XRP准备进入新阶段

一旦被接受，目前正在等待地方法院法官Analisa Torres的批准的和解将使波纹更近一英寸，以解散其与SEC的四年法律斗争。

The U.S. Securities and Exchange Commission (SEC) has reached a settlement agreement with cryptocurrency firm Ripple to pay $50 million in an instance of the regulator settling a case. The sum is a massive drop from the initial $125 million fine.

美国证券交易委员会（SEC）已与加密货币公司Ripple达成和解协议，以在监管机构解决案件的情况下支付5000万美元。这笔款项从最初的1.25亿美元罚款中大幅下降。

The move comes after a four-year-long legal battle that began in December 2019. The SEC sued Ripple in 2019 for allegedly selling unregistered securities to raise $1.3 billion through an initial coin offering (ICO) of its XRP token.

此举是在2019年12月开始进行的为期四年的法律斗争之后进行的。SEC在2019年起诉Ripple，据称通过其XRP代币的初始硬币（ICO）出售未注册的证券以筹集13亿美元。

The case had major implications for the broader crypto industry, with implications for how digital assets are classified and regulated.

该案对更广泛的加密货币行业具有重大影响，对数字资产的分类和规范产生了影响。

The announced settlement will now go to the District Court Judge Analisa Torres, who will decide whether to accept it. Once accepted, the case will be closed.

宣布的和解现在将移交给地方法院法官Analisa Torres，后者将决定是否接受。一旦接受，该案将关闭。

As market participants prepare for the weeks ahead, community members remain curious about what the settlement agreement truly means and what it could mean for Ripple and the XRP token in the long term.

随着市场参与者为未来几周做准备，社区成员对结算协议的真正含义以及对Ripple和XRP令牌的意义感到好奇。

XRP poised to enter a new phase

XRP准备进入新阶段

In a post shared with X, a pseudonymous XRP enthusiast breaks down the expected shift that could follow the settlement’s acceptance and the case’s dissolution.

在与X共享的帖子中，XRP的XRP爱好者打破了预期的转变，该转变可能会遵循解决方案的接受和案件的解散。

Approval of the settlement could trigger a major change in the XRP token’s market position.

批准解决方案可能会引发XRP令牌市场地位的重大变化。

In the long run, regulatory clarity is a key upside that could be attained, as the SEC’s decision further solidifies Ripple’s long-standing claim that the crypto asset is not a security.

从长远来看，法规清晰度是可以实现的关键上行，因为SEC的决定进一步巩固了Ripple的长期说法，即加密资产不是安全性。

With XRP being viewed as a crypto asset comes an increase in credibility among existing holders and investors looking to make a big entrance.

随着XRP被视为加密资产，现有持有人和希望进入大门的投资者的信誉提高。

Legal risks are also expected to flatten for both Ripple and other crypto businesses, such as exchanges, crypto service providers, and crypto investors.

预计Ripple和其他加密企业（例如交易所，加密服务提供商和加密投资者）也会承受法律风险。

Dissolution promises mass adoption for Ripple

解散承诺将大规模收养波纹

Mass adoption will likely be a notable by-product for the broader Ripple ecosystem, especially with the rise in demand for Spot XRP ETFs.

批量采用可能是更广泛的波纹生态系统的显着副产品，尤其是随着对点XRP ETF的需求增加。

According to Polymarket's predictions, there is a 70% chance of approval by 2026. With leading investment firms like 21Shares and Bitwise filing for approval, a Spot ETF could unlock significant institutional capital.

根据Polymarket的预测，到2026年，有70％的批准机会。在21shares和Bitwise Files以批准的领先投资公司中，ETF可以释放大量的机构资本。

It is worth noting that Ripple's adoption has been continuous over the years, with more than 300 financial institutions already utilizing its technology. Should the U.S. regulatory climate become even more favorable, the numbers will likely go even higher.

值得注意的是，多年来，Ripple的采用一直在连续，已有300多家金融机构已经利用其技术了。如果美国监管气候变得更加有利，数字可能会更高。