XRP Ledger vs ChainLink：Messari報告真正告訴我們的內容

在一份詳細的新報告中，加密研究公司Messari對XRP Ledger（XRPL）和Chainlink進行了並排比較，檢查了他們的用例

In the dynamic landscape of cryptocurrency, researchers at Messari have delved into the distinct paths taken by XRP Ledger and Chainlink as they navigate the realm of institutional crypto adoption.

在加密貨幣的動態景觀中，彌賽亞的研究人員深入研究了XRP Ledger和Chainlink在駕駛機構加密貨幣領域時所採取的獨特途徑。

On the surface, these two networks appear quite different. One is designed to revolutionize cross-border payments with speed and efficiency, while the latter focuses on providing critical data feeds for smart contracts. However, a closer look reveals that both are becoming major players in the narrative of institutions entering the crypto space.

從表面上看，這兩個網絡顯得完全不同。一種旨在以速度和效率徹底改變跨境支付，而後者則重點是為智能合約提供關鍵的數據供稿。但是，仔細觀察表明，兩者都在進入加密貨幣空間的機構敘事中成為主要參與者。

In a recent analysis, TheCryptoBasic highlights the key takeaways from Messari’s report and the evolving narrative of these two prominent blockchain networks.

在最近的一項分析中，Thecryptobasic突出了彌賽亞報告的關鍵要點以及這兩個突出的區塊鍊網絡的不斷發展的敘述。

Both XRP Ledger, designed by Ripple Labs, and Chainlink are designed for low transaction fees and rapid throughput, aiming for a user experience optimized for large-scale, institutional-grade applications. XRP Ledger focuses on speed, low cost, and a flexible architecture that can be adapted for various financial use cases. It handles payments, a built-in DEX, and even tokenization of real-world assets.

由Ripple Labs設計的XRP Ledger和ChainLink均設計用於低交易費用和快速吞吐量，旨在實現針對大型機構應用程序優化的用戶體驗。 XRP Ledger專注於速度，低成本和靈活的體系結構，可以適用於各種財務用例。它處理付款，內置的DEX，甚至是現實世界資產的令牌化。

This setup is ideal for banks, payment providers, and central banks looking to modernize cross-border settlement, a domain where speed and low fees are paramount. In contrast, Chainlink operates as an oracle network on Ethereum. It doesn’t handle payments or host native smart contracts itself, but rather feeds off-chain data to other blockchains – like prices, weather, or FX rates. Without Chainlink, a huge portion of DeFi wouldn’t work, and its Cross-Chain Interoperability Protocol (CCIP) is a foundational piece for transferring tokenized assets across different networks.

此設置非常適合銀行，付款提供商和希望現代化跨境和解的中央銀行，這是一個最重要的速度和低費用的領域。相比之下，ChainLink是以太坊上的Oracle網絡。它不處理付款或擁有本地智能合約本身，而是將鍊鍊數據提供給其他區塊鏈，例如價格，天氣或FX費率。沒有鏈條，很大一部分DEFI就無法使用，其跨鏈互操作性協議（CCIP）是用於在不同網絡上傳輸令牌資產的基礎。

This makes Chainlink ideal for the institutions building the next generation of financial applications on blockchain. While XRP Ledger is attempting to replace and improve SWIFT, Chainlink is busy creating the data pipelines that will allow these new blockchain ecosystems to function.

這使ChainLink非常適合在區塊鏈上建立下一代財務應用程序的機構。當XRP Ledger試圖替換和改善SWIFT時，ChainLink忙於創建數據管道，這些數據管道將允許這些新的區塊鏈生態系統運行。

A Deeper Look at the Numbers

更深入地看數字

The differing market caps of the two projects also highlight the distinct stages they’ve reached in their development.

這兩個項目的不同市值也強調了他們在開發中達到的不同階段。

Source: Messari

資料來源：Messari

Both projects have achieved significant milestones in their respective domains. XRP Ledger has secured major partnerships with central banks and financial players, testing and deploying cross-border payment solutions, CBDCs, and even custody solutions with their new RLUSD stablecoin. Recent noteworthy moves include:

這兩個項目在各自領域都取得了重要的里程碑。 XRP Ledger與中央銀行和財務參與者建立了主要合作夥伴關係，測試和部署跨境支付解決方案，CBDCS，甚至使用其新的RLUSD StableCoin進行了監護解決方案。最近的值得注意的舉動包括：

* A partnership with the central bank of the Bahamas to explore integrating XRP Ledger with the country’s digital currency, Sand Dollar.

*與巴哈馬中央銀行建立合作夥伴關係，探索將XRP Ledger與該國的數字貨幣Sand Dollar集成。

* Collaboration with European Central Bank officials to discuss the potential use cases of XRP Ledger in the future of EU financial technology.

*與歐洲中央銀行官員合作，討論歐盟金融技術未來XRP Ledger的潛在用例。

* Partnerships with several large banks in Southeast Asia for cross-border payment solutions, aiming to streamline remittances and reduce costs.

*與東南亞的幾家大型銀行建立跨境支付解決方案的合作夥伴關係，旨在簡化匯款和降低成本。

Meanwhile, Chainlink has silently built one of the strongest institutional pipelines in crypto. Major financial giants like SWIFT, Citibank, BNY Mellon, and Euroclear are using Chainlink’s tech to test and execute cross-chain token transfers and real-world asset tokenization.

同時，Chainlink默默地建造了加密貨幣中最強的機構管道之一。 Swift，Citibank，BNY Mellon和Euroclear等主要金融巨頭正在使用Chainlink的技術來測試和執行跨鏈代幣轉移和現實世界中的資產令牌。

In essence, XRP is focused on onboarding the existing banks and payment rails, while Chainlink is setting up the backend data rails for the entire multi-chain future that these institutions will use.

從本質上講，XRP專注於登上現有的銀行和付款導軌，而ChainLink則為這些機構將使用的整個多鏈未來設置後端數據導軌。

The Unexpected Twist: Not Rivals, But Collaborators

意外的轉折：不是競爭對手，而是合作者

One of the most interesting takeaways from the thread is the integration of Ripple and Chainlink. Ripple is now using Chainlink’s decentralized oracle feeds to support price accuracy for RLUSD, the new stablecoin, across both XRPL and Ethereum.

線程中最有趣的收穫之一是Ripple和Chainlink的集成。 Ripple現在正在使用Chainlink的分散甲骨文飼料來支持XRPL和以太坊中新的Stablecoin Rlusd的價格準確性。

This is a subtle but powerful message – blockchain isn’t a zero-sum game. The future of institutional adoption will likely be interconnected, not competitive. Chainlink and XRP may operate in different niches, but when combined, they enhance each other’s capabilities – faster payments with accurate price feeds, secure data with reliable settlement.

這是一個微妙但有力的信息 - 區塊鏈不是零和遊戲。機構採用的未來可能會相互聯繫，而不是競爭力。 ChainLink和XRP可能會在不同的壁nikes中運行，但是合併後，它們可以增強彼此的功能 - 使用準確的價格提要，可靠的數據可靠的數據，可以更快地付款。

The Bottom Line

底線

The Messari report, and this thread, make one thing abundantly clear: both XRP Ledger and Chainlink are attracting serious interest from institutions, albeit in different capacities.

Messari報告和該線程非常清楚：XRP Ledger和Chainlink都引起了機構的嚴重興趣，儘管其能力不同。

And as the partnership between Ripple and Chainlink demonstrates, the real victors in blockchain may not be those who strive for dominance, but rather those who prioritize connection and collaboration. In an industry as rapidly evolving as crypto, partnerships and integration could be the key to unlocking the next stage of institutional adoption.

正如Ripple和Chainlink之間的伙伴關係所表明的那樣，區塊鏈中真正的勝利者可能不是那些努力統治的人，而是那些優先考慮聯繫和協作的人。在像加密貨幣一樣迅速發展的行業中，合作夥伴關係和整合可能是釋放下一階段機構採用的關鍵。