XRP（Ripple）Staking：如何通過在交流上存入XRP來賺取利息

本指南將涵蓋XRP Staking的含義，XRP是否支持傳統的積分，如何使用XRP代幣獲得被動收入以及在XRP上獲得高獎勵的最佳實踐。

XRP staking is a term often misused to describe earning rewards by depositing XRP on platforms like Binance, Nexo, Bybit, or Kraken. The truth is, XRP does not support staking because the XRP Ledger (XRPL) uses the Ripple Protocol Consensus Algorithm (RPCA).

XRP Stating是一個經常被濫用的術語，可以通過將XRP存放在Binance，Nexo，Bybit或Kraken等平台上來描述獎勵。事實是，XRP不支持靜止，因為XRP Ledger（XRPL）使用了Ripple協議共識算法（RPCA）。

Instead, what is called “XRP staking” is typically a platform-based program where users lock XRP, and the platform uses it for lending, liquidity pools, or other financial activities, sharing profits as rewards.

取而代之的是，所謂的“ XRP Staking”通常是一個基於平台的程序，用戶鎖定XRP，該平台將其用於貸款，流動性池或其他財務活動，將利潤作為獎勵分享。

This guide will cover what XRP staking is, whether XRP supports traditional staking, how to earn passive income with your XRP tokens, and the best practices to earn high rewards on XRP.

本指南將涵蓋XRP Staking的含義，XRP是否支持傳統的積分，如何使用XRP代幣獲得被動收入以及在XRP上獲得高獎勵的最佳實踐。

What Is XRP Staking?

什麼是XRP靜止？

XRP staking refers to locking up XRP tokens to earn rewards or interest. XRP staking is not native to the XRP Ledger (XRPL) as it uses the Ripple Protocol Consensus Algorithm (RPCA), which relies on a network of trusted validators rather than staking or mining.

XRP Staking是指鎖定XRP令牌以賺取獎勵或利息。 XRP Staking並非XRP Ledger（XRPL）使用，因為它使用了Ripple協議共識算法（RPCA），該協議算法依賴於可信賴的驗證器網絡而不是鑄造或採礦。

As a result, what is often marketed as “XRP staking” typically involves lending XRP to centralized platforms, such as cryptocurrency exchanges or DeFi services, or participating in liquidity pools. These platforms use the deposited XRP for activities like lending to borrowers or providing liquidity, and you receive interest or rewards in return. So, XRP staking, in this context, is a way to generate passive income without contributing directly to the XRPL’s operations.

結果，通常被銷售為“ XRP Staking”的產品通常涉及XRP借給集中式平台，例如加密貨幣交易所或DEFI服務，或參與流動性池。這些平台使用存款XRP進行借款或提供流動性等活動，您將獲得利息或回報。因此，在這種情況下，XRP Staking是一種產生被動收入的方式，而無需直接貢獻XRPL的運營。

Can You Stake XRP?

您可以賭注XRP嗎？

No, XRP cannot be staked in the traditional sense due to the XRPL’s consensus mechanism, which does not support PoS. However, users can use alternative methods to earn rewards on their XRP holdings.

不，由於XRPL的共識機制，XRP不能以傳統意義放置，該機制不支持POS。但是，用戶可以使用替代方法來獲得其XRP持有的獎勵。

The popular centralized exchanges like Binance, Nexo, or Kraken offer programs often labeled as “XRP staking,” but these are essentially interest-bearing accounts or lending services. You have to deposit XRP, and then the platform lends it to borrowers or uses it for liquidity, and shares earn profits with you as rewards. Some DeFi platforms also allow XRP holders to contribute to liquidity pools or yield farming, which can generate returns.

Binance，Nexo或Kraken等流行的集中交易所提供的計劃通常標記為“ XRP Staking”，但這些本質上是帶有興趣的帳戶或貸款服務。您必須存入XRP，然後該平台將其借出給借款人或用於流動性，並與您分享利潤作為獎勵。一些DEFI平台還允許XRP持有人為流動性池或產量耕種做出貢獻，這可以產生回報。

Does XRP Support Traditional Staking?

XRP是否支持傳統的積分？

No, XRP does not support traditional staking because the XRP Ledger does not operate on a proof-of-stake consensus mechanism.

不，XRP不支持傳統的賭注，因為XRP分類帳不在驗證證明的共識機制上工作。

“Traditional staking involves locking tokens to validate transactions and secure a blockchain, as seen in networks like Ethereum or Solana.”

“傳統的放入涉及鎖定令牌以驗證交易並確保區塊鏈，如以太坊或索拉納等網絡所示。”

The XRPL, however, uses the Ripple Protocol Consensus Algorithm (RPCA). Here, a set of trusted validators is selected from a Unique Node List (UNL), which confirms transactions without requiring staking or mining. This design mainly prioritizes speed, efficiency, and low transaction costs, and hence eliminates the need for token holders to stake their tokens to maintain network security.

但是，XRPL使用了Ripple協議共識算法（RPCA）。在這裡，從唯一的節點列表（UNL）中選擇了一組受信任的驗證器，該驗證器可以確認交易而無需訂立或採礦。該設計主要將速度，效率和低交易成本列為優先級，因此消除了令牌持有人的需求，以維持網絡安全。

XRP Staking vs. XRP Lending: What’s the Difference?

XRP Staking與XRP貸款：有什麼區別？

Traditional crypto staking involves locking up cryptocurrency to support a network’s operations, such as validating transactions, and earning rewards in return. But there is no traditional XRP staking method.

傳統的加密貨幣構成涉及鎖定加密貨幣以支持網絡的運營，例如驗證交易和賺取回報。但是沒有傳統的XRP Staking方法。

XRP lending involves providing your XRP to borrowers through various platforms. In return, you earn interest payments. This method allows you to generate passive income from your XRP holdings.

XRP貸款涉及通過各種平台向借款人提供XRP。作為回報，您可以賺取利息。這種方法使您可以從XRP持有物中產生被動收入。

Here is a quick comparison between XRP staking and XRP lending:

這是XRP Staking和XRP貸款之間的快速比較：

Benefits of Lending XRP

貸款XRP的好處

Here are some key benefits of lending XRP:

以下是藉出XRP的一些關鍵好處：

Challenges of Lending XRP

貸款XRP的挑戰

Of course, lending XRP offers benefits, but it also involves significant challenges that users must consider. Below are some key risks or challenges:

當然，貸款XRP提供了好處，但它也涉及用戶必須考慮的重大挑戰。以下是一些關鍵風險或挑戰：

Where to stake XRP? Best Exchange to stake XRP

XRP在哪裡賭注？最好交換XRP

You can stake XRP on popular crypto staking platforms, such as Binance, Kraken, and Bybit. These platforms offer different options and interest rates.

您可以將XRP固定在流行的加密儲備平台上，例如Binance，Kraken和Bybit。這些平台提供不同的選擇和利率。

1. Binance XRP Staking

1。 binance XRP Staking

Binance lets you stake XRP using its Simple Earn feature. It offers a 0.64% APY with a flexible term, and your principal stays safe. You can also use Dual Investment, which offers higher returns between 3.7% to 128.74%, but it comes with greater risk. In Dual Investment, your earnings depend on market price changes, so you may not always get XRP back. It suits advanced users who understand price risks.

binance允許您使用其簡單的收入功能使用Stake XRP。它提供了一個0.64％的APY，具有靈活的任期，您的校長保持安全。您還可以使用雙重投資，該投資提供3.7％至128.74％的較高回報，但風險更大。在雙重投資中，您的收入取決於市場價格的變化，因此您可能並不總是會恢復XRP。它適合了解價格風險的高級用戶。

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2. Kraken XRP Staking

2。 KrakenXRP Staking

Kraken offers a competitive interest rate of 1% APY for staking XRP. It’s a simple and safe option. Kraken is known for strong security and a user-friendly design. It’s a good choice if you want steady, low-risk earnings. You can unstake anytime without a long lock-up period.

Kraken可為Staking XRP提供1％APY的競爭利率。這是一個簡單安全的選擇。 Kraken以強大的安全性和用戶友好的設計而聞名。如果您想要穩定的低風險收入，這是一個不錯的選擇。您可以隨時隨地取消鎖定時間。

3. Bybit XRP Staking

3。 BybitXRP Staking

Bybit offers 0.70% APY on XRP staking. It is also flexible, so you can withdraw at any time. The platform is easy to use and has no complex rules. Bybit is ideal if you want a simple and low-risk staking experience. It’s best for short

BYBIT在XRP Staking上提供0.70％的APY。它也很靈活，因此您可以隨時退出。該平台易於使用，沒有復雜的規則。如果您想要簡單且低風險的企業體驗，bybit是理想的選擇。最好簡稱