XRP Ledger的演变：活动帐户，批发和解和机构Defi

XRP Ledger正在看到转变。活跃的帐户已经下降，但是批发定居点和机构范围正在上升。这是什么意思？

XRP Ledger Evolves: Active Accounts, Wholesale Settlement, and Institutional DeFi

XRP Ledger的演变：活动帐户，批发和解和机构Defi

The XRP Ledger is undergoing a fascinating transformation, marked by shifting user behavior and a strategic pivot towards institutional finance. Let's dive into the key changes.

XRP Ledger正在经历着一个引人入胜的转变，其特征是用户行为转移和对机构财务的战略枢纽。让我们深入研究关键更改。

Active Accounts Dip, Wholesale Settlement Surges

活动帐户倾斜，批发和解潮流

Recent data reveals a notable trend: while the price of XRP has seen significant gains, the number of daily active accounts on the XRP Ledger has decreased by roughly half in 2025. According to Serotonin, daily active accounts dropped from approximately 39,500 on January 1st to nearly 19,500 by June 29th.

最近的数据显示了一个显着的趋势：虽然XRP的价格取得了很大的收益，但XRP Ledger上的每日活跃帐户的数量在2025年下降了大约一半。根据血清素的说法，每日活跃帐户从1月1日的大约39,500下降到6月29日的近19,500。

Interestingly, this decline in active accounts is accompanied by an increase in per-user volumes, fee loads, and liquidity commitments. Payments now constitute a staggering 99.7% of on-ledger throughput, while decentralized exchange trades and swaps barely register. This shift suggests a move away from retail speculation and towards larger, more significant transactions.

有趣的是，活跃帐户的这种下降伴随着每用户量，费用负载和流动性承诺的增加。现在，付款占界线吞吐量的99.7％，而分散的交易交易和掉期几乎没有注册。这种转变表明，从零售投机和更大，更重要的交易转向。

As transfer sizes increase and total value locked per automated market maker wallet rises, the XRP Ledger appears to be gentrifying "into wholesale settlement rails." This pivot contrasts with XRP's traditional image as a retail-driven cryptocurrency, championed by the dedicated "XRP Army."

随着每个自动做市商钱包的转移尺寸增加和锁定的总价值，XRP Ledger似乎正在高档化“进入批发定居点”。这种枢轴与XRP的传统形象形成鲜明对比，作为零售驱动的加密货币，并受到专用的“ XRP军队”的支持。