Coinbase与American Express合作推出了首个品牌信用卡

这是Coinbase的首个产品，该产品以前仅在2020年仅提供带有Visa的预付款卡。

Coinbase is launching its first-ever branded credit card in partnership with American Express, to be rolled out this fall. Called the Coinbase One Card, it will be available only to U.S. members of Coinbase One, the platform's monthly subscription service. The card will offer 2% to 4% back in Bitcoin on everyday purchases, along with access to American Express perks.

Coinbase将与American Express合作推出其首位品牌信用卡，并于今年秋天推出。称为Coinbase One卡，仅适用于该平台每月订阅服务Coinbase One的美国成员。该卡将在日常购买中提供2％至4％的比特币，并获得美国运通津贴。

This is a first-of-its-kind product for Coinbase, which previously only offered a prepaid debit card with Visa in 2020.

这是Coinbase的首个产品，该产品以前仅在2020年仅提供带有Visa的预付款卡。

"We see real potential in the combination of Coinbase and crypto with the powerful backing of American Express, and what the card offers is an excellent mix of what customers are looking for right now," said Will Stredwick, head of American Express global network services, during the Coinbase State of Crypto Summit in New York.

“我们看到了Coinbase和Crypto与American Express的强大支持的真正潜力，并且该卡提供的是客户现在想要的东西，”美国运通全球网络服务部负责人Will Stredwick在纽约的Coinbase Global Network Services中的负责人Will Stredwick说。

The card is part of a larger push by Coinbase to expand its subscription-based services. Coinbase One costs $29.99/month and includes zero trading fees, higher staking rewards, and customer support perks. The company also announced a cheaper version—Coinbase Basic—for $4.99/month or $49.99/year, which includes fewer features.

该卡是Coinbase推广以扩展其基于订阅的服务的更大推动力的一部分。 Coinbase One的价格为每月29.99美元，包括零交易费，更高的存放奖励和客户支持津贴。该公司还宣布了一个便宜的版本（Coinbase Basic），每月4.99美元或每年$ 49.99，其中包含更少的功能。

Coinbase's subscription business is growing quickly. It brought in $698.1 million in Q1 2025, compared to $1.26 billion in trading revenue. This kind of recurring revenue is a big reason why long-term investors are sticking with the stock, according to William Blair analyst Andrew Jeffrey.

Coinbase的订阅业务正在迅速增长。它在2025年第一季度获得了6.981亿美元，而交易收入为12.6亿美元。威廉·布莱尔（William Blair）分析师安德鲁·杰弗里（Andrew Jeffrey）表示，这种经常性收入是长期投资者坚持股票的重要原因。

Launched in 2023, Coinbase One now has over a million members. The company has been steadily growing its ecosystem with products like its Base developer platform and a self-custody wallet.

Coinbase于2023年推出，现在拥有超过一百万的成员。该公司一直在使用基本开发人员平台和自我客户钱包等产品稳步发展其生态系统。

The company has long positioned Bitcoin at the center of its strategy—offering BTC custody services to institutions, supporting Bitcoin ETFs, integrating Bitcoin rewards into its products, and actively advocating for Bitcoin-friendly regulation in Washington. Coinbase also supports Bitcoin development directly through funding grants and engineering support. As the largest publicly traded crypto exchange in the U.S., Coinbase continues to frame Bitcoin not just as an asset, but as the foundation of its long-term vision.

该公司长期以来一直将比特币定位在其战略的中心 - 向机构提供BTC托管服务，支持比特币ETF，将比特币奖励整合到其产品中，并积极倡导在华盛顿进行比特币友好的监管。 Coinbase还通过资助赠款和工程支持直接支持比特币开发。作为美国最大的公开交易加密交易所，Coinbase继续将比特币不仅作为资产来构成其长期愿景的基础。

According to a report by ValueWalk, the Coinbase One Card will offer a variable APR (annual percentage rate) for purchases based on the Pay Over Time minimum payment amount due on his statement in the current billing cycle. The APR can range from 0% to 30.99%, depending on the payment options chosen by the cardholder.

根据ValueWalk的一份报告，Coinbase一张卡将根据当前帐单周期中其声明的最低付款金额为购买的可变APR（年度百分比）提供。根据持卡人选择的付款选项，APR的范围从0％到30.99％。

The card is set to roll out this fall, and U.S. members of Coinbase One can apply for the card on the Coinbase website or mobile app. The card will offer a 2% to 4% Bitcoin reward on eligible purchases, and it will come with no annual fee.

该卡将于今年秋天推出，Coinbase的美国成员可以在Coinbase网站或移动应用程序上申请该卡。该卡将在合格的购买中提供2％至4％的比特币奖励，并且不会带来年费。

"We're always looking for ways to innovate and provide our card members with valuable benefits and perks they won't find anywhere else," added Stredwick. "This collaboration with Coinbase allows us to introduce a unique product to Coinbase One members, combining the financial flexibility of an American Express Card with the cryptocurrency capabilities that today's consumers are demanding."

Stredwick补充说：“我们一直在寻找创新的方法，并为我们的卡成员提供他们在其他任何地方找不到的宝贵好处和津贴。” “与Coinbase的这种合作使我们能够将独特的产品引入Coinbase One成员，将American Express卡的财务灵活性与当今消费者要求的加密货币功能相结合。”

Coinbase One Card is a World Elite Mastercard, offering access to a range of travel and lifestyle benefits, including:

Coinbase One卡是世界精英万事达卡，可访问各种旅行和生活方式福利，包括：

* Elite status in the American Express Membership Rewards program, offering maximum points on everyday purchases.

* American Express会员资格奖励计划中的精英身份，在日常购买中提供最大积分。

* Valuable travel benefits like airport lounge access and complimentary hotel elite status.

*宝贵的旅行福利，例如机场休息室访问和免费酒店精英状况。

* Exclusive Invites to culinary and entertainment experiences.

*独家邀请烹饪和娱乐体验。

This partnership marks the first time American Express is offering a co-branded card with a cryptocurrency platform, highlighting the company's commitment to exploring new technologies and meeting evolving consumer demands.

该合作伙伴关系标志着美国运通第一次提供带有加密货币平台的共同品牌卡，强调了该公司致力于探索新技术并满足不断发展的消费者需求的承诺。

"We're excited to partner with American Express to offer this exclusive credit card to Coinbase One members in the U.S.," said Cha Chakiris, head of Coinbase One. "We're constantly looking for ways to improve the benefits and value proposition of Coinbase One, and this card aligns perfectly with our commitment to providing our members with the best possible experience."

Coinbase One负责人Cha Chakiris说：“我们很高兴与American Express合作，为美国的一名成员提供这张独家信用卡。” “我们一直在寻找改善Coinbase One的收益和价值主张的方法，并且该卡完全符合我们致力于为成员提供最佳体验的承诺。”

Coinbase One members will receive 2% Bitcoin reward on the first $5,000 in purchases each calendar year and 4% Bitcoin reward on eligible purchases over $5,001. They will also enjoy a 0% introductory APR for 12 billing cycles on Pay Over Time minimum payment amounts due on his statement in the current billing cycle, after which the variable APR will apply, ranging from 0% to 30.99% based on the payment options selected.

Coinbase One成员将在每个日历年的前5,000美元购买中获得2％的比特币奖励，而在$ 5,001的符合条件购买的情况下，将获得4％的比特币奖励。他们还将享受0％的介绍性APR，以付费12个帐单周期的付款时间，随着时间的推移，最低付款金额在当前的帐单周期中应付费，此后将适用可变的APR，根据所选的付款选项，将适用于0％至30.99％。

The Coinbase One Card will be available for a limited time only, and members can apply for the card on the Coinbase website or mobile app starting this fall.

Coinbase One卡只能在有限的时间内使用，并且会员可以从今年秋天开始在Coinbase网站或移动应用程序上申请该卡。

This partnership marks a significant step for both companies as they navigate the evolving landscape of financial technology and consumer preferences. The Coinbase One Card is expected to be a highly anticipated product, offering a unique

这种伙伴关系标志着两家公司在金融技术和消费者偏好的不断发展的景观时迈出了重要一步。 Coinbase One卡预计将是一种备受期待的产品，提供独特的产品