XRP準備進入新階段

一旦被接受，目前正在等待地方法院法官Analisa Torres的批准的和解將使波紋更近一英寸，以解散其與SEC的四年法律鬥爭。

The U.S. Securities and Exchange Commission (SEC) has reached a settlement agreement with cryptocurrency firm Ripple to pay $50 million in an instance of the regulator settling a case. The sum is a massive drop from the initial $125 million fine.

美國證券交易委員會（SEC）已與加密貨幣公司Ripple達成和解協議，以在監管機構解決案件的情況下支付5000萬美元。這筆款項從最初的1.25億美元罰款中大幅下降。

The move comes after a four-year-long legal battle that began in December 2019. The SEC sued Ripple in 2019 for allegedly selling unregistered securities to raise $1.3 billion through an initial coin offering (ICO) of its XRP token.

此舉是在2019年12月開始進行的為期四年的法律鬥爭之後進行的。 SEC在2019年起訴Ripple，據稱通過其XRP代幣的初始硬幣（ICO）出售未註冊的證券以籌集13億美元。

The case had major implications for the broader crypto industry, with implications for how digital assets are classified and regulated.

該案對更廣泛的加密貨幣行業具有重大影響，對數字資產的分類和規範產生了影響。

The announced settlement will now go to the District Court Judge Analisa Torres, who will decide whether to accept it. Once accepted, the case will be closed.

宣布的和解現在將移交給地方法院法官Analisa Torres，後者將決定是否接受。一旦接受，該案將關閉。

As market participants prepare for the weeks ahead, community members remain curious about what the settlement agreement truly means and what it could mean for Ripple and the XRP token in the long term.

隨著市場參與者為未來幾週做準備，社區成員對結算協議的真正含義以及對Ripple和XRP令牌的意義感到好奇。

XRP poised to enter a new phase

XRP準備進入新階段

In a post shared with X, a pseudonymous XRP enthusiast breaks down the expected shift that could follow the settlement’s acceptance and the case’s dissolution.

在與X共享的帖子中，XRP的XRP愛好者打破了預期的轉變，該轉變可能會遵循解決方案的接受和案件的解散。

Approval of the settlement could trigger a major change in the XRP token’s market position.

批准解決方案可能會引發XRP令牌市場地位的重大變化。

In the long run, regulatory clarity is a key upside that could be attained, as the SEC’s decision further solidifies Ripple’s long-standing claim that the crypto asset is not a security.

從長遠來看，法規清晰度是可以實現的關鍵上行，因為SEC的決定進一步鞏固了Ripple的長期說法，即加密資產不是安全性。

With XRP being viewed as a crypto asset comes an increase in credibility among existing holders and investors looking to make a big entrance.

隨著XRP被視為加密資產，現有持有人和希望進入大門的投資者的信譽提高。

Legal risks are also expected to flatten for both Ripple and other crypto businesses, such as exchanges, crypto service providers, and crypto investors.

預計Ripple和其他加密企業（例如交易所，加密服務提供商和加密投資者）也會承受法律風險。

Dissolution promises mass adoption for Ripple

解散承諾將大規模收養波紋

Mass adoption will likely be a notable by-product for the broader Ripple ecosystem, especially with the rise in demand for Spot XRP ETFs.

批量採用可能是更廣泛的波紋生態系統的顯著副產品，尤其是隨著對點XRP ETF的需求增加。

According to Polymarket's predictions, there is a 70% chance of approval by 2026. With leading investment firms like 21Shares and Bitwise filing for approval, a Spot ETF could unlock significant institutional capital.

根據Polymarket的預測，到2026年，有70％的批准機會。在21shares和Bitwise Files以批准的領先投資公司中，ETF可以釋放大量的機構資本。

It is worth noting that Ripple's adoption has been continuous over the years, with more than 300 financial institutions already utilizing its technology. Should the U.S. regulatory climate become even more favorable, the numbers will likely go even higher.

值得注意的是，多年來，Ripple的採用一直在連續，已有300多家金融機構已經利用其技術了。如果美國監管氣候變得更加有利，數字可能會更高。