XRP Ledger的演變：活動帳戶，批發和解和機構Defi

XRP Ledger正在看到轉變。活躍的帳戶已經下降，但是批發定居點和機構範圍正在上升。這是什麼意思？

XRP Ledger Evolves: Active Accounts, Wholesale Settlement, and Institutional DeFi

XRP Ledger的演變：活動帳戶，批發和解和機構Defi

The XRP Ledger is undergoing a fascinating transformation, marked by shifting user behavior and a strategic pivot towards institutional finance. Let's dive into the key changes.

XRP Ledger正在經歷著一個引人入勝的轉變，其特徵是用戶行為轉移和對機構財務的戰略樞紐。讓我們深入研究關鍵更改。

Active Accounts Dip, Wholesale Settlement Surges

活動帳戶傾斜，批發和解潮流

Recent data reveals a notable trend: while the price of XRP has seen significant gains, the number of daily active accounts on the XRP Ledger has decreased by roughly half in 2025. According to Serotonin, daily active accounts dropped from approximately 39,500 on January 1st to nearly 19,500 by June 29th.

最近的數據顯示了一個顯著的趨勢：雖然XRP的價格取得了很大的收益，但XRP Ledger上的每日活躍帳戶的數量在2025年下降了大約一半。根據血清素的說法，每日活躍帳戶從1月1日的大約39,500下降到6月29日的近19,500。

Interestingly, this decline in active accounts is accompanied by an increase in per-user volumes, fee loads, and liquidity commitments. Payments now constitute a staggering 99.7% of on-ledger throughput, while decentralized exchange trades and swaps barely register. This shift suggests a move away from retail speculation and towards larger, more significant transactions.

有趣的是，活躍帳戶的這種下降伴隨著每用戶量，費用負載和流動性承諾的增加。現在，付款佔界線吞吐量的99.7％，而分散的交易交易和掉期幾乎沒有註冊。這種轉變表明，從零售投機和更大，更重要的交易轉向。

As transfer sizes increase and total value locked per automated market maker wallet rises, the XRP Ledger appears to be gentrifying "into wholesale settlement rails." This pivot contrasts with XRP's traditional image as a retail-driven cryptocurrency, championed by the dedicated "XRP Army."

隨著每個自動做市商錢包的轉移尺寸增加和鎖定的總價值，XRP Ledger似乎正在高檔化“進入批發定居點”。這種樞軸與XRP的傳統形象形成鮮明對比，作為零售驅動的加密貨幣，並受到專用的“ XRP軍隊”的支持。