《硬币法》旨在防止包括总统在内的公职人员为个人利益而利用数字资产。这是确保道德治理的正确举措吗？

COIN Act: Curbing Crypto Profiteering by Public Officials – A Necessary Step?

硬币法：遏制公职人员的加密润滑 - 必不可少的一步？

The intersection of cryptocurrency and politics is heating up, and not in a good way. With President Trump's recent DeFi earnings sparking controversy, lawmakers are scrambling to tighten ethics laws. Enter the COIN Act, designed to prevent public officials from cashing in on the crypto craze while in office. Is this the right move to ensure ethical governance?

加密货币与政治的交集正在升温，而不是很好。随着特朗普总统最近的Defi收入引发争议，议员们正在加紧道德法。输入《硬币法》，旨在防止公职人员在上任时兑现加密货币热潮。这是确保道德治理的正确举措吗？

The COIN Act: What's the Deal?

硬币法：这是什么交易？

Senator Adam Schiff and a crew of Democratic colleagues introduced the COIN Act to tackle financial misconduct involving digital assets. This bill aims to block high-ranking U.S. officials – think president, vice president, cabinet members, and Congress folks – from launching, promoting, or profiting from crypto. That includes cryptocurrencies, memecoins, NFTs, and stablecoins. And it's not just during their time in office; the ban extends 180 days before and two years after.

参议员亚当·希夫（Adam Schiff）和民主党同事的船员提出了《硬币法》，以解决涉及数字资产的财务不当行为。该法案旨在阻止美国高级官员（认为总统，副总裁，内阁成员和国会居民）从加密货币发射，促进或获利。其中包括加密货币，成员，NFTS和Stablecoins。这不仅是在他们任职期间；该禁令延长了180天和两年后。

The motivation? Allegedly, Trump's reported $57.4 million earnings from a DeFi project in 2024 raised some serious eyebrows. Lawmakers want to prevent any potential conflicts of interest and keep public trust intact.

动机？据称，特朗普在2024年从Defi项目中获得了5740万美元的收入，引起了一些严重的眉毛。立法者希望防止任何潜在的利益冲突，并保持公众信任。

Trump's Crypto Ventures: A Red Flag?

特朗普的加密货币冒险：危险信号？

Trump's financial disclosures revealed earnings from World Liberty Financial, a platform reportedly run by his family, which launched a USD1 stablecoin in March 2024. This move prompted concerns about using presidential power for personal gain. The COIN Act directly targets these concerns, aiming to prevent similar financial ventures in the future.

特朗普的财务披露显示，世界自由金融公司的收入是由他的家人经营的一个平台，该平台于2024年3月推出了1美元的Stablecoin。此举引起了人们对利用总统权力谋取个人利益的担忧。 《硬币法》直接针对这些问题，旨在防止将来类似的金融企业。

Stablecoins and Transparency: New Rules of the Game

Stablecoins和透明度：游戏的新规则

The COIN Act isn't just about banning crypto schemes. It also imposes new compliance requirements on stablecoin issuers tied to public officials. Companies need to certify that no public figure profits from the coin issuance to get regulatory approval. Plus, all public officials must include crypto assets in their annual disclosures and report digital asset transactions, aligning crypto with other financial assets.

硬币行为不仅仅是禁止加密计划。它还对与公职人员有关的Stablecoin发行人施加了新的合规要求。公司需要证明硬币发行中没有公众人物的利润来获得监管批准。另外，所有公职人员必须在其年度披露中包括加密资产，并报告数字资产交易，并将加密货币与其他金融资产保持一致。

Industry Reactions and the GENIUS Act

行业反应与天才法

While the COIN Act aims to restrict crypto involvement, another bill, the GENIUS Act, seeks to establish the U.S. as a leader in the digital asset market. Trump has urged the House to pass the GENIUS Act quickly, but industry stakeholders are wary. They're concerned about how Trump's pro-crypto stance might influence the passage of market structure legislation.

尽管《硬币法》旨在限制加密货币的参与，但另一项法案，即《天才法》，旨在将美国确立为数字资产市场的领导者。特朗普敦促众议院迅速通过《天才法案》，但行业利益相关者保持警惕。他们担心特朗普的亲克赖普托立场可能会影响市场结构立法的通过。

My Take: A Necessary Evil or Overreach?

我的看法：必要的邪恶或过度透露？

Here's where I stand: The COIN Act seems like a necessary step to maintain public trust and prevent corruption. While I'm all for innovation and embracing new technologies, we can't let public officials exploit their positions for personal gain. The $57 million Trump made is a bit sus, even for New York standards. Stronger boundaries are needed to ensure that personal holdings don't influence public duties.

这是我的立场：《硬币法》似乎是维持公众信任并防止腐败的必要步骤。虽然我全力以赴创新和拥抱新技术，但我们不能让公职人员利用他们的立场来谋取个人利益。即使是纽约标准，特朗普的耗资5700万美元也有些sus。需要更强大的界限来确保个人持有不会影响公共职责。

However, there's a fine line between preventing corruption and overreach. We need to ensure that these regulations are targeted and don't stifle innovation or unfairly restrict the financial freedom of public officials. Maybe we should also consider how crypto campaign spending can sway elections, as allegedly happened with Schiff's Senate run. Just food for thought.

但是，防止腐败和过度延伸之间有一个很好的界限。我们需要确保这些法规是有针对性的，并且不要扼杀创新或不公平地限制公职人员的财务自由。也许我们还应该考虑加密竞选活动支出如何影响选举，就像席夫参议院竞选中所发生的那样。只是思考的食物。

Final Thoughts

最后的想法

The COIN Act is a bold move to regulate the intersection of crypto and politics. Whether it becomes law remains to be seen, but it definitely sparks an important conversation about ethics and accountability in the digital age. So, buckle up, folks! It looks like things are about to get interesting.

《硬币法》是规范加密和政治交集的大胆举措。它是否成为法律还有待观察，但它肯定引发了关于数字时代道德和问责制的重要对话。所以，搭扣，伙计们！看起来事情将变得有趣。