XRP（Ripple）Staking：如何通过在交流上存入XRP来赚取利息

本指南将涵盖XRP Staking的含义，XRP是否支持传统的积分，如何使用XRP代币获得被动收入以及在XRP上获得高奖励的最佳实践。

XRP staking is a term often misused to describe earning rewards by depositing XRP on platforms like Binance, Nexo, Bybit, or Kraken. The truth is, XRP does not support staking because the XRP Ledger (XRPL) uses the Ripple Protocol Consensus Algorithm (RPCA).

XRP Stating是一个经常被滥用的术语，可以通过将XRP存放在Binance，Nexo，Bybit或Kraken等平台上来描述奖励。事实是，XRP不支持静止，因为XRP Ledger（XRPL）使用了Ripple协议共识算法（RPCA）。

Instead, what is called “XRP staking” is typically a platform-based program where users lock XRP, and the platform uses it for lending, liquidity pools, or other financial activities, sharing profits as rewards.

取而代之的是，所谓的“ XRP Staking”通常是一个基于平台的程序，用户锁定XRP，该平台将其用于贷款，流动性池或其他财务活动，将利润作为奖励分享。

This guide will cover what XRP staking is, whether XRP supports traditional staking, how to earn passive income with your XRP tokens, and the best practices to earn high rewards on XRP.

本指南将涵盖XRP Staking的含义，XRP是否支持传统的积分，如何使用XRP代币获得被动收入以及在XRP上获得高奖励的最佳实践。

What Is XRP Staking?

什么是XRP静止？

XRP staking refers to locking up XRP tokens to earn rewards or interest. XRP staking is not native to the XRP Ledger (XRPL) as it uses the Ripple Protocol Consensus Algorithm (RPCA), which relies on a network of trusted validators rather than staking or mining.

XRP Staking是指锁定XRP令牌以赚取奖励或利息。 XRP Staking并非XRP Ledger（XRPL）使用，因为它使用了Ripple协议共识算法（RPCA），该协议算法依赖于可信赖的验证器网络而不是铸造或采矿。

As a result, what is often marketed as “XRP staking” typically involves lending XRP to centralized platforms, such as cryptocurrency exchanges or DeFi services, or participating in liquidity pools. These platforms use the deposited XRP for activities like lending to borrowers or providing liquidity, and you receive interest or rewards in return. So, XRP staking, in this context, is a way to generate passive income without contributing directly to the XRPL’s operations.

结果，通常被销售为“ XRP Staking”的产品通常涉及XRP借给集中式平台，例如加密货币交易所或DEFI服务，或参与流动性池。这些平台使用存款XRP进行借款或提供流动性等活动，您将获得利息或回报。因此，在这种情况下，XRP Staking是一种产生被动收入的方式，而无需直接贡献XRPL的运营。

Can You Stake XRP?

您可以赌注XRP吗？

No, XRP cannot be staked in the traditional sense due to the XRPL’s consensus mechanism, which does not support PoS. However, users can use alternative methods to earn rewards on their XRP holdings.

不，由于XRPL的共识机制，XRP不能以传统意义放置，该机制不支持POS。但是，用户可以使用替代方法来获得其XRP持有的奖励。

The popular centralized exchanges like Binance, Nexo, or Kraken offer programs often labeled as “XRP staking,” but these are essentially interest-bearing accounts or lending services. You have to deposit XRP, and then the platform lends it to borrowers or uses it for liquidity, and shares earn profits with you as rewards. Some DeFi platforms also allow XRP holders to contribute to liquidity pools or yield farming, which can generate returns.

Binance，Nexo或Kraken等流行的集中交易所提供的计划通常标记为“ XRP Staking”，但这些本质上是带有兴趣的帐户或贷款服务。您必须存入XRP，然后该平台将其借出给借款人或用于流动性，并与您分享利润作为奖励。一些DEFI平台还允许XRP持有人为流动性池或产量耕种做出贡献，这可以产生回报。

Does XRP Support Traditional Staking?

XRP是否支持传统的积分？

No, XRP does not support traditional staking because the XRP Ledger does not operate on a proof-of-stake consensus mechanism.

不，XRP不支持传统的赌注，因为XRP分类帐不在验证证明的共识机制上工作。

“Traditional staking involves locking tokens to validate transactions and secure a blockchain, as seen in networks like Ethereum or Solana.”

“传统的放入涉及锁定令牌以验证交易并确保区块链，如以太坊或索拉纳等网络所示。”

The XRPL, however, uses the Ripple Protocol Consensus Algorithm (RPCA). Here, a set of trusted validators is selected from a Unique Node List (UNL), which confirms transactions without requiring staking or mining. This design mainly prioritizes speed, efficiency, and low transaction costs, and hence eliminates the need for token holders to stake their tokens to maintain network security.

但是，XRPL使用了Ripple协议共识算法（RPCA）。在这里，从唯一的节点列表（UNL）中选择了一组受信任的验证器，该验证器可以确认交易而无需订立或采矿。该设计主要将速度，效率和低交易成本列为优先级，因此消除了令牌持有人的需求，以维持网络安全。

XRP Staking vs. XRP Lending: What’s the Difference?

XRP Staking与XRP贷款：有什么区别？

Traditional crypto staking involves locking up cryptocurrency to support a network’s operations, such as validating transactions, and earning rewards in return. But there is no traditional XRP staking method.

传统的加密货币构成涉及锁定加密货币以支持网络的运营，例如验证交易和赚取回报。但是没有传统的XRP Staking方法。

XRP lending involves providing your XRP to borrowers through various platforms. In return, you earn interest payments. This method allows you to generate passive income from your XRP holdings.

XRP贷款涉及通过各种平台向借款人提供XRP。作为回报，您可以赚取利息。这种方法使您可以从XRP持有物中产生被动收入。

Here is a quick comparison between XRP staking and XRP lending:

这是XRP Staking和XRP贷款之间的快速比较：

Benefits of Lending XRP

贷款XRP的好处

Here are some key benefits of lending XRP:

以下是借出XRP的一些关键好处：

Challenges of Lending XRP

贷款XRP的挑战

Of course, lending XRP offers benefits, but it also involves significant challenges that users must consider. Below are some key risks or challenges:

当然，贷款XRP提供了好处，但它也涉及用户必须考虑的重大挑战。以下是一些关键风险或挑战：

Where to stake XRP? Best Exchange to stake XRP

XRP在哪里赌注？最好交换XRP

You can stake XRP on popular crypto staking platforms, such as Binance, Kraken, and Bybit. These platforms offer different options and interest rates.

您可以将XRP固定在流行的加密储备平台上，例如Binance，Kraken和Bybit。这些平台提供不同的选择和利率。

1. Binance XRP Staking

1。binance XRP Staking

Binance lets you stake XRP using its Simple Earn feature. It offers a 0.64% APY with a flexible term, and your principal stays safe. You can also use Dual Investment, which offers higher returns between 3.7% to 128.74%, but it comes with greater risk. In Dual Investment, your earnings depend on market price changes, so you may not always get XRP back. It suits advanced users who understand price risks.

binance允许您使用其简单的收入功能使用Stake XRP。它提供了一个0.64％的APY，具有灵活的任期，您的校长保持安全。您还可以使用双重投资，该投资提供3.7％至128.74％的较高回报，但风险更大。在双重投资中，您的收入取决于市场价格的变化，因此您可能并不总是会恢复XRP。它适合了解价格风险的高级用户。

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2. Kraken XRP Staking

2。KrakenXRP Staking

Kraken offers a competitive interest rate of 1% APY for staking XRP. It’s a simple and safe option. Kraken is known for strong security and a user-friendly design. It’s a good choice if you want steady, low-risk earnings. You can unstake anytime without a long lock-up period.

Kraken可为Staking XRP提供1％APY的竞争利率。这是一个简单安全的选择。 Kraken以强大的安全性和用户友好的设计而闻名。如果您想要稳定的低风险收入，这是一个不错的选择。您可以随时随地取消锁定时间。

3. Bybit XRP Staking

3。BybitXRP Staking

Bybit offers 0.70% APY on XRP staking. It is also flexible, so you can withdraw at any time. The platform is easy to use and has no complex rules. Bybit is ideal if you want a simple and low-risk staking experience. It’s best for short

BYBIT在XRP Staking上提供0.70％的APY。它也很灵活，因此您可以随时退出。该平台易于使用，没有复杂的规则。如果您想要简单且低风险的企业体验，bybit是理想的选择。最好简称