XRPL機構採用加熱，在Ripple工程師的隱私推動下推動

Ripple的J. Ayo Akinyele Champions XRPL XRPL為機構Defi提供了隱私優先創新。發現如何設定ZKP和機密MPT來改變金融。

XRPL Institutional Adoption Heats Up, Fueled by Ripple Engineer's Privacy Push

XRPL機構採用加熱，在Ripple工程師的隱私推動下推動

The XRP Ledger (XRPL) is making serious waves in the institutional finance world, and a key figure driving this momentum is Ripple cryptographer J. Ayo Akinyele. With a focus on privacy-first innovations, Akinyele is positioning XRPL as the go-to blockchain for institutions seeking trust and cutting-edge technology.

XRP Ledger（XRPL）在機構金融世界中引起了嚴重的浪潮，而推動這一動力的關鍵人物是Ripple Crimptergragragrographer J. Ayo Akinyele。側重於隱私優先創新，Akinyele將XRPL定位為尋求信任和尖端技術的機構的首選區塊鏈。

Privacy as the Foundation for Institutional Adoption

隱私作為機構採用的基礎

Akinyele emphasizes that privacy is paramount for institutional adoption of public ledgers. He argues that organizations won't transfer essential processes to public blockchains unless confidentiality is built-in. Regulators, too, demand accountability. The solution? Programmable privacy, combining the transparency of public blockchains with confidentiality.

Akinyele強調，隱私對於機構採用公共分類帳至關重要。他認為，除非內置機密性，否則組織不會將基本過程轉移到公共區塊鏈。監管機構也要求問責制。解決方案？可編程的隱私，將公共區塊鏈的透明度與機密性相結合。

Zero-knowledge proofs (ZKPs) are at the heart of this approach. Akinyele highlights ZKPs as a means of facilitating private but law-abiding transactions. Imagine completing Know Your Customer (KYC) processes without disclosing identities to the entire network – that's the power of ZKPs.

零知識證明（ZKP）是這種方法的核心。 Akinyele強調了ZKP作為促進私人但守法交易的一種手段。想像一下，完成了解您的客戶（KYC）流程而不向整個網絡披露身份 - 這就是ZKP的力量。

Confidential MPTs: A Game Changer for Tokenized RWAs

機密MPTS：代幣化RWA的遊戲規則改變者

The Multi-Purpose Token (MPT) standard, already live on XRPL, is a significant step forward. But the real game-changer is coming in 2026: Confidential MPTs. These will introduce privacy-preserving tokenized collateral to the market, a crucial element for institutional DeFi and tokenized real-world assets (RWAs).

已經生活在XRPL上的多功能令牌（MPT）標準是向前邁出的重要一步。但是真正的改變遊戲規則的人將於2026年出現：機密的MPT。這些將向市場引入隱私的令牌抵押品，這是機構Defi和sikenized Real-World Assets（RWAS）的關鍵要素。

As Akinyele puts it, "The future of blockchains belongs to builders who remove unnecessary trust. If we can prove correctness, prevent misuse, and give users confidence that their assets and data are safe, then blockchain tech won’t just scale, it will transform finance.”

正如Akinyele所說：“區塊鏈的未來屬於刪除不必要的信任的建築商。如果我們能證明正確性，防止濫用，並使用戶確信他們的資產和數據是安全的，那麼區塊鏈技術將不僅規模擴展，它將改變金融。”

XRPL Version 3.0: Setting the Stage for Institutional Finance

XRPL版本3.0：為機構融資設置舞台

XRPL Version 3.0, a protocol-level lending system, is another key component of this institutional push. It allows for pooled lending and underwritten credit, positioning XRPL to leverage XRP as a utility token for collateral management and settlement.

XRPL版本3.0是協議級貸款系統，是此機構推動的另一個關鍵組成部分。它允許合併的貸款和承保信貸，將XRPL定位以利用XRP作為抵押管理和和解的公用事業令牌。

XRPL's ability to tokenize real-world assets (RWAs) and expedite cross-border payments is a major draw for institutions. With a decade-long operating history and built-in decentralized exchange, escrow, and payment channels, XRPL is uniquely positioned to bridge the gap between traditional finance and the blockchain world.

XRPL具有將現實世界資產（RWAS）和加速跨境支付的能力是機構的主要吸引力。 XRPL擁有十年的運營歷史和內置的分散交易所，託管渠道和支付渠道，可以彌合傳統金融與區塊鏈世界之間的差距。

RLUSD and the Multi-Chain Strategy

RLUSD和多鏈策略

Ripple's stablecoin, RLUSD, plays a role in this ecosystem. While a significant portion of RLUSD's supply resides on Ethereum, the XRPL boasts a substantial holder base. This multi-chain approach allows Ripple to tap into Ethereum's DeFi ecosystem while leveraging XRPL's efficiency for everyday transactions.

Ripple的Stablecoin Rlusd在該生態系統中發揮了作用。雖然RLUSD供應的很大一部分位於以太坊上，但XRPL擁有大量的持有人基礎。這種多鏈方法使波紋可以利用以太坊的自我生態系統，同時利用XRPL的日常交易效率。

Algorand's Gain: A Ripple Engineer Joins the Team

Algorand的收穫：一名波紋工程師加入了團隊

In other news, Nikolaos Bougalis, a veteran cryptographer and former Ripple engineering lead, has joined the Algorand Foundation as its new CTO. Bougalis's experience with the XRP Ledger will be invaluable in advancing Algorand's technical roadmap and expanding its footprint among enterprises.

在其他新聞中，經驗豐富的密碼學家兼前Ripple工程主管Nikolaos Bougalis已加入Algorand基金會，成為其新的CTO。布加利斯在XRP分類帳中的經驗對於推進阿爾加蘭的技術路線圖並擴大其在企業中的足跡將是無價的。

Looking Ahead

展望未來

The pieces are falling into place for XRPL to become a major player in institutional finance. With privacy-first innovations, a robust ecosystem, and strategic leadership, the future looks bright. Keep an eye on XRPL – it's not just scaling; it's transforming finance, one confidential transaction at a time.

XRPL成為機構金融的主要參與者，這些作品正準備出現。憑藉隱私優點創新，強大的生態系統和戰略領導力，未來看起來光明。請密切關注XRPL - 不僅是縮放；它正在改變金融，一次是一項機密交易。

So, there you have it. The XRPL is gearing up for prime time, and it looks like the institutions are taking notice. Who knew finance could be this exciting? Stay tuned, folks, because the blockchain revolution is just getting started!

所以，你有。 XRPL正在為黃金時段準備，看來機構正在註意。誰知道金融可能會令人興奮？伙計們，請繼續關注，因為區塊鏈革命才剛剛開始！