi 協議或傳統銀行基礎設施。