XRPL机构采用加热，在Ripple工程师的隐私推动下推动

Ripple的J. Ayo Akinyele Champions XRPL XRPL为机构Defi提供了隐私优先创新。发现如何设定ZKP和机密MPT来改变金融。

XRPL Institutional Adoption Heats Up, Fueled by Ripple Engineer's Privacy Push

XRPL机构采用加热，在Ripple工程师的隐私推动下推动

The XRP Ledger (XRPL) is making serious waves in the institutional finance world, and a key figure driving this momentum is Ripple cryptographer J. Ayo Akinyele. With a focus on privacy-first innovations, Akinyele is positioning XRPL as the go-to blockchain for institutions seeking trust and cutting-edge technology.

XRP Ledger（XRPL）在机构金融世界中引起了严重的浪潮，而推动这一动力的关键人物是Ripple Crimptergragragrographer J. Ayo Akinyele。侧重于隐私优先创新，Akinyele将XRPL定位为寻求信任和尖端技术的机构的首选区块链。

Privacy as the Foundation for Institutional Adoption

隐私作为机构采用的基础

Akinyele emphasizes that privacy is paramount for institutional adoption of public ledgers. He argues that organizations won't transfer essential processes to public blockchains unless confidentiality is built-in. Regulators, too, demand accountability. The solution? Programmable privacy, combining the transparency of public blockchains with confidentiality.

Akinyele强调，隐私对于机构采用公共分类帐至关重要。他认为，除非内置机密性，否则组织不会将基本过程转移到公共区块链。监管机构也要求问责制。解决方案？可编程的隐私，将公共区块链的透明度与机密性相结合。

Zero-knowledge proofs (ZKPs) are at the heart of this approach. Akinyele highlights ZKPs as a means of facilitating private but law-abiding transactions. Imagine completing Know Your Customer (KYC) processes without disclosing identities to the entire network – that's the power of ZKPs.

零知识证明（ZKP）是这种方法的核心。 Akinyele强调了ZKP作为促进私人但守法交易的一种手段。想象一下，完成了解您的客户（KYC）流程而不向整个网络披露身份 - 这就是ZKP的力量。

Confidential MPTs: A Game Changer for Tokenized RWAs

机密MPTS：代币化RWA的游戏规则改变者

The Multi-Purpose Token (MPT) standard, already live on XRPL, is a significant step forward. But the real game-changer is coming in 2026: Confidential MPTs. These will introduce privacy-preserving tokenized collateral to the market, a crucial element for institutional DeFi and tokenized real-world assets (RWAs).

已经生活在XRPL上的多功能令牌（MPT）标准是向前迈出的重要一步。但是真正的改变游戏规则的人将于2026年出现：机密的MPT。这些将向市场引入隐私的令牌抵押品，这是机构Defi和sikenized Real-World Assets（RWAS）的关键要素。

As Akinyele puts it, "The future of blockchains belongs to builders who remove unnecessary trust. If we can prove correctness, prevent misuse, and give users confidence that their assets and data are safe, then blockchain tech won’t just scale, it will transform finance.”

正如Akinyele所说：“区块链的未来属于删除不必要的信任的建筑商。如果我们能证明正确性，防止滥用，并使用户确信他们的资产和数据是安全的，那么区块链技术将不仅规模扩展，它将改变金融。”

XRPL Version 3.0: Setting the Stage for Institutional Finance

XRPL版本3.0：为机构融资设置舞台

XRPL Version 3.0, a protocol-level lending system, is another key component of this institutional push. It allows for pooled lending and underwritten credit, positioning XRPL to leverage XRP as a utility token for collateral management and settlement.

XRPL版本3.0是协议级贷款系统，是此机构推动的另一个关键组成部分。它允许合并的贷款和承保信贷，将XRPL定位以利用XRP作为抵押管理和和解的公用事业令牌。

XRPL's ability to tokenize real-world assets (RWAs) and expedite cross-border payments is a major draw for institutions. With a decade-long operating history and built-in decentralized exchange, escrow, and payment channels, XRPL is uniquely positioned to bridge the gap between traditional finance and the blockchain world.

XRPL具有将现实世界资产（RWAS）和加速跨境支付的能力是机构的主要吸引力。 XRPL拥有十年的运营历史和内置的分散交易所，托管渠道和支付渠道，可以弥合传统金融与区块链世界之间的差距。

RLUSD and the Multi-Chain Strategy

RLUSD和多链策略

Ripple's stablecoin, RLUSD, plays a role in this ecosystem. While a significant portion of RLUSD's supply resides on Ethereum, the XRPL boasts a substantial holder base. This multi-chain approach allows Ripple to tap into Ethereum's DeFi ecosystem while leveraging XRPL's efficiency for everyday transactions.

Ripple的Stablecoin Rlusd在该生态系统中发挥了作用。虽然RLUSD供应的很大一部分位于以太坊上，但XRPL拥有大量的持有人基础。这种多链方法使波纹可以利用以太坊的自我生态系统，同时利用XRPL的日常交易效率。

Algorand's Gain: A Ripple Engineer Joins the Team

Algorand的收获：一名波纹工程师加入了团队

In other news, Nikolaos Bougalis, a veteran cryptographer and former Ripple engineering lead, has joined the Algorand Foundation as its new CTO. Bougalis's experience with the XRP Ledger will be invaluable in advancing Algorand's technical roadmap and expanding its footprint among enterprises.

在其他新闻中，经验丰富的密码学家兼前Ripple工程主管Nikolaos Bougalis已加入Algorand基金会，成为其新的CTO。布加利斯在XRP分类帐中的经验对于推进阿尔加兰的技术路线图并扩大其在企业中的足迹将是无价的。

Looking Ahead

展望未来

The pieces are falling into place for XRPL to become a major player in institutional finance. With privacy-first innovations, a robust ecosystem, and strategic leadership, the future looks bright. Keep an eye on XRPL – it's not just scaling; it's transforming finance, one confidential transaction at a time.

XRPL成为机构金融的主要参与者，这些作品正准备出现。凭借隐私优点创新，强大的生态系统和战略领导力，未来看起来光明。请密切关注XRPL - 不仅是缩放；它正在改变金融，一次是一项机密交易。

So, there you have it. The XRPL is gearing up for prime time, and it looks like the institutions are taking notice. Who knew finance could be this exciting? Stay tuned, folks, because the blockchain revolution is just getting started!

所以，你有。 XRPL正在为黄金时段准备，看来机构正在注意。谁知道金融可能会令人兴奋？伙计们，请继续关注，因为区块链革命才刚刚开始！